HomePennsylvaniaWestmoreland County
Westmoreland County, Pennsylvania: commercial real estate data.
Westmoreland County, Pennsylvania had an estimated 350,935 residents on July 1, 2024, down 1.0 percent since the 2020 census base of 354,648, across 1,028 square miles. County output reached $19.39 bn in 2024, 8,428 establishments operate here, and the SBA record carries 333 7(a) approvals worth $158.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Westmoreland County
How many people live in Westmoreland County
- Population, American Community Survey 2020-2024352,500
- Households154,979
- Average household size2.27
- Median household income$74,109
- Median age47.2
- Median gross rent$879 per month
- Median owner-occupied home value$203,500
- Home value to household income2.7 times
- Annual rent as a share of median income14.2 percent
- Adults 25 and over with a bachelor degree or higher32.8 percent
- Adults 25 and over with a graduate degree11.8 percent
- Adults 25 and over263,183
- Population under 1864,150
- Share under 1818.2 percent
- Population 65 and over85,642
- Share 65 and over24.3 percent
- Working age population, 18 to 64202,708
- Civilian labor force178,670
- Unemployment rate4.8 percent
- Labor force participation, adults 18 and over62.0 percent
- Rank by population among Pennsylvania counties11th of 67
- Rank by population among US county-equivalents, Puerto Rico included211th of 3,222
Westmoreland County is the 11th largest of 67 Pennsylvania counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 24.3 percent against 18.2 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Westmoreland County
Is Westmoreland County's population growing?
- Population, July 1, 2024350,935
- Census 2020 base population354,648
- Population change since the 2020 census base-1.05 percent
- Population change, 2023 to 2024-485
- Births, 20242,877
- Deaths, 20244,617
- Natural change, 2024-1,740
- Net domestic migration, 2024927
- Net international migration, 2024353
- Total net migration, 20241,280
- Cumulative net domestic migration, 2021 to 20244,470
- Rank by growth among US county-equivalents2204th of 3,144
The county has lost 1.05 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Westmoreland County
Where are people moving to Westmoreland County from?
- Tax returns filed by households arriving6,531
- People arriving, from those returns10,704
- Tax returns filed by households leaving6,149
- Net household movement382
- Adjusted gross income arriving$430.9 m
- Net adjusted gross income movement$40.6 m
- Average income of an arriving household$65,985
- Average income of a leaving household$63,480
- Largest single originAllegheny County (2,675 households)
- Largest single destinationAllegheny County (1,936 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Allegheny County | 2,675 | 4,388 | $199.0 m |
| Fayette County | 480 | 832 | $23.3 m |
| Washington County | 304 | 488 | $15.3 m |
| Indiana County | 263 | 410 | $11.1 m |
| Armstrong County | 253 | 432 | $11.2 m |
| Butler County | 127 | 203 | $8.8 m |
| Cambria County | 105 | 149 | $4.4 m |
| Somerset County | 77 | 120 | $4.9 m |
Households arriving report $2,505 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Allegheny County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Westmoreland County
What is the Westmoreland County economy?
- County GDP, 2024$19.39 bn
- County GDP, 2023$18.92 bn
- GDP change, 2023 to 20242.4 percent
- GDP change over five years29.8 percent
- Rank by GDP among the Pennsylvania areas BEA publishes15th of 67
- Rank by GDP among the US county areas BEA publishes266th of 3,127
- GDP per resident$55,000
Output grew 2.4 percent in the latest year and 29.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Westmoreland County
Employment by industry in Westmoreland County
- Covered employment, annual average129,350
- Establishments reporting9,132
- Average annual pay$56,519
- Average weekly wage$1,087
- Health care and social assistance, employment19,201
- Health care and social assistance, average annual pay$56,460
- Manufacturing, employment17,674
- Manufacturing, average annual pay$74,443
- Retail trade, employment16,988
- Retail trade, average annual pay$37,439
- Accommodation and food services, employment12,873
- Accommodation and food services, average annual pay$20,422
- Transportation and warehousing, employment7,905
- Construction, employment6,945
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 19,201 | 1,449 | $56,460 |
| Manufacturing | 17,674 | 564 | $74,443 |
| Retail trade | 16,988 | 1,098 | $37,439 |
| Accommodation and food services | 12,873 | 756 | $20,422 |
| Transportation and warehousing | 7,905 | 232 | $60,029 |
| Construction | 6,945 | 911 | $71,023 |
| Administrative and support and waste management services | 5,863 | 445 | $50,253 |
| Wholesale trade | 5,343 | 382 | $72,957 |
Health care and social assistance is the largest private sector at 19,201 jobs, 14.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Westmoreland County
How many businesses are in Westmoreland County?
