HomePennsylvaniaWestmoreland CountyIrwin
Irwin, Pennsylvania: commercial real estate data.
Irwin is a Census borough of 3,831 people across 0.84 square miles of land, in Westmoreland County. Median household income is $59,963, 43.1 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $6.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Irwin
What Irwin is
- Census place typeborough
- Land area0.84 sq mi
- Water area0 sq mi
- Population per square mile of land4,573
- County holding the largest share of its areaWestmoreland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Irwin
How many people live in Irwin
- Population3,831
- Median age38.1
- Population under 18753 plus or minus 233
- Share under 1819.7 percent plus or minus 6.1
- Population 65 and over599 plus or minus 164
- Share 65 and over15.6 percent plus or minus 4.3
- Households1,970
- Family households906
- Share of households that are families46.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Irwin
Income and work in Irwin
- Median household income$59,963 plus or minus $13,184
- Per capita income$40,639
- Civilian labor force2,300
- Employed2,238
- Unemployed62 plus or minus 69
- Unemployment rate2.7 percent plus or minus 3.0
- Adults 25 and over2,837
- Adults 25 and over with a high school diploma or higher96.2 percent
- Adults 25 and over with a bachelor degree or higher35.8 percent plus or minus 9.2
- Adults 25 and over with a graduate degree16.0 percent plus or minus 6.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Irwin
Housing in Irwin
- Housing units1,970
- Occupied units1,970
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied850 plus or minus 183
- Renter occupied1,120
- Ownership rate43.1 percent
- Median owner-occupied home value$195,500
- Median gross rent, monthly$1,002
- Annual rent as a share of median income20.1 percent plus or minus 4.7
- Single family units1,057
- Share single family53.7 percent
- Units in buildings of two or more894 plus or minus 276
- Share in buildings of two or more45.4 percent plus or minus 12.8
- Mobile homes19 plus or minus 29
- Median year structure built1954
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Irwin
How Irwin gets to work
- Workers 16 and over who commute2,000
- Commuting under 15 minutes373 plus or minus 130
- Share commuting under 15 minutes18.6 percent plus or minus 5.6
- Commuting 30 minutes or more872 plus or minus 277
- Share commuting 30 minutes or more43.6 percent plus or minus 11.5
- Drove alone78.4 percent
- Carpooled8.9 percent plus or minus 4.6
- Public transport0.5 percent plus or minus 0.7
- Walked0.0 percent
- Worked from home9.0 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Irwin
SBA loans in Irwin (7(a))
- Approvals22
- Gross approval$6,541,500
- Average approval$297,341
- Median approval$156,000
- Ninetieth percentile approval$790,500
- Largest approval$1,118,700
- Jobs supported191
- Jobs per approval8.7
- Loans with a final outcome4
- Paid in full3
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more18.2 percent
- Share to franchises4.5 percent
- Distinct lenders11
- Distinct industries by NAICS15
Counted by borrower city: approvals to borrowers whose address is in Irwin, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Irwin
SBA loans in Irwin (504)
- Approvals7
- Gross approval$5,246,000
- Average approval$749,429
- Median approval$491,000
- Largest approval$1,736,000
- Jobs supported47
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Irwin, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Irwin
Flood risk in Irwin
- NFIP communityBorough of Irwin
- NFIP community number420881
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/17/11
The Borough of Irwin participates in the National Flood Insurance Program as community 420881 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Westmoreland County, not Irwin
Westmoreland County context, not Irwin figures
- Establishments in Westmoreland County8,428
- Covered employment, Westmoreland County129,350
- Average annual pay, Westmoreland County$56,519
- Housing units permitted, Westmoreland County414
Every figure in this section is published for Westmoreland County as a whole and is not a measurement of Irwin.
All Westmoreland County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Irwin questions, answered from the record.
How many people live in Irwin, Pennsylvania?
3,831, in 1,970 households. Irwin borough covers 0.84 square miles of land, which is 4,573 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Irwin in?
Westmoreland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Irwin?
$59,963. The median owner-occupied home is valued at $195,500. Median gross rent is $1,002 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Irwin businesses?
22 7(a) approvals totaling $6.5 m since FY2020, across 11 lenders, median approval $156,000, plus 7 504 approvals worth $5.2 m since FY2010. These count approvals to borrowers whose address is in Irwin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Irwin borrowers get paid back?
No rate is published for Irwin. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Irwin in the National Flood Insurance Program?
Yes. Irwin appears in the FEMA Community Status Book as Irwin, borough of, community 420881, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Irwin figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Westmoreland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Irwin.
Is zoning published for Irwin?
No. Nothing on this page presents parcel level zoning.