Tillamook County, Oregon: commercial real estate data.
Tillamook County, Oregon had an estimated 27,264 residents on July 1, 2024, down 0.4 percent since the 2020 census base of 27,386, across 1,103 square miles. County output reached $1.48 bn in 2024, 769 establishments operate here, and the SBA record carries 74 7(a) approvals worth $37.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Tillamook County
How many people live in Tillamook County
- Population, American Community Survey 2020-202427,496
- Households11,936
- Average household size2.30
- Median household income$69,105
- Median age49.0
- Median gross rent$1,246 per month
- Median owner-occupied home value$430,200
- Home value to household income6.2 times
- Annual rent as a share of median income21.6 percent
- Adults 25 and over with a bachelor degree or higher26.2 percent
- Adults 25 and over with a graduate degree8.7 percent
- Adults 25 and over20,984
- Population under 184,980
- Share under 1818.1 percent
- Population 65 and over7,693
- Share 65 and over28.0 percent
- Working age population, 18 to 6414,823
- Civilian labor force11,469
- Unemployment rate4.5 percent
- Labor force participation, adults 18 and over50.9 percent
- Rank by population among Oregon counties21st of 36
- Rank by population among US county-equivalents, Puerto Rico included1565th of 3,222
Tillamook County is the 21st largest of 36 Oregon counties by population. A median home costs 6.2 times median household income, which is severely unaffordable by national standards. Residents 65 and over outnumber those under 18, at 28.0 percent against 18.1 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Tillamook County
Is Tillamook County's population growing?
- Population, July 1, 202427,264
- Census 2020 base population27,386
- Population change since the 2020 census base-0.45 percent
- Population change, 2023 to 2024-159
- Births, 2024210
- Deaths, 2024413
- Natural change, 2024-203
- Net domestic migration, 202429
- Net international migration, 202416
- Total net migration, 202445
- Cumulative net domestic migration, 2021 to 2024551
- Rank by growth among US county-equivalents2003rd of 3,144
The county has lost 0.45 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Tillamook County
Where are people moving to Tillamook County from?
- Tax returns filed by households arriving856
- People arriving, from those returns1,453
- Tax returns filed by households leaving851
- Net household movement5
- Adjusted gross income arriving$109.4 m
- Net adjusted gross income movement$54.7 m
- Average income of an arriving household$127,841
- Average income of a leaving household$64,365
- Largest single originMultnomah County (135 households)
- Largest single destinationWashington County (109 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Multnomah County | 135 | 222 | $29.7 m |
| Washington County | 97 | 164 | $10.2 m |
| Clackamas County | 50 | 81 | $4.8 m |
| Clatsop County | 30 | 45 | $2.1 m |
| Lincoln County | 28 | 47 | $1.6 m |
| Yamhill County | 26 | 46 | $1.6 m |
| Marion County | 21 | 37 | $1.5 m |
| Deschutes County | 20 | 36 | $1.2 m |
Households arriving report $63,476 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Multnomah County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Tillamook County
What is the Tillamook County economy?
- County GDP, 2024$1.48 bn
- County GDP, 2023$1.46 bn
- GDP change, 2023 to 20241.0 percent
- GDP change over five years10.0 percent
- Rank by GDP among the Oregon areas BEA publishes25th of 36
- Rank by GDP among the US county areas BEA publishes1530th of 3,127
- GDP per resident$53,656
Output grew 1.0 percent in the latest year and 10.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Tillamook County
Employment by industry in Tillamook County
- Covered employment, annual average9,886
- Establishments reporting1,090
- Average annual pay$52,379
- Average weekly wage$1,007
- Manufacturing, employment1,641
- Manufacturing, average annual pay$60,645
- Accommodation and food services, employment1,437
- Accommodation and food services, average annual pay$30,205
- Retail trade, employment1,106
- Retail trade, average annual pay$35,176
- Health care and social assistance, employment1,037
- Health care and social assistance, average annual pay$68,783
- Agriculture, forestry, fishing and hunting, employment632
- Construction, employment436
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,641 | 34 | $60,645 |
| Accommodation and food services | 1,437 | 145 | $30,205 |
| Retail trade | 1,106 | 112 | $35,176 |
| Health care and social assistance | 1,037 | 114 | $68,783 |
| Agriculture, forestry, fishing and hunting | 632 | 79 | $47,728 |
| Construction | 436 | 118 | $60,788 |
| Other services, except public administration | 381 | 90 | $30,940 |
| Transportation and warehousing | 231 | 28 | $59,996 |
Manufacturing is the largest private sector at 1,641 jobs, 16.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Tillamook County
How many businesses are in Tillamook County?
- Establishments, all industries769
- Employment at those establishments8,076
- Annual payroll$422.2 m
- Establishments per 1,000 residents28.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Tillamook County
Building permits in Tillamook County
- Housing units authorized by permit, 202486
- Declared construction value permitted$35.3 m
- Single family units authorized82
- Multifamily units authorized4
- Multifamily share of units4.7 percent
- Average declared value per unit$411,001
- Units authorized per 1,000 households7.2
Single-family homes are 95.3 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Tillamook County
SBA loans in Tillamook County (7(a) and 504)
- 7(a) approvals recorded74
- 7(a) gross approval dollars$37.3 m
- Average 7(a) approval$503,432
- Median 7(a) approval$35,350
- 10th percentile approval$20,000
- 90th percentile approval$1,621,550
- Largest single approval$4,420,000
- Jobs reported supported, 7(a)421
- Jobs per approval5.7
- Distinct 7(a) lenders active21
- Distinct industries receiving approvals49
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer24.3 percent
- Loans on real estate terms18
- Loans on working capital terms, 120 months or shorter56
- Franchise loans1
- Franchise share of approvals1.4 percent
- Most active lender1st Security Bank of Washington (24)
- 504 approvals recorded6
- 504 gross approval dollars$3.7 m
- Average 504 approval$612,333
- Median 504 approval$472,500
- Distinct CDCs active4
- 504 jobs per approval4.7
- 504 jobs per million dollars approved7.6
- Most active CDCEvergreen Business Capital (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$40.9 m
The average approval of $503,432 sits well above the median of $35,350, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 24.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Tillamook County
SBA loan default and charge-off rates in Tillamook County
Do SBA loans in Tillamook County get paid back?
- Loans with a final outcome recorded14
- Paid in full13
- Charged off1
- Status: Exempt from disclosure43
- Status: Paid in full13
- Status: Cancelled15
- Status: Charged off1
- Status: Committed, not yet disbursed2
Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tillamook County
SBA lending by place in Tillamook County
- Borrower cities with recorded lending11
- Tillamook, approvals22
- Garibaldi, approvals12
- Manzanita, approvals11
- Rockaway Beach, approvals9
- Nehalem, approvals9
- Bay City, approvals4
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Tillamook | 22 | $4,433,500 |
| Garibaldi | 12 | $9,547,500 |
| Manzanita | 11 | $6,878,900 |
| Rockaway Beach | 9 | $8,962,200 |
| Nehalem | 9 | $1,069,400 |
| Bay City | 4 | $2,128,000 |
| Pacific City | 3 | $3,922,500 |
| Hebo | 1 | $250,000 |
| 3 other borrower cities | 3 | $62,000 |
Tillamook accounts for 22 approvals against 12 in Garibaldi. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tillamook County
How large is Tillamook County?
- Land area1,103 sq mi
- Rank by land area among Oregon counties26th of 36
- Width, east to west34.9 mi
- Height, north to south51 mi
- Geographies sharing a boundary5
- Residents per square mile of land25
- Establishments per square mile0.70
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Tillamook County
Flood risk in Tillamook County
- Participation of the county's own NFIP community Tillamook County, unincorporated areasParticipating, community 410196
- Community Rating System class of the county's own communityClass 10
- Communities in the county in the NFIP Community Status Book8
- Of those, participating in the NFIP8
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class4
- Radon levels in Tillamook County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Tillamook County (community 410196), participates in the National Flood Insurance Program and carries Community Rating System class 10, a flood insurance premium discount for policies written there. The EPA places Tillamook County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 7, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Tillamook County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Tillamook County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202427,496
- Households11,936
- Average household size2.30
- Median household income$69,105
- Median age49.0
Common questions
Tillamook County questions, answered from the record.
How many people live in Tillamook County, Oregon?
The Census Bureau estimates 27,264 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 27,496, in 11,936 households, ranking 21st of 36 Oregon counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Tillamook County's population growing?
The population has fallen 0.45 percent since the 2020 census base of 27,386, to 27,264 on July 1, 2024. In 2024 there were 210 births against 413 deaths, with net migration of 45. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Tillamook County?
$69,105. The median owner-occupied home is valued at $430,200, which is 6.2 times income, and median gross rent is $1,246 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Tillamook County?
769 establishments, employing 8,076 people with an annual payroll of $422.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Tillamook County?
Manufacturing is the largest private sector at 1,641 jobs, 16.6 percent of covered employment. Covered employment averages 9,886 jobs at an average annual pay of $52,379, or $1,007 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Tillamook County?
74 7(a) approvals totaling $37.3 m since FY2020, across 21 lenders, with a median approval of $35,350, plus 6 504 approvals worth $3.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Tillamook County?
86 housing units were authorized by permit in 2024, with a declared construction value of $35.3 m. Multifamily was 4.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Tillamook County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Tillamook County come from?
The largest single origin is Multnomah County, with 135 households. Arriving households report an average income of $127,841 against $64,365 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Tillamook County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Tillamook County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Tillamook County
Cities and places in Tillamook.
21 Census places lie wholly or partly in Tillamook County. All 21 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Tillamook | city | 5,218 | 22 | Wholly in this county |
| Bay City | city | 1,875 | 4 | Wholly in this county |
| Rockaway Beach | city | 1,562 | 9 | Wholly in this county |
| Pacific City | CDP | 1,303 | 3 | Wholly in this county |
| Bayside Gardens | CDP | 1,128 | None recorded | Wholly in this county |
| Netarts | CDP | 1,022 | None recorded | Wholly in this county |
| Garibaldi | city | 796 | 12 | Wholly in this county |
| Manzanita | city | 568 | 11 | Wholly in this county |
| Fairview | CDP | 526 | None recorded | Wholly in this county |
| Pleasant Valley | CDP | 486 | None recorded | Wholly in this county |
| Wheeler | city | 448 | None recorded | Wholly in this county |
| Oceanside | CDP | 430 | None recorded | Wholly in this county |
| Hebo | CDP | 311 | 1 | Wholly in this county |
| Neskowin | CDP | 290 | 1 | Wholly in this county |
| Beaver | CDP | 276 | 1 | Wholly in this county |
| Nehalem | city | 235 | 9 | Wholly in this county |
| Cape Meares | CDP | 225 | None recorded | Wholly in this county |
| Neahkahnie | CDP | 219 | None recorded | Wholly in this county |
| Barnesdale | CDP | 208 | None recorded | Wholly in this county |
| Cloverdale | CDP | 143 | 1 | Wholly in this county |
| Idaville | CDP | 132 | None recorded | Wholly in this county |
Nearby