- Establishments, all industries8,428
- Employment at those establishments124,843
- Annual payroll$6.40 bn
- Establishments per 1,000 residents23.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Westmoreland County
Building permits in Westmoreland County
- Housing units authorized by permit, 2024414
- Declared construction value permitted$133.2 m
- Single family units authorized348
- Multifamily units authorized66
- Multifamily share of units15.9 percent
- Average declared value per unit$321,622
- Units authorized per 1,000 households2.7
Single-family homes are 84.1 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Westmoreland County
SBA loans in Westmoreland County (7(a) and 504)
- 7(a) approvals recorded333
- 7(a) gross approval dollars$158.5 m
- Average 7(a) approval$475,960
- Median 7(a) approval$153,500
- 10th percentile approval$25,000
- 90th percentile approval$1,202,640
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)3,210
- Jobs per approval9.6
- Distinct 7(a) lenders active49
- Distinct industries receiving approvals128
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer18.3 percent
- Loans on real estate terms61
- Loans on working capital terms, 120 months or shorter246
- Franchise loans34
- Franchise share of approvals10.2 percent
- Leading industry by approval countFull-Service Restaurants (22)
- Most active lenderThe Huntington National Bank (80)
- 504 approvals recorded53
- 504 gross approval dollars$38.7 m
- Average 504 approval$729,264
- Median 504 approval$534,000
- Distinct CDCs active4
- 504 jobs per approval9.9
- 504 jobs per million dollars approved13.6
- Most active CDCRegional Development Funding Corporation (41)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$197.1 m
The average approval of $475,960 sits well above the median of $153,500, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 18.3 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Westmoreland County
SBA loan default and charge-off rates in Westmoreland County
Do SBA loans in Westmoreland County get paid back?
- Loans with a final outcome recorded62
- Paid in full60
- Charged off2
- Charge-off rate on resolved loans3.2 percent
- Status: Exempt from disclosure205
- Status: Paid in full60
- Status: Cancelled50
- Status: Committed, not yet disbursed16
- Status: Charged off2
Of the 62 loans that have reached a final outcome, 3.2 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Westmoreland County
SBA lending by place in Westmoreland County
- Borrower cities with recorded lending55
- Greensburg, approvals60
- Jeannette, approvals31
- Irwin, approvals22
- Latrobe, approvals19
- New Kensington, approvals19
- Trafford, approvals16
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Greensburg | 60 | $31,669,300 |
| Jeannette | 31 | $13,910,000 |
| Irwin | 22 | $6,541,500 |
| Latrobe | 19 | $15,442,700 |
| New Kensington | 19 | $7,257,000 |
| Trafford | 16 | $2,284,000 |
| Mount Pleasant | 12 | $4,296,900 |
| Murrysville | 12 | $2,899,200 |
| 47 other borrower cities | 142 | $74,194,000 |
Greensburg accounts for 60 approvals against 31 in Jeannette. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Westmoreland County
How large is Westmoreland County?
- Land area1,028 sq mi
- Rank by land area among Pennsylvania counties8th of 67
- Width, east to west47.6 mi
- Height, north to south43.5 mi
- Geographies sharing a boundary7
- Residents per square mile of land343
- Establishments per square mile8.20
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Westmoreland County
Flood risk in Westmoreland County
- Communities in the county in the NFIP Community Status Book62
- Of those, participating in the NFIP61
- NFIP participation rate98.4 percent
- Communities carrying a CRS class0
- Radon levels in Westmoreland County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The EPA places Westmoreland County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 98.4 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Westmoreland County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Westmoreland County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024352,500
- Households154,979
- Average household size2.27
- Median household income$74,109
- Median age47.2
Common questions
Westmoreland County questions, answered from the record.
How many people live in Westmoreland County, Pennsylvania?
The Census Bureau estimates 350,935 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 352,500, in 154,979 households, ranking 11th of 67 Pennsylvania counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Westmoreland County's population growing?
The population has fallen 1.05 percent since the 2020 census base of 354,648, to 350,935 on July 1, 2024. In 2024 there were 2,877 births against 4,617 deaths, with net migration of 1,280. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Westmoreland County?
$74,109. The median owner-occupied home is valued at $203,500, which is 2.7 times income, and median gross rent is $879 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Westmoreland County?
8,428 establishments, employing 124,843 people with an annual payroll of $6.40 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Westmoreland County?
Health care and social assistance is the largest private sector at 19,201 jobs, 14.8 percent of covered employment. Covered employment averages 129,350 jobs at an average annual pay of $56,519, or $1,087 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Westmoreland County?
333 7(a) approvals totaling $158.5 m since FY2020, across 49 lenders, with a median approval of $153,500, plus 53 504 approvals worth $38.7 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Westmoreland County get paid back?
Of the 62 loans that have reached a final outcome, 60 were paid in full and 2 charged off, a charge-off rate of 3.2 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Westmoreland County?
414 housing units were authorized by permit in 2024, with a declared construction value of $133.2 m. Multifamily was 15.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Westmoreland County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Westmoreland County come from?
The largest single origin is Allegheny County, with 2,675 households. Arriving households report an average income of $65,985 against $63,480 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Westmoreland County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Westmoreland County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Westmoreland County
Cities and places in Westmoreland.
