HomePennsylvaniaWestmoreland CountyIrwin borough
Irwin borough, Pennsylvania: commercial real estate data.
Irwin borough is a Census borough of 3,831 people across 0.84 square miles of land, in Westmoreland County. Median household income is $59,963, 43.1 percent of occupied homes are owned, and the SBA record carries 22 7(a) approvals to borrowers here worth $6.5 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Irwin
What Irwin is
- Census place typeborough
- Land area0.84 sq mi
- Water area0 sq mi
- Population per square mile of land4,573
- County holding the largest share of its areaWestmoreland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Irwin
How many people live in Irwin
- Population3,831
- Median age38.1
- Population under 18753 plus or minus 233
- Share under 1819.7 percent plus or minus 6.1
- Population 65 and over599 plus or minus 164
- Share 65 and over15.6 percent plus or minus 4.3
- Households1,970
- Family households906
- Share of households that are families46.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Irwin
Income and work in Irwin
- Median household income$59,963 plus or minus $13,184
- Per capita income$40,639
- Civilian labor force2,300
- Employed2,238
- Unemployed62 plus or minus 69
- Unemployment rate2.7 percent plus or minus 3.0
- Adults 25 and over2,837
- Adults 25 and over with a high school diploma or higher96.2 percent
- Adults 25 and over with a bachelor degree or higher35.8 percent plus or minus 9.2
- Adults 25 and over with a graduate degree16.0 percent plus or minus 6.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Irwin
Housing in Irwin
- Housing units1,970
- Occupied units1,970
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied850 plus or minus 183
- Renter occupied1,120
- Ownership rate43.1 percent
- Median owner-occupied home value$195,500
- Median gross rent, monthly$1,002
- Annual rent as a share of median income20.1 percent plus or minus 4.7
- Single family units1,057
- Share single family53.7 percent
- Units in buildings of two or more894 plus or minus 276
- Share in buildings of two or more45.4 percent plus or minus 12.8
- Mobile homes19 plus or minus 29
- Median year structure built1954
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Irwin
How Irwin gets to work
- Workers 16 and over who commute2,000
- Commuting under 15 minutes373 plus or minus 130
- Share commuting under 15 minutes18.6 percent plus or minus 5.6
- Commuting 30 minutes or more872 plus or minus 277
- Share commuting 30 minutes or more43.6 percent plus or minus 11.5
- Drove alone78.4 percent
- Carpooled8.9 percent plus or minus 4.6
- Public transport0.5 percent plus or minus 0.7
- Walked0.0 percent
- Worked from home9.0 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Irwin
SBA loans in Irwin (7(a))
- Approvals22
- Gross approval$6,541,500
- Average approval$297,341
- Median approval$162,000
- Ninetieth percentile approval$800,000
- Largest approval$1,118,700
- Jobs supported191
- Jobs per approval8.7
- Loans with a final outcome4
- Paid in full3
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more18.2 percent
- Share to franchises4.5 percent
- Distinct lenders11
- Distinct industries by NAICS15
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Irwin
SBA loans in Irwin (504)
- Approvals7
- Gross approval$5,246,000
- Average approval$749,429
- Median approval$491,000
- Largest approval$1,736,000
- Jobs supported47
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Irwin
Flood risk in Irwin
- Listed NFIP communities2
- Of those, participating2
- NFIP community number422534
- Currently effective map date01/16/14(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Westmoreland County, not Irwin
Westmoreland County context, not Irwin figures
These are Westmoreland County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Irwin measurements.
- Establishments in Westmoreland County8,428
- Employment at those establishments, Westmoreland County124,843
- Covered employment, Westmoreland County129,350
- Average annual pay, Westmoreland County$56,519
- Average weekly wage, Westmoreland County$1,087
- Housing units permitted, Westmoreland County414
- Of those, single family, Westmoreland County348
- County product, 2024, Westmoreland County$19,387,551,000
- County product change over the prior year, Westmoreland County2.4 percent
- Average income of an arriving household, Westmoreland County$65,985
Every figure in this section is published for Westmoreland County as a whole and is not a measurement of Irwin. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Irwin questions, answered from the record.
How many people live in Irwin, Pennsylvania?
3,831, in 1,970 households. Irwin borough covers 0.84 square miles of land, which is 4,573 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Irwin in?
Westmoreland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Irwin?
$59,963. The median owner-occupied home is valued at $195,500. Median gross rent is $1,002 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Irwin businesses?
22 7(a) approvals totalling $6.5 m, across 11 lenders, median approval $162,000, plus 7 504 approvals worth $5.2 m. These count approvals to borrowers whose address is in Irwin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Irwin borrowers get paid back?
No rate is published for Irwin. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Irwin in the National Flood Insurance Program?
Yes. Irwin appears in the FEMA Community Status Book as community 422534, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Irwin figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Westmoreland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Irwin.
Is zoning published for Irwin?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.