HomePennsylvaniaCentre CountyPhilipsburg borough
Philipsburg borough, Pennsylvania: commercial real estate data.
Philipsburg borough is a Census borough of 2,748 people across 0.87 square miles of land, in Centre County. Median household income is $47,794, 52.2 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $2.7 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Philipsburg
What Philipsburg is
- Census place typeborough
- Land area0.87 sq mi
- Water area0.01 sq mi
- Population per square mile of land3,153
- County holding the largest share of its areaCentre County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Philipsburg
How many people live in Philipsburg
- Population2,748
- Median age42.2
- Population under 18464 plus or minus 123
- Share under 1816.9 percent plus or minus 4.5
- Population 65 and over459 plus or minus 135
- Share 65 and over16.7 percent plus or minus 4.9
- Households1,328
- Family households608
- Share of households that are families45.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Philipsburg
Income and work in Philipsburg
- Median household income$47,794
- Per capita income$32,491
- Civilian labor force1,403
- Employed1,374
- Unemployed29 plus or minus 27
- Unemployment rate2.1 percent plus or minus 1.9
- Adults 25 and over2,058
- Adults 25 and over with a high school diploma or higher91.1 percent
- Adults 25 and over with a bachelor degree or higher25.0 percent plus or minus 7.4
- Adults 25 and over with a graduate degree6.1 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Philipsburg
Housing in Philipsburg
- Housing units1,504
- Occupied units1,328
- Vacant units176 plus or minus 96
- Vacancy rate11.7 percent plus or minus 6.3
- Owner occupied693
- Renter occupied635 plus or minus 151
- Ownership rate52.2 percent
- Median owner-occupied home value$148,700
- Median gross rent, monthly$645 plus or minus $232
- Annual rent as a share of median income16.2 percent plus or minus 6.6
- Single family units850
- Share single family56.5 percent
- Units in buildings of two or more618 plus or minus 204
- Share in buildings of two or more41.1 percent plus or minus 13.1
- Mobile homes36 plus or minus 27
- Median year structure built1944
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Philipsburg
How Philipsburg gets to work
- Workers 16 and over who commute1,246
- Commuting under 15 minutes370 plus or minus 133
- Share commuting under 15 minutes29.7 percent plus or minus 9.8
- Commuting 30 minutes or more694 plus or minus 165
- Share commuting 30 minutes or more55.7 percent
- Drove alone70.2 percent
- Carpooled18.0 percent plus or minus 6.5
- Public transport0.0 percent
- Walked1.5 percent plus or minus 2.1
- Worked from home9.3 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Philipsburg
SBA loans in Philipsburg (7(a))
- Approvals6
- Gross approval$2,714,000
- Average approval$452,333
- Median approval$540,000
- Ninetieth percentile approval$950,000
- Largest approval$950,000
- Jobs supported48
- Jobs per approval8.0
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Philipsburg
Flood risk in Philipsburg
- Listed NFIP communities1
- Of those, participating1
- NFIP community number420267
- Currently effective map date05/04/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Centre County, not Philipsburg
Centre County context, not Philipsburg figures
These are Centre County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Philipsburg measurements.
- Establishments in Centre County3,344
- Employment at those establishments, Centre County44,569
- Covered employment, Centre County68,578
- Average annual pay, Centre County$62,822
- Average weekly wage, Centre County$1,208
- Housing units permitted, Centre County367
- Of those, single family, Centre County290
- County product, 2024, Centre County$11,249,015,000
- County product change over the prior year, Centre County4.7 percent
- Average income of an arriving household, Centre County$70,582
Every figure in this section is published for Centre County as a whole and is not a measurement of Philipsburg. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Philipsburg questions, answered from the record.
How many people live in Philipsburg, Pennsylvania?
2,748, in 1,328 households. Philipsburg borough covers 0.87 square miles of land, which is 3,153 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Philipsburg in?
Centre County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Philipsburg?
$47,794. The median owner-occupied home is valued at $148,700. Median gross rent is $645 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Philipsburg businesses?
6 7(a) approvals totalling $2.7 m, across 4 lenders, median approval $540,000. These count approvals to borrowers whose address is in Philipsburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Philipsburg borrowers get paid back?
No rate is published for Philipsburg. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Philipsburg in the National Flood Insurance Program?
Yes. Philipsburg appears in the FEMA Community Status Book as community 420267, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Philipsburg figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Centre County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Philipsburg.
Is zoning published for Philipsburg?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.