HomeOregonPolk CountyIndependence
Independence, Oregon: commercial real estate data.
Independence is a Census city of 10,199 people across 3.01 square miles of land, in Polk County. Median household income is $85,375, 54.6 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $2.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Independence
What Independence is
- Census place typecity
- Land area3.01 sq mi
- Water area0.11 sq mi
- Population per square mile of land3,394
- County holding the largest share of its areaPolk County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Independence
How many people live in Independence
- Population10,199
- Median age30.7
- Population under 182,304
- Share under 1822.6 percent
- Population 65 and over1,099
- Share 65 and over10.8 percent
- Households3,151
- Family households2,137
- Share of households that are families67.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Independence
Income and work in Independence
- Median household income$85,375
- Per capita income$31,794
- Civilian labor force5,639
- Employed5,420
- Unemployed219 plus or minus 173
- Unemployment rate3.9 percent plus or minus 3.1
- Adults 25 and over5,890
- Adults 25 and over with a high school diploma or higher86.5 percent
- Adults 25 and over with a bachelor degree or higher27.0 percent plus or minus 5.5
- Adults 25 and over with a graduate degree6.2 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Independence
Housing in Independence
- Housing units3,195
- Occupied units3,151
- Vacant units44 plus or minus 70
- Vacancy rate1.4 percent plus or minus 2.2
- Owner occupied1,721
- Renter occupied1,430
- Ownership rate54.6 percent
- Median owner-occupied home value$378,800
- Median gross rent, monthly$1,665
- Annual rent as a share of median income23.4 percent
- Single family units1,920
- Share single family60.1 percent
- Units in buildings of two or more1,135 plus or minus 300
- Share in buildings of two or more35.5 percent plus or minus 8.9
- Mobile homes69 plus or minus 50
- Median year structure built1999
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Independence
How Independence gets to work
- Workers 16 and over who commute4,597
- Commuting under 15 minutes1,209 plus or minus 290
- Share commuting under 15 minutes26.3 percent plus or minus 6.0
- Commuting 30 minutes or more1,887 plus or minus 392
- Share commuting 30 minutes or more41.0 percent
- Drove alone73.2 percent
- Carpooled11.3 percent plus or minus 5.2
- Public transport0.0 percent
- Walked1.2 percent plus or minus 1.1
- Worked from home13.2 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Independence
SBA loans in Independence (7(a))
- Approvals14
- Gross approval$2,612,500
- Average approval$186,607
- Median approval$27,500
- Largest approval$1,080,000
- Jobs supported45
- Jobs per approval3.2
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS13
Counted by borrower city: approvals to borrowers whose address is in Independence, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Independence
SBA loans in Independence (504)
- Approvals2
- Gross approval$2,606,000
- Average approval$1,303,000
- Median approval$1,303,000
- Largest approval$2,260,000
- Jobs supported28
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Independence, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Independence
Flood risk in Independence
- NFIP communityCity of Independence
- NFIP community number410189
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/19/06
The City of Independence participates in the National Flood Insurance Program as community 410189 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Polk County, not Independence
Polk County context, not Independence figures
- Establishments in Polk County1,587
- Covered employment, Polk County21,937
- Average annual pay, Polk County$52,263
- Housing units permitted, Polk County177
Every figure in this section is published for Polk County as a whole and is not a measurement of Independence.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Independence questions, answered from the record.
How many people live in Independence, Oregon?
10,199, in 3,151 households. Independence city covers 3.01 square miles of land, which is 3,394 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Independence in?
Polk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Independence?
$85,375. The median owner-occupied home is valued at $378,800. Median gross rent is $1,665 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Independence businesses?
14 7(a) approvals totaling $2.6 m since FY2020, across 5 lenders, median approval $27,500, plus 2 504 approvals worth $2.6 m since FY2010. These count approvals to borrowers whose address is in Independence, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Independence borrowers get paid back?
No rate is published for Independence. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Independence in the National Flood Insurance Program?
Yes. Independence appears in the FEMA Community Status Book as Independence, city of, community 410189, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Independence figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Independence.
Is zoning published for Independence?
No. Nothing on this page presents parcel level zoning.
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