Yamhill County, Oregon: commercial real estate data.
Yamhill County, Oregon had an estimated 110,886 residents on July 1, 2024, up 2.9 percent since the 2020 census base of 107,716, across 716 square miles. County output reached $5.16 bn in 2024, 2,760 establishments operate here, and the SBA record carries 150 7(a) approvals worth $68.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Yamhill County
How many people live in Yamhill County
- Population, American Community Survey 2020-2024108,734
- Households39,247
- Average household size2.77
- Median household income$90,063
- Median age39.7
- Median gross rent$1,480 per month
- Median owner-occupied home value$471,700
- Home value to household income5.2 times
- Annual rent as a share of median income19.7 percent
- Adults 25 and over with a bachelor degree or higher29.6 percent
- Adults 25 and over with a graduate degree10.5 percent
- Adults 25 and over75,041
- Population under 1822,912
- Share under 1821.1 percent
- Population 65 and over20,490
- Share 65 and over18.8 percent
- Working age population, 18 to 6465,332
- Civilian labor force52,608
- Unemployment rate4.8 percent
- Labor force participation, adults 18 and over61.3 percent
- Rank by population among Oregon counties10th of 36
- Rank by population among US county-equivalents, Puerto Rico included577th of 3,222
Yamhill County is the 10th largest of 36 Oregon counties by population. A median home costs 5.2 times median household income, which is severely unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 21.1 percent against 18.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Yamhill County
Is Yamhill County's population growing?
- Population, July 1, 2024110,886
- Census 2020 base population107,716
- Population change since the 2020 census base2.94 percent
- Population change, 2023 to 20241,740
- Births, 20241,008
- Deaths, 20241,109
- Natural change, 2024-101
- Net domestic migration, 20241,106
- Net international migration, 2024704
- Total net migration, 20241,810
- Cumulative net domestic migration, 2021 to 20242,068
- Rank by growth among US county-equivalents889th of 3,144
The county has grown 2.94 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Yamhill County
Where are people moving to Yamhill County from?
- Tax returns filed by households arriving3,291
- People arriving, from those returns5,740
- Tax returns filed by households leaving3,107
- Net household movement184
- Adjusted gross income arriving$258.0 m
- Net adjusted gross income movement$43.1 m
- Average income of an arriving household$78,386
- Average income of a leaving household$69,146
- Largest single originWashington County (901 households)
- Largest single destinationWashington County (549 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Washington County | 901 | 1,681 | $83.4 m |
| Multnomah County | 290 | 453 | $27.8 m |
| Marion County | 270 | 462 | $12.7 m |
| Clackamas County | 248 | 430 | $23.2 m |
| Polk County | 194 | 346 | $11.1 m |
| Clark County | 58 | 93 | $4.0 m |
| Deschutes County | 49 | 88 | $3.0 m |
| Lincoln County | 46 | 89 | $4.1 m |
Households arriving report $9,240 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Washington County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Yamhill County
What is the Yamhill County economy?
- County GDP, 2024$5.16 bn
- County GDP, 2023$4.98 bn
- GDP change, 2023 to 20243.5 percent
- GDP change over five years32.1 percent
- Rank by GDP among the Oregon areas BEA publishes11th of 36
- Rank by GDP among the US county areas BEA publishes704th of 3,127
- GDP per resident$47,436
Output grew 3.5 percent in the latest year and 32.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Yamhill County
Employment by industry in Yamhill County
- Covered employment, annual average39,371
- Establishments reporting3,742
- Average annual pay$54,993
- Average weekly wage$1,058
- Manufacturing, employment6,676
- Manufacturing, average annual pay$68,977
- Health care and social assistance, employment6,607
- Health care and social assistance, average annual pay$50,706
- Agriculture, forestry, fishing and hunting, employment3,788
- Agriculture, forestry, fishing and hunting, average annual pay$49,060
- Retail trade, employment3,750
- Retail trade, average annual pay$39,815
- Accommodation and food services, employment3,505
- Construction, employment2,110
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 6,676 | 318 | $68,977 |
| Health care and social assistance | 6,607 | 504 | $50,706 |
| Agriculture, forestry, fishing and hunting | 3,788 | 224 | $49,060 |
| Retail trade | 3,750 | 268 | $39,815 |
| Accommodation and food services | 3,505 | 260 | $29,357 |
| Construction | 2,110 | 449 | $68,705 |
| Educational services | 2,020 | 52 | $40,702 |
| Other services, except public administration | 1,198 | 365 | $37,648 |
Manufacturing is the largest private sector at 6,676 jobs, 17.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Yamhill County
How many businesses are in Yamhill County?
