Humboldt County, Nevada: commercial real estate data.
Humboldt County, Nevada had an estimated 17,116 residents on July 1, 2024, down 1.0 percent since the 2020 census base of 17,283, across 9,641 square miles. County output reached $1.82 bn in 2024, 418 establishments operate here, and the SBA record carries 23 7(a) approvals worth $14.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Humboldt County
How many people live in Humboldt County
- Population, American Community Survey 2020-202417,289
- Households6,911
- Average household size2.50
- Median household income$81,073
- Median age37.7
- Median gross rent$994 per month
- Median owner-occupied home value$278,300
- Home value to household income3.4 times
- Annual rent as a share of median income14.7 percent
- Adults 25 and over with a bachelor degree or higher19.3 percent
- Adults 25 and over with a graduate degree4.8 percent
- Adults 25 and over11,271
- Population under 184,562
- Share under 1826.4 percent
- Population 65 and over2,859
- Share 65 and over16.5 percent
- Working age population, 18 to 649,868
- Civilian labor force8,354
- Unemployment rate5.8 percent
- Labor force participation, adults 18 and over65.6 percent
- Rank by population among Nevada counties9th of 17
- Rank by population among US county-equivalents, Puerto Rico included2021st of 3,222
Humboldt County is the 9th largest of 17 Nevada counties by population. A median home costs 3.4 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 26.4 percent against 16.5 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Humboldt County
Is Humboldt County's population growing?
- Population, July 1, 202417,116
- Census 2020 base population17,283
- Population change since the 2020 census base-0.97 percent
- Population change, 2023 to 2024-44
- Births, 2024179
- Deaths, 2024171
- Natural change, 20248
- Net domestic migration, 2024-112
- Net international migration, 202460
- Total net migration, 2024-52
- Cumulative net domestic migration, 2021 to 2024-361
- Rank by growth among US county-equivalents2179th of 3,144
The county has lost 0.97 percent of its population since the 2020 census base. More people left than moved in during 2024 and births over deaths did not make up the difference, so the population fell.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Humboldt County
Where are people moving to Humboldt County from?
- Tax returns filed by households arriving473
- People arriving, from those returns820
- Tax returns filed by households leaving510
- Net household movement-37
- Adjusted gross income arriving$28.3 m
- Net adjusted gross income movement$-10.9 m
- Average income of an arriving household$59,767
- Average income of a leaving household$76,755
- Largest single originWashoe County (57 households)
- Largest single destinationWashoe County (56 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Washoe County | 57 | 87 | $3.5 m |
| Elko County | 38 | 67 | $3.0 m |
| Pershing County | 25 | 54 | $825,000 |
| Clark County | 24 | 39 | $-66.5 m |
| Lyon County | 24 | 40 | $1.2 m |
Households arriving report $16,988 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Washoe County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Humboldt County
What is the Humboldt County economy?
- County GDP, 2024$1.82 bn
- County GDP, 2023$1.74 bn
- GDP change, 2023 to 20244.4 percent
- GDP change over five years22.3 percent
- Rank by GDP among the Nevada areas BEA publishes9th of 17
- Rank by GDP among the US county areas BEA publishes1363rd of 3,127
- GDP per resident$104,992
Output grew 4.4 percent in the latest year and 22.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Humboldt County
Employment by industry in Humboldt County
- Covered employment, annual average7,812
- Establishments reporting481
- Average annual pay$72,366
- Average weekly wage$1,392
- Mining, quarrying, and oil and gas extraction, employment1,960
- Mining, quarrying, and oil and gas extraction, average annual pay$122,321
- Retail trade, employment964
- Retail trade, average annual pay$36,736
- Accommodation and food services, employment918
- Accommodation and food services, average annual pay$26,141
- Agriculture, forestry, fishing and hunting, employment340
- Agriculture, forestry, fishing and hunting, average annual pay$50,122
- Manufacturing, employment258
- Transportation and warehousing, employment239
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Mining, quarrying, and oil and gas extraction | 1,960 | 23 | $122,321 |
| Retail trade | 964 | 62 | $36,736 |
| Accommodation and food services | 918 | 59 | $26,141 |
| Agriculture, forestry, fishing and hunting | 340 | 40 | $50,122 |
| Manufacturing | 258 | 10 | $77,734 |
| Transportation and warehousing | 239 | 17 | $75,970 |
| Construction | 226 | 34 | $69,338 |
| Other services, except public administration | 200 | 33 | $67,359 |
Mining, quarrying, and oil and gas extraction is the largest private sector at 1,960 jobs, 25.1 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Humboldt County
How many businesses are in Humboldt County?
- Establishments, all industries418
- Employment at those establishments6,392
- Annual payroll$433.5 m
- Establishments per 1,000 residents24.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Humboldt County
Building permits in Humboldt County
- Housing units authorized by permit, 202437
- Declared construction value permitted$4.9 m
- Single family units authorized37
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$132,457
- Units authorized per 1,000 households5.4
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Humboldt County
SBA loans in Humboldt County (7(a) and 504)
- 7(a) approvals recorded23
- 7(a) gross approval dollars$14.5 m
- Average 7(a) approval$628,735
- Median 7(a) approval$310,000
- 10th percentile approval$23,000
- 90th percentile approval$1,678,400
- Largest single approval$2,498,000
- Jobs reported supported, 7(a)249
- Jobs per approval10.8
- Distinct 7(a) lenders active15
- Distinct industries receiving approvals16
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer43.5 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter13
- Franchise loans5
- Franchise share of approvals21.7 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (6)
- Most active lenderU.S. Bank, National Association (7)
- 504 approvals recorded7
- 504 gross approval dollars$5.1 m
- Average 504 approval$730,571
- Median 504 approval$268,000
- Distinct CDCs active2
- 504 jobs per approval5.7
- 504 jobs per million dollars approved7.8
- Most active CDCNevada State Development Corporation (6)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$19.6 m
The average approval of $628,735 sits well above the median of $310,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 43.5 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Humboldt County
SBA loan default and charge-off rates in Humboldt County
Do SBA loans in Humboldt County get paid back?
- Loans with a final outcome recorded6
- Paid in full5
- Charged off1
- Status: Charged off1
- Status: Paid in full5
- Status: Cancelled3
- Status: Exempt from disclosure14
Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Humboldt County
SBA lending by place in Humboldt County
- Borrower cities with recorded lending2
- Winnemucca, approvals22
- McDermitt, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Winnemucca | 22 | $14,365,900 |
| McDermitt | 1 | $95,000 |
Winnemucca accounts for 22 approvals against 1 in McDermitt. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Humboldt County
How large is Humboldt County?
- Land area9,641 sq mi
- Rank by land area among Nevada counties4th of 17
- Width, east to west120.2 mi
- Height, north to south101.8 mi
- Geographies sharing a boundary7
- Residents per square mile of land2
- Establishments per square mile0.04
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Humboldt County
Flood risk in Humboldt County
- Participation of the county's own NFIP community Humboldt County, unincorporated areasParticipating, community 320011
- Communities in the county in the NFIP Community Status Book2
- Of those, participating in the NFIP2
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Humboldt County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Humboldt County (community 320011), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Humboldt County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Humboldt County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Humboldt County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202417,289
- Households6,911
- Average household size2.50
- Median household income$81,073
- Median age37.7
Common questions
Humboldt County questions, answered from the record.
How many people live in Humboldt County, Nevada?
The Census Bureau estimates 17,116 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 17,289, in 6,911 households, ranking 9th of 17 Nevada counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Humboldt County's population growing?
The population has fallen 0.97 percent since the 2020 census base of 17,283, to 17,116 on July 1, 2024. In 2024 there were 179 births against 171 deaths, with net migration of -52. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Humboldt County?
$81,073. The median owner-occupied home is valued at $278,300, which is 3.4 times income, and median gross rent is $994 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Humboldt County?
418 establishments, employing 6,392 people with an annual payroll of $433.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Humboldt County?
Mining, quarrying, and oil and gas extraction is the largest private sector at 1,960 jobs, 25.1 percent of covered employment. Covered employment averages 7,812 jobs at an average annual pay of $72,366, or $1,392 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Humboldt County?
23 7(a) approvals totaling $14.5 m since FY2020, across 15 lenders, with a median approval of $310,000, plus 7 504 approvals worth $5.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Humboldt County?
37 housing units were authorized by permit in 2024, with a declared construction value of $4.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Humboldt County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Humboldt County come from?
The largest single origin is Washoe County, with 57 households. Arriving households report an average income of $59,767 against $76,755 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Humboldt County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Humboldt County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Humboldt County
Cities and places in Humboldt.
8 Census places lie wholly or partly in Humboldt County. 7 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Winnemucca | city | 8,361 | 22 | Wholly in this county |
| Fort McDermitt | CDP | 286 | None recorded | Wholly in this county |
| Paradise Valley | CDP | 247 | None recorded | Wholly in this county |
| Golconda | CDP | 203 | None recorded | Wholly in this county |
| Orovada | CDP | 141 | None recorded | Wholly in this county |
| Denio | CDP | 36 | None recorded | Wholly in this county |
| McDermitt | CDP | 22 | 1 | Wholly in this county |
| Valmy | CDP | 0 | None recorded | Wholly in this county |