HomePennsylvaniaBeaver CountyMonaca borough
Monaca borough, Pennsylvania: commercial real estate data.
Monaca borough is a Census borough of 5,519 people across 2.03 square miles of land, in Beaver County. Median household income is $73,538, 65.9 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $11.8 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Monaca
What Monaca is
- Census place typeborough
- Land area2.03 sq mi
- Water area0.35 sq mi
- Population per square mile of land2,723
- County holding the largest share of its areaBeaver County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monaca
How many people live in Monaca
- Population5,519
- Median age39.0
- Population under 181,427 plus or minus 300
- Share under 1825.9 percent plus or minus 5.4
- Population 65 and over1,004
- Share 65 and over18.2 percent
- Households2,336
- Family households1,318
- Share of households that are families56.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monaca
Income and work in Monaca
- Median household income$73,538
- Per capita income$39,340
- Civilian labor force2,931
- Employed2,782
- Unemployed149 plus or minus 78
- Unemployment rate5.1 percent plus or minus 2.6
- Adults 25 and over3,796
- Adults 25 and over with a high school diploma or higher95.5 percent
- Adults 25 and over with a bachelor degree or higher25.5 percent plus or minus 5.3
- Adults 25 and over with a graduate degree6.6 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monaca
Housing in Monaca
- Housing units2,586
- Occupied units2,336
- Vacant units250 plus or minus 101
- Vacancy rate9.7 percent plus or minus 3.8
- Owner occupied1,539
- Renter occupied797
- Ownership rate65.9 percent
- Median owner-occupied home value$162,700
- Median gross rent, monthly$768
- Annual rent as a share of median income12.5 percent plus or minus 2.5
- Single family units2,107
- Share single family81.5 percent
- Units in buildings of two or more474 plus or minus 120
- Share in buildings of two or more18.3 percent plus or minus 4.4
- Mobile homes5 plus or minus 11
- Median year structure built1950
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monaca
How Monaca gets to work
- Workers 16 and over who commute2,346
- Commuting under 15 minutes687 plus or minus 173
- Share commuting under 15 minutes29.3 percent plus or minus 7.0
- Commuting 30 minutes or more777 plus or minus 210
- Share commuting 30 minutes or more33.1 percent plus or minus 8.5
- Drove alone78.5 percent
- Carpooled3.7 percent plus or minus 2.8
- Public transport0.7 percent plus or minus 0.9
- Walked0.9 percent plus or minus 0.9
- Worked from home15.2 percent plus or minus 5.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monaca
SBA loans in Monaca (7(a))
- Approvals17
- Gross approval$11,820,800
- Average approval$695,341
- Median approval$80,000
- Ninetieth percentile approval$3,790,000
- Largest approval$5,000,000
- Jobs supported107
- Jobs per approval6.3
- Loans with a final outcome8
- Paid in full7
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more23.5 percent
- Share to franchises11.8 percent
- Distinct lenders5
- Distinct industries by NAICS9
A charge-off rate is not published here. only 8 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Monaca
SBA loans in Monaca (504)
- Approvals2
- Gross approval$2,908,000
- Average approval$1,454,000
- Median approval$2,264,000
- Largest approval$2,264,000
- Jobs supported20
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monaca
Flood risk in Monaca
- Listed NFIP communities1
- Of those, participating1
- NFIP community number420114
- Currently effective map date08/17/15
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Beaver County, not Monaca
Beaver County context, not Monaca figures
These are Beaver County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Monaca measurements.
- Establishments in Beaver County3,327
- Employment at those establishments, Beaver County46,532
- Covered employment, Beaver County48,481
- Average annual pay, Beaver County$58,825
- Average weekly wage, Beaver County$1,131
- Housing units permitted, Beaver County267
- Of those, single family, Beaver County179
- County product, 2024, Beaver County$8,032,503,000
- County product change over the prior year, Beaver County1.8 percent
- Average income of an arriving household, Beaver County$66,423
Every figure in this section is published for Beaver County as a whole and is not a measurement of Monaca. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Monaca questions, answered from the record.
How many people live in Monaca, Pennsylvania?
5,519, in 2,336 households. Monaca borough covers 2.03 square miles of land, which is 2,723 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Monaca in?
Beaver County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Monaca?
$73,538. The median owner-occupied home is valued at $162,700. Median gross rent is $768 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Monaca businesses?
17 7(a) approvals totalling $11.8 m, across 5 lenders, median approval $80,000, plus 2 504 approvals worth $2.9 m. These count approvals to borrowers whose address is in Monaca, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Monaca borrowers get paid back?
No rate is published for Monaca. only 8 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Monaca in the National Flood Insurance Program?
Yes. Monaca appears in the FEMA Community Status Book as community 420114, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Monaca figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Beaver County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Monaca.
Is zoning published for Monaca?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.