HomePennsylvaniaArmstrong County
Armstrong County, Pennsylvania: commercial real estate data.
Armstrong County, Pennsylvania had an estimated 63,679 residents on July 1, 2024, down 2.9 percent since the 2020 census base of 65,548, across 653 square miles. County output reached $2.80 bn in 2024, 1,288 establishments operate here, and the SBA record carries 26 7(a) approvals worth $10.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Armstrong County
How many people live in Armstrong County
- Population, American Community Survey 2020-202464,622
- Households28,035
- Average household size2.31
- Median household income$65,008
- Median age47.2
- Median gross rent$785 per month
- Median owner-occupied home value$157,300
- Home value to household income2.4 times
- Annual rent as a share of median income14.5 percent
- Adults 25 and over with a bachelor degree or higher19.0 percent
- Adults 25 and over with a graduate degree6.6 percent
- Adults 25 and over48,205
- Population under 1812,227
- Share under 1818.9 percent
- Population 65 and over15,521
- Share 65 and over24.0 percent
- Working age population, 18 to 6436,874
- Civilian labor force30,802
- Unemployment rate4.3 percent
- Labor force participation, adults 18 and over58.8 percent
- Rank by population among Pennsylvania counties40th of 67
- Rank by population among US county-equivalents, Puerto Rico included857th of 3,222
Armstrong County is the 40th largest of 67 Pennsylvania counties by population. A median home costs 2.4 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 24.0 percent against 18.9 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Armstrong County
Is Armstrong County's population growing?
- Population, July 1, 202463,679
- Census 2020 base population65,548
- Population change since the 2020 census base-2.85 percent
- Population change, 2023 to 2024-415
- Births, 2024517
- Deaths, 2024890
- Natural change, 2024-373
- Net domestic migration, 2024-70
- Net international migration, 202429
- Total net migration, 2024-41
- Cumulative net domestic migration, 2021 to 2024-121
- Rank by growth among US county-equivalents2716th of 3,144
The county has lost 2.85 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Armstrong County
Where are people moving to Armstrong County from?
- Tax returns filed by households arriving1,142
- People arriving, from those returns1,939
- Tax returns filed by households leaving1,262
- Net household movement-120
- Adjusted gross income arriving$63.9 m
- Net adjusted gross income movement$-564,000
- Average income of an arriving household$55,924
- Average income of a leaving household$51,053
- Largest single originWestmoreland County (257 households)
- Largest single destinationWestmoreland County (253 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Westmoreland County | 257 | 422 | $10.9 m |
| Allegheny County | 245 | 382 | $13.3 m |
| Butler County | 163 | 276 | $7.8 m |
| Indiana County | 83 | 163 | $3.7 m |
| Clarion County | 71 | 135 | $3.2 m |
| Jefferson County | 21 | 48 | $945,000 |
Households arriving report $4,871 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Westmoreland County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Armstrong County
What is the Armstrong County economy?
- County GDP, 2024$2.80 bn
- County GDP, 2023$2.46 bn
- GDP change, 2023 to 202413.7 percent
- GDP change over five years31.0 percent
- Rank by GDP among the Pennsylvania areas BEA publishes42nd of 67
- Rank by GDP among the US county areas BEA publishes1025th of 3,127
- GDP per resident$43,291
Output grew 13.7 percent in the latest year and 31.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Armstrong County
Employment by industry in Armstrong County
- Covered employment, annual average15,650
- Establishments reporting1,450
- Average annual pay$51,796
- Average weekly wage$996
- Health care and social assistance, employment3,119
- Health care and social assistance, average annual pay$52,467
- Retail trade, employment1,861
- Retail trade, average annual pay$32,298
- Manufacturing, employment1,530
- Manufacturing, average annual pay$60,055
- Accommodation and food services, employment1,338
- Accommodation and food services, average annual pay$15,224
- Construction, employment1,072
- Transportation and warehousing, employment802
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 3,119 | 265 | $52,467 |
| Retail trade | 1,861 | 166 | $32,298 |
| Manufacturing | 1,530 | 66 | $60,055 |
| Accommodation and food services | 1,338 | 119 | $15,224 |
| Construction | 1,072 | 127 | $66,248 |
| Transportation and warehousing | 802 | 54 | $41,632 |
| Mining, quarrying, and oil and gas extraction | 786 | 34 | $105,341 |
| Other services, except public administration | 707 | 133 | $37,821 |
Health care and social assistance is the largest private sector at 3,119 jobs, 19.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Armstrong County
How many businesses are in Armstrong County?
- Establishments, all industries1,288
- Employment at those establishments14,258
- Annual payroll$641.5 m
- Establishments per 1,000 residents19.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Armstrong County
Building permits in Armstrong County
- Housing units authorized by permit, 202457
- Declared construction value permitted$15.6 m
- Single family units authorized37
- Multifamily units authorized20
- Multifamily share of units35.1 percent
- Average declared value per unit$274,433
- Units authorized per 1,000 households2.0
Single-family homes are 64.9 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Armstrong County
SBA loans in Armstrong County (7(a) and 504)
- 7(a) approvals recorded26
- 7(a) gross approval dollars$10.5 m
- Average 7(a) approval$403,535
- Median 7(a) approval$224,000
- 10th percentile approval$48,000
- 90th percentile approval$1,022,500
- Largest single approval$1,902,000
- Jobs reported supported, 7(a)264
- Jobs per approval10.2
- Distinct 7(a) lenders active12
- Distinct industries receiving approvals16
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer38.5 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter14
- Franchise loans1
- Franchise share of approvals3.8 percent
- Leading industry by approval countFull-Service Restaurants (5)
- Most active lenderNorthwest Bank (4)
- 504 approvals recorded3
- 504 gross approval dollars$1.2 m
- Average 504 approval$414,333
- Median 504 approval$327,000
- Distinct CDCs active1
- 504 jobs per approval6.3
- 504 jobs per million dollars approved15.3
- Most active CDCRegional Development Funding Corporation (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$11.7 m
The average approval of $403,535 sits well above the median of $224,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. 38.5 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Armstrong County
SBA loan default and charge-off rates in Armstrong County
Do SBA loans in Armstrong County get paid back?
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Cancelled8
- Status: Exempt from disclosure15
- Status: Paid in full2
- Status: Committed, not yet disbursed1
Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Armstrong County
SBA lending by place in Armstrong County
- Borrower cities with recorded lending9
- Kittanning, approvals6
- Ford City, approvals5
- Leechburg, approvals3
- Freeport, approvals3
- North Apollo, approvals2
- Adrian, approvals2
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Kittanning | 6 | $3,135,900 |
| Ford City | 5 | $921,000 |
| Leechburg | 3 | $2,052,500 |
| Freeport | 3 | $1,180,000 |
| North Apollo | 2 | $720,000 |
| Adrian | 2 | $700,000 |
| Worthington | 2 | $346,000 |
| Rural Valley | 2 | $336,500 |
| 1 other borrower city | 1 | $1,100,000 |
Kittanning accounts for 6 approvals against 5 in Ford City. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Armstrong County
How large is Armstrong County?
- Land area653 sq mi
- Rank by land area among Pennsylvania counties34th of 67
- Width, east to west25 mi
- Height, north to south44.2 mi
- Geographies sharing a boundary6
- Residents per square mile of land99
- Establishments per square mile1.97
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Armstrong County
Flood risk in Armstrong County
- Communities in the county in the NFIP Community Status Book45
- Of those, participating in the NFIP41
- NFIP participation rate91.1 percent
- Communities carrying a CRS class0
- Radon levels in Armstrong County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The EPA places Armstrong County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 91.1 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Armstrong County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Armstrong County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202464,622
- Households28,035
- Average household size2.31
- Median household income$65,008
- Median age47.2
Common questions
Armstrong County questions, answered from the record.
How many people live in Armstrong County, Pennsylvania?
The Census Bureau estimates 63,679 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 64,622, in 28,035 households, ranking 40th of 67 Pennsylvania counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Armstrong County's population growing?
The population has fallen 2.85 percent since the 2020 census base of 65,548, to 63,679 on July 1, 2024. In 2024 there were 517 births against 890 deaths, with net migration of -41. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Armstrong County?
$65,008. The median owner-occupied home is valued at $157,300, which is 2.4 times income, and median gross rent is $785 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Armstrong County?
1,288 establishments, employing 14,258 people with an annual payroll of $641.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Armstrong County?
Health care and social assistance is the largest private sector at 3,119 jobs, 19.9 percent of covered employment. Covered employment averages 15,650 jobs at an average annual pay of $51,796, or $996 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Armstrong County?
26 7(a) approvals totaling $10.5 m since FY2020, across 12 lenders, with a median approval of $224,000, plus 3 504 approvals worth $1.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Armstrong County?
57 housing units were authorized by permit in 2024, with a declared construction value of $15.6 m. Multifamily was 35.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Armstrong County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Armstrong County come from?
The largest single origin is Westmoreland County, with 257 households. Arriving households report an average income of $55,924 against $51,053 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Armstrong County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Armstrong County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Armstrong County
Cities and places in Armstrong.
30 Census places lie wholly or partly in Armstrong County. All 30 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Kittanning | borough | 3,902 | 6 | Wholly in this county |
| Ford City | borough | 2,813 | 5 | Wholly in this county |
| Leechburg | borough | 1,985 | 3 | Wholly in this county |
| Freeport | borough | 1,708 | 3 | Wholly in this county |
| West Hills | CDP | 1,584 | None recorded | Wholly in this county |
| Orchard Hills | CDP | 1,546 | None recorded | Wholly in this county |
| Apollo | borough | 1,488 | 1 | Wholly in this county |
| West Kittanning | borough | 1,284 | None recorded | Wholly in this county |
| North Apollo | borough | 1,156 | 2 | Wholly in this county |
| Lenape Heights | CDP | 1,042 | None recorded | Wholly in this county |
| Rural Valley | borough | 1,019 | 2 | Wholly in this county |
| Pleasant View | CDP | 809 | None recorded | Wholly in this county |
| Parker | city | 634 | None recorded | Wholly in this county |
| Distant | CDP | 606 | None recorded | Wholly in this county |
| Spring Church | CDP | 598 | None recorded | Wholly in this county |
| Dayton | borough | 521 | None recorded | Wholly in this county |
| Worthington | borough | 499 | 2 | Wholly in this county |
| Ford Cliff | borough | 409 | None recorded | Wholly in this county |
| Manorville | borough | 402 | None recorded | Wholly in this county |
| Applewold | borough | 385 | None recorded | Wholly in this county |
| South Bethlehem | borough | 382 | None recorded | Wholly in this county |
| Elderton | borough | 310 | None recorded | Wholly in this county |
| North Vandergrift | CDP | 249 | None recorded | Wholly in this county |
| Templeton | CDP | 213 | None recorded | Wholly in this county |
| Atwood | borough | 160 | None recorded | Wholly in this county |
| Sagamore | CDP | 121 | None recorded | Wholly in this county |
| Kiskimere | CDP | 115 | None recorded | Wholly in this county |
| Clinton | CDP | 82 | None recorded | Wholly in this county |
| Schenley | CDP | 65 | None recorded | Wholly in this county |
| Yatesboro | CDP | 49 | None recorded | Wholly in this county |
A further 2 of the county's 26 SBA 7(a) approvals are to borrowers in cities that match no Census place in Armstrong County, the largest being Adrian (2). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.