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HomeOregonPolk CountyMonmouth

Monmouth, Oregon: commercial real estate data.

Monmouth is a Census city of 11,428 people across 2.24 square miles of land, in Polk County. Median household income is $69,170, 47.4 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $3.4 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Monmouth

What Monmouth is

  • Census place typecity
  • Land area2.24 sq mi
  • Water area0.08 sq mi
  • Population per square mile of land5,105
  • County holding the largest share of its areaPolk County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monmouth

How many people live in Monmouth

  • Population11,428
  • Median age27.1
  • Population under 182,289
  • Share under 1820.0 percent
  • Population 65 and over1,353
  • Share 65 and over11.8 percent
  • Households3,621
  • Family households2,280
  • Share of households that are families63.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monmouth

Income and work in Monmouth

  • Median household income$69,170
  • Per capita income$29,746
  • Civilian labor force6,221
  • Employed5,779
  • Unemployed442 plus or minus 186
  • Unemployment rate7.1 percent plus or minus 2.9
  • Adults 25 and over6,213
  • Adults 25 and over with a high school diploma or higher93.7 percent
  • Adults 25 and over with a bachelor degree or higher27.3 percent
  • Adults 25 and over with a graduate degree10.6 percent plus or minus 3.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monmouth

Housing in Monmouth

  • Housing units3,969
  • Occupied units3,621
  • Vacant units348 plus or minus 220
  • Vacancy rate8.8 percent plus or minus 5.5
  • Owner occupied1,715
  • Renter occupied1,906
  • Ownership rate47.4 percent
  • Median owner-occupied home value$413,200
  • Median gross rent, monthly$1,114
  • Annual rent as a share of median income19.3 percent
  • Single family units2,412
  • Share single family60.8 percent
  • Units in buildings of two or more1,408 plus or minus 331
  • Share in buildings of two or more35.5 percent plus or minus 7.9
  • Mobile homes149 plus or minus 71
  • Median year structure built1993

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monmouth

How Monmouth gets to work

  • Workers 16 and over who commute4,942
  • Commuting under 15 minutes1,851 plus or minus 449
  • Share commuting under 15 minutes37.5 percent plus or minus 8.3
  • Commuting 30 minutes or more2,128 plus or minus 485
  • Share commuting 30 minutes or more43.1 percent plus or minus 8.9
  • Drove alone69.7 percent
  • Carpooled7.9 percent plus or minus 2.7
  • Public transport1.2 percent plus or minus 1.1
  • Walked7.7 percent plus or minus 3.3
  • Worked from home10.6 percent plus or minus 3.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Monmouth

SBA loans in Monmouth (7(a))

  • Approvals28
  • Gross approval$3,397,500
  • Average approval$121,339
  • Median approval$25,000
  • Ninetieth percentile approval$275,050
  • Largest approval$1,523,000
  • Jobs supported224
  • Jobs per approval8.0
  • Loans with a final outcome11
  • Paid in full11
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more3.6 percent
  • Share to franchises7.1 percent
  • Distinct lenders6
  • Distinct industries by NAICS19

Counted by borrower city: approvals to borrowers whose address is in Monmouth, in any county, FY2020 to FY2026. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Monmouth

SBA loans in Monmouth (504)

  • Approvals2
  • Gross approval$771,000
  • Average approval$385,500
  • Median approval$385,500
  • Largest approval$498,000
  • Jobs supported7
  • Loans with a final outcome1
  • Charged off0
  • Median term270 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Monmouth, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Monmouth

Flood risk in Monmouth

  • NFIP communityCity of Monmouth
  • NFIP community number410190
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date12/19/06

The City of Monmouth participates in the National Flood Insurance Program as community 410190 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Polk County, not Monmouth

Polk County context, not Monmouth figures

  • Establishments in Polk County1,587
  • Covered employment, Polk County21,937
  • Average annual pay, Polk County$52,263
  • Housing units permitted, Polk County177

Every figure in this section is published for Polk County as a whole and is not a measurement of Monmouth.

All Polk County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Monmouth questions, answered from the record.

How many people live in Monmouth, Oregon?

11,428, in 3,621 households. Monmouth city covers 2.24 square miles of land, which is 5,105 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Monmouth in?

Polk County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Monmouth?

$69,170. The median owner-occupied home is valued at $413,200. Median gross rent is $1,114 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Monmouth businesses?

28 7(a) approvals totaling $3.4 m since FY2020, across 6 lenders, median approval $25,000, plus 2 504 approvals worth $771,000 since FY2010. These count approvals to borrowers whose address is in Monmouth, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Monmouth borrowers get paid back?

No rate is published for Monmouth. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Monmouth in the National Flood Insurance Program?

Yes. Monmouth appears in the FEMA Community Status Book as Monmouth, city of, community 410190, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Monmouth figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Polk County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Monmouth.

Is zoning published for Monmouth?

No. Nothing on this page presents parcel level zoning.