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HomeOregonUmatilla CountyMilton-Freewater city

Milton-Freewater city, Oregon: commercial real estate data.

Milton-Freewater city is a Census city of 7,036 people across 2.03 square miles of land, in Umatilla County. Median household income is $52,183, 48.0 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $23.9 m.

76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Milton-Freewater

What Milton-Freewater is

  • Census place typecity
  • Land area2.03 sq mi
  • Water area0 sq mi
  • Population per square mile of land3,465
  • County holding the largest share of its areaUmatilla County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Milton-Freewater

How many people live in Milton-Freewater

  • Population7,036
  • Median age32.9
  • Population under 181,962 plus or minus 400
  • Share under 1827.9 percent plus or minus 5.7
  • Population 65 and over1,160 plus or minus 281
  • Share 65 and over16.5 percent plus or minus 4.0
  • Households2,452
  • Family households1,772
  • Share of households that are families72.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Milton-Freewater

Income and work in Milton-Freewater

  • Median household income$52,183 plus or minus $16,520
  • Per capita income$22,994
  • Civilian labor force3,393
  • Employed3,147
  • Unemployed246 plus or minus 140
  • Unemployment rate7.3 percent plus or minus 4.1
  • Adults 25 and over4,582
  • Adults 25 and over with a high school diploma or higher74.5 percent
  • Adults 25 and over with a bachelor degree or higher8.0 percent plus or minus 3.1
  • Adults 25 and over with a graduate degree2.0 percent plus or minus 1.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Milton-Freewater

Housing in Milton-Freewater

  • Housing units2,862
  • Occupied units2,452
  • Vacant units410 plus or minus 165
  • Vacancy rate14.3 percent plus or minus 5.5
  • Owner occupied1,177
  • Renter occupied1,275 plus or minus 292
  • Ownership rate48.0 percent
  • Median owner-occupied home value$240,000
  • Median gross rent, monthly$877 plus or minus $178
  • Annual rent as a share of median income20.2 percent plus or minus 7.6
  • Single family units1,676
  • Share single family58.6 percent
  • Units in buildings of two or more1,006 plus or minus 330
  • Share in buildings of two or more35.2 percent plus or minus 10.8
  • Mobile homes180 plus or minus 89
  • Median year structure built1976

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Milton-Freewater

How Milton-Freewater gets to work

  • Workers 16 and over who commute2,901
  • Commuting under 15 minutes1,203 plus or minus 324
  • Share commuting under 15 minutes41.5 percent plus or minus 9.5
  • Commuting 30 minutes or more429 plus or minus 186
  • Share commuting 30 minutes or more14.8 percent plus or minus 6.1
  • Drove alone53.1 percent
  • Carpooled27.6 percent plus or minus 11.3
  • Public transport1.3 percent plus or minus 1.5
  • Walked8.7 percent plus or minus 3.8
  • Worked from home5.8 percent plus or minus 3.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Milton-Freewater

SBA loans in Milton-Freewater (7(a))

  • Approvals16
  • Gross approval$23,919,800
  • Average approval$1,494,988
  • Median approval$590,000
  • Ninetieth percentile approval$4,760,000
  • Largest approval$4,853,800
  • Jobs supported71
  • Jobs per approval4.4
  • Loans with a final outcome5
  • Paid in full5
  • Charged off0
  • Median term300 months
  • Share on real estate terms of 20 years or more50.0 percent
  • Share to franchises31.3 percent
  • Distinct lenders11
  • Distinct industries by NAICS10

A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Milton-Freewater

SBA loans in Milton-Freewater (504)

  • Approvals1
  • Gross approval$2,282,000
  • Average approval$2,282,000
  • Median approval$2,282,000
  • Largest approval$2,282,000
  • Jobs supported6
  • Loans with a final outcome0
  • Charged off0
  • Median term300 months
  • Distinct CDCs1

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Umatilla County, not Milton-Freewater

Umatilla County context, not Milton-Freewater figures

These are Umatilla County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Milton-Freewater measurements.

  • Establishments in Umatilla County1,616
  • Employment at those establishments, Umatilla County23,246
  • Covered employment, Umatilla County33,030
  • Average annual pay, Umatilla County$55,594
  • Average weekly wage, Umatilla County$1,069
  • Housing units permitted, Umatilla County205
  • Of those, single family, Umatilla County199
  • County product, 2024, Umatilla County$4,551,580,000
  • County product change over the prior year, Umatilla County-3.9 percent
  • Average income of an arriving household, Umatilla County$50,244

Every figure in this section is published for Umatilla County as a whole and is not a measurement of Milton-Freewater. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Milton-Freewater questions, answered from the record.

How many people live in Milton-Freewater, Oregon?

7,036, in 2,452 households. Milton-Freewater city covers 2.03 square miles of land, which is 3,465 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Milton-Freewater in?

Umatilla County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Milton-Freewater?

$52,183. The median owner-occupied home is valued at $240,000. Median gross rent is $877 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Milton-Freewater businesses?

16 7(a) approvals totalling $23.9 m, across 11 lenders, median approval $590,000, plus 1 504 approvals worth $2.3 m. These count approvals to borrowers whose address is in Milton-Freewater, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Milton-Freewater borrowers get paid back?

No rate is published for Milton-Freewater. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Milton-Freewater figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Umatilla County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Milton-Freewater.

Is zoning published for Milton-Freewater?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.