65 Census places lie wholly or partly in Westmoreland County. All 65 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Murrysville | municipality | 20,817 | 12 | Wholly in this county |
| Greensburg | city | 14,741 | 60 | Wholly in this county |
| New Kensington | city | 12,011 | 19 | Wholly in this county |
| Lower Burrell | city | 11,633 | 7 | Wholly in this county |
| Jeannette | city | 8,657 | 31 | Wholly in this county |
| Latrobe | borough | 7,977 | 19 | Wholly in this county |
| Monessen | city | 6,780 | 3 | Wholly in this county |
| Vandergrift | borough | 5,011 | 3 | Wholly in this county |
| Arnold | city | 4,704 | 4 | Wholly in this county |
| Level Green | CDP | 4,409 | None recorded | Wholly in this county |
| Scottdale | borough | 4,363 | 5 | Wholly in this county |
| Mount Pleasant | borough | 4,199 | 12 | Wholly in this county |
| Irwin | borough | 3,831 | 22 | Wholly in this county |
| Manor | borough | 3,538 | None recorded | Wholly in this county |
| Loyalhanna | CDP | 3,349 | 2 | Wholly in this county |
| Trafford | borough | 3,216 | 16 | 83.6 percent here, 16.4 percent Allegheny County |
| Youngwood | borough | 2,926 | 3 | Wholly in this county |
| West Newton | borough | 2,621 | 8 | Wholly in this county |
| Derry | borough | 2,614 | 1 | Wholly in this county |
| Delmont | borough | 2,610 | 4 | Wholly in this county |
| New Stanton | borough | 2,515 | 8 | Wholly in this county |
| South Greensburg | borough | 2,446 | None recorded | Wholly in this county |
| Lawson Heights | CDP | 2,213 | None recorded | Wholly in this county |
| Lynnwood-Pricedale | CDP | 2,128 | None recorded | 58.6 percent here, 41.4 percent Fayette County |
| Southwest Greensburg | borough | 1,949 | None recorded | Wholly in this county |
| North Belle Vernon | borough | 1,723 | None recorded | Wholly in this county |
| Ligonier | borough | 1,534 | 4 | Wholly in this county |
| Collinsburg | CDP | 1,328 | None recorded | Wholly in this county |
| St. Vincent College | CDP | 1,326 | None recorded | Wholly in this county |
| West Leechburg | borough | 1,190 | None recorded | Wholly in this county |
| Calumet | CDP | 1,093 | None recorded | Wholly in this county |
| Avonmore | borough | 1,033 | 2 | Wholly in this county |
| Norvelt | CDP | 987 | 1 | Wholly in this county |
| Oklahoma | borough | 884 | None recorded | Wholly in this county |
| Export | borough | 857 | 9 | Wholly in this county |
| Fellsburg | CDP | 845 | None recorded | Wholly in this county |
| North Irwin | borough | 799 | 1 | Wholly in this county |
| Yukon | CDP | 750 | None recorded | Wholly in this county |
| Herminie | CDP | 700 | 2 | Wholly in this county |
| Penn | borough | 679 | 2 | Wholly in this county |
| New Florence | borough | 653 | None recorded | Wholly in this county |
| East Vandergrift | borough | 631 | None recorded | Wholly in this county |
| Sutersville | borough | 544 | None recorded | Wholly in this county |
| Bradenville | CDP | 495 | 2 | Wholly in this county |
| Hyde Park | borough | 464 | 2 | Wholly in this county |
| Hostetter | CDP | 453 | None recorded | Wholly in this county |
| New Alexandria | borough | 448 | 1 | Wholly in this county |
| Grapeville | CDP | 421 | None recorded | Wholly in this county |
| Seward | borough | 412 | None recorded | Wholly in this county |
| Bolivar | borough | 411 | None recorded | Wholly in this county |
| Smithton | borough | 406 | None recorded | Wholly in this county |
| Mammoth | CDP | 373 | None recorded | Wholly in this county |
| Millwood | CDP | 366 | None recorded | Wholly in this county |
| Madison | borough | 355 | None recorded | Wholly in this county |
| Hunker | borough | 297 | 6 | Wholly in this county |
| Wyano | CDP | 263 | 1 | Wholly in this county |
| Arona | borough | 262 | None recorded | Wholly in this county |
| Youngstown | borough | 218 | None recorded | Wholly in this county |
| Crabtree | CDP | 201 | None recorded | Wholly in this county |
| Slickville | CDP | 147 | None recorded | Wholly in this county |
| Adamsburg | borough | 118 | 1 | Wholly in this county |
| Laurel Mountain | borough | 111 | None recorded | Wholly in this county |
| Harrison City | CDP | 96 | 5 | Wholly in this county |
| Donegal | borough | 89 | 2 | Wholly in this county |
| Webster | CDP | 65 | None recorded | Wholly in this county |
A further 53 of the county's 333 SBA 7(a) approvals are to borrowers in cities that match no Census place in Westmoreland County, the largest being Rostraver Township (7), Ruffs Dale (7), North Huntingdon (6). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby