HomePennsylvaniaArmstrong CountyRural Valley borough
Rural Valley borough, Pennsylvania: commercial real estate data.
Rural Valley borough is a Census borough of 1,019 people across 2.11 square miles of land, in Armstrong County. Median household income is $68,512, 68.8 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $336,500.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Rural Valley
What Rural Valley is
- Census place typeborough
- Land area2.11 sq mi
- Water area0 sq mi
- Population per square mile of land483
- County holding the largest share of its areaArmstrong County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rural Valley
How many people live in Rural Valley
- Population1,019
- Median age45.5 plus or minus 9.7
- Population under 18190 plus or minus 58
- Share under 1818.6 percent plus or minus 4.4
- Population 65 and over173 plus or minus 53
- Share 65 and over17.0 percent plus or minus 4.1
- Households407
- Family households281 plus or minus 73
- Share of households that are families69.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rural Valley
Income and work in Rural Valley
- Median household income$68,512 plus or minus $13,777
- Per capita income$33,744
- Civilian labor force503 plus or minus 114
- Employed441 plus or minus 99
- Unemployed62 plus or minus 53
- Unemployment rate12.3 percent plus or minus 10.2
- Adults 25 and over722
- Adults 25 and over with a high school diploma or higher95.8 percent plus or minus 25.3
- Adults 25 and over with a bachelor degree or higher19.1 percent plus or minus 5.7
- Adults 25 and over with a graduate degree5.8 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rural Valley
Housing in Rural Valley
- Housing units448
- Occupied units407
- Vacant units41 plus or minus 28
- Vacancy rate9.2 percent plus or minus 6.0
- Owner occupied280
- Renter occupied127 plus or minus 68
- Ownership rate68.8 percent plus or minus 16.9
- Median owner-occupied home value$145,200
- Median gross rent, monthly$685 plus or minus $387
- Annual rent as a share of median income12.0 percent plus or minus 7.2
- Single family units359 plus or minus 77
- Share single family80.1 percent
- Units in buildings of two or more64 plus or minus 36
- Share in buildings of two or more14.3 percent plus or minus 7.5
- Mobile homes25 plus or minus 21
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rural Valley
How Rural Valley gets to work
- Workers 16 and over who commute419 plus or minus 95
- Commuting under 15 minutes109 plus or minus 35
- Share commuting under 15 minutes26.0 percent plus or minus 6.0
- Commuting 30 minutes or more198 plus or minus 50
- Share commuting 30 minutes or more47.3 percent
- Drove alone86.2 percent plus or minus 27.4
- Carpooled8.8 percent plus or minus 5.2
- Public transport0.0 percent
- Walked1.2 percent plus or minus 1.8
- Worked from home3.5 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rural Valley
SBA loans in Rural Valley (7(a))
- Approvals2
- Gross approval$336,500
- Average approval$168,250
- Median approval$209,500
- Ninetieth percentile approval$209,500
- Largest approval$209,500
- Jobs supported7
- Jobs per approval3.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term281 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rural Valley
Flood risk in Rural Valley
- Listed NFIP communities1
- Of those, participating1
- NFIP community number422302
- Currently effective map date02/17/16
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Armstrong County, not Rural Valley
Armstrong County context, not Rural Valley figures
These are Armstrong County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Rural Valley measurements.
- Establishments in Armstrong County1,288
- Employment at those establishments, Armstrong County14,258
- Covered employment, Armstrong County15,650
- Average annual pay, Armstrong County$51,796
- Average weekly wage, Armstrong County$996
- Housing units permitted, Armstrong County57
- Of those, single family, Armstrong County37
- County product, 2024, Armstrong County$2,797,574,000
- County product change over the prior year, Armstrong County13.7 percent
- Average income of an arriving household, Armstrong County$55,924
Every figure in this section is published for Armstrong County as a whole and is not a measurement of Rural Valley. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Rural Valley questions, answered from the record.
How many people live in Rural Valley, Pennsylvania?
1,019, in 407 households. Rural Valley borough covers 2.11 square miles of land, which is 483 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rural Valley in?
Armstrong County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rural Valley?
$68,512. The median owner-occupied home is valued at $145,200. Median gross rent is $685 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rural Valley businesses?
2 7(a) approvals totalling $336,500, across 1 lenders, median approval $209,500. These count approvals to borrowers whose address is in Rural Valley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rural Valley borrowers get paid back?
No rate is published for Rural Valley. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Rural Valley in the National Flood Insurance Program?
Yes. Rural Valley appears in the FEMA Community Status Book as community 422302, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rural Valley figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Armstrong County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rural Valley.
Is zoning published for Rural Valley?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.