- Establishments, all industries2,760
- Employment at those establishments32,438
- Annual payroll$1.59 bn
- Establishments per 1,000 residents25.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Yamhill County
Building permits in Yamhill County
- Housing units authorized by permit, 2024316
- Declared construction value permitted$106.1 m
- Single family units authorized262
- Multifamily units authorized54
- Multifamily share of units17.1 percent
- Average declared value per unit$335,876
- Units authorized per 1,000 households8.1
Single-family homes are 82.9 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Yamhill County
SBA loans in Yamhill County (7(a) and 504)
- 7(a) approvals recorded150
- 7(a) gross approval dollars$68.2 m
- Average 7(a) approval$454,389
- Median 7(a) approval$150,000
- 10th percentile approval$25,000
- 90th percentile approval$1,230,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)1,218
- Jobs per approval8.1
- Distinct 7(a) lenders active37
- Distinct industries receiving approvals84
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms30
- Loans on working capital terms, 120 months or shorter117
- Franchise loans10
- Franchise share of approvals6.7 percent
- Most active lenderColumbia Bank (34)
- 504 approvals recorded26
- 504 gross approval dollars$24.2 m
- Average 504 approval$929,000
- Median 504 approval$521,500
- Distinct CDCs active4
- 504 jobs per approval6.9
- 504 jobs per million dollars approved7.5
- Most active CDCEvergreen Business Capital (20)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$92.3 m
The average approval of $454,389 sits well above the median of $150,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 20.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Yamhill County
SBA loan default and charge-off rates in Yamhill County
Do SBA loans in Yamhill County get paid back?
- Loans with a final outcome recorded34
- Paid in full33
- Charged off1
- Charge-off rate on resolved loans2.9 percent
- Status: Exempt from disclosure90
- Status: Paid in full33
- Status: Cancelled17
- Status: Charged off1
- Status: Committed, not yet disbursed9
Of the 34 loans that have reached a final outcome, 2.9 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yamhill County
SBA lending by place in Yamhill County
- Borrower cities with recorded lending14
- McMinnville, approvals49
- Newberg, approvals42
- Yamhill, approvals12
- Dayton, approvals8
- Dundee, approvals7
- Lafayette, approvals6
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| McMinnville | 49 | $11,585,000 |
| Newberg | 42 | $17,189,500 |
| Yamhill | 12 | $5,107,000 |
| Dayton | 8 | $2,005,200 |
| Dundee | 7 | $726,000 |
| Lafayette | 6 | $5,794,200 |
| Carlton | 6 | $4,037,000 |
| Sheridan | 5 | $6,670,000 |
| 6 other borrower cities | 15 | $15,044,500 |
McMinnville accounts for 49 approvals against 42 in Newberg. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Yamhill County
How large is Yamhill County?
- Land area716 sq mi
- Rank by land area among Oregon counties32nd of 36
- Width, east to west45.5 mi
- Height, north to south24.8 mi
- Geographies sharing a boundary5
- Residents per square mile of land152
- Establishments per square mile3.85
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Yamhill County
Flood risk in Yamhill County
- Participation of the county's own NFIP community Yamhill County, unincorporated areasParticipating, community 410249
- Communities in the county in the NFIP Community Status Book11
- Of those, participating in the NFIP11
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
- Radon levels in Yamhill County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Yamhill County (community 410249), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Yamhill County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 8, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Yamhill County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Yamhill County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024108,734
- Households39,247
- Average household size2.77
- Median household income$90,063
- Median age39.7
Common questions
Yamhill County questions, answered from the record.
How many people live in Yamhill County, Oregon?
The Census Bureau estimates 110,886 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 108,734, in 39,247 households, ranking 10th of 36 Oregon counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Yamhill County's population growing?
The population has grown 2.94 percent since the 2020 census base of 107,716, to 110,886 on July 1, 2024. In 2024 there were 1,008 births against 1,109 deaths, with net migration of 1,810. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Yamhill County?
$90,063. The median owner-occupied home is valued at $471,700, which is 5.2 times income, and median gross rent is $1,480 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Yamhill County?
2,760 establishments, employing 32,438 people with an annual payroll of $1.59 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Yamhill County?
Manufacturing is the largest private sector at 6,676 jobs, 17.0 percent of covered employment. Covered employment averages 39,371 jobs at an average annual pay of $54,993, or $1,058 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Yamhill County?
150 7(a) approvals totaling $68.2 m since FY2020, across 37 lenders, with a median approval of $150,000, plus 26 504 approvals worth $24.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Yamhill County get paid back?
Of the 34 loans that have reached a final outcome, 33 were paid in full and 1 charged off, a charge-off rate of 2.9 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Yamhill County?
316 housing units were authorized by permit in 2024, with a declared construction value of $106.1 m. Multifamily was 17.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Yamhill County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Yamhill County come from?
The largest single origin is Washington County, with 901 households. Arriving households report an average income of $78,386 against $69,146 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Yamhill County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Yamhill County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Yamhill County
Cities and places in Yamhill.
12 Census places lie wholly or partly in Yamhill County. All 12 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| McMinnville | city | 34,596 | 49 | Wholly in this county |
| Newberg | city | 26,066 | 42 | Wholly in this county |
| Sheridan | city | 6,339 | 5 | Wholly in this county |
| Lafayette | city | 4,490 | 6 | Wholly in this county |
| Dundee | city | 3,213 | 7 | Wholly in this county |
| Carlton | city | 2,759 | 6 | Wholly in this county |
| Dayton | city | 2,675 | 8 | Wholly in this county |
| Willamina | city | 2,193 | 5 | 70.5 percent here, 29.5 percent Polk County |
| Amity | city | 2,089 | 5 | Wholly in this county |
| Grand Ronde | CDP | 1,549 | 1 | 48.0 percent here, 52.0 percent Polk County |
| Yamhill | city | 1,273 | 12 | Wholly in this county |
| Gaston | city | 605 | 1 | 25.7 percent here, 74.3 percent Washington County |
A further 3 of the county's 150 SBA 7(a) approvals are to borrowers in cities that match no Census place in Yamhill County, the largest being Hillsboro (2), Portland (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby