HomePennsylvaniaCentre CountyState College
State College, Pennsylvania: commercial real estate data.
State College is a Census borough of 41,050 people across 4.58 square miles of land, in Centre County. Median household income is $45,424, 26.1 percent of occupied homes are owned, and the SBA record carries 51 7(a) approvals to borrowers here worth $19.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
State College
What State College is
- Census place typeborough
- Land area4.58 sq mi
- Water area0 sq mi
- Population per square mile of land8,966
- County holding the largest share of its areaCentre County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
State College
How many people live in State College
- Population41,050
- Median age21.2
- Population under 182,321
- Share under 185.7 percent
- Population 65 and over2,786
- Share 65 and over6.8 percent
- Households11,257
- Family households3,537
- Share of households that are families31.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
State College
Income and work in State College
- Median household income$45,424
- Per capita income$24,746
- Civilian labor force17,835
- Employed16,940
- Unemployed895 plus or minus 207
- Unemployment rate5.0 percent plus or minus 1.1
- Adults 25 and over12,111
- Adults 25 and over with a high school diploma or higher97.0 percent
- Adults 25 and over with a bachelor degree or higher68.4 percent
- Adults 25 and over with a graduate degree41.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
State College
Housing in State College
- Housing units13,261
- Occupied units11,257
- Vacant units2,004
- Vacancy rate15.1 percent
- Owner occupied2,943
- Renter occupied8,314
- Ownership rate26.1 percent
- Median owner-occupied home value$437,800
- Median gross rent, monthly$1,273
- Annual rent as a share of median income33.6 percent
- Single family units4,545
- Share single family34.3 percent
- Units in buildings of two or more8,607
- Share in buildings of two or more64.9 percent
- Mobile homes109 plus or minus 80
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
State College
How State College gets to work
- Workers 16 and over who commute13,422
- Commuting under 15 minutes7,654
- Share commuting under 15 minutes57.0 percent
- Commuting 30 minutes or more1,463 plus or minus 370
- Share commuting 30 minutes or more10.9 percent plus or minus 2.7
- Drove alone38.3 percent
- Carpooled4.6 percent plus or minus 1.8
- Public transport6.4 percent plus or minus 2.2
- Walked30.9 percent
- Worked from home15.3 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
State College
SBA loans in State College (7(a))
- Approvals51
- Gross approval$19,759,900
- Average approval$387,449
- Median approval$150,000
- Ninetieth percentile approval$708,000
- Largest approval$3,920,000
- Jobs supported698
- Jobs per approval13.7
- Loans with a final outcome13
- Paid in full10
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more3.9 percent
- Share to franchises13.7 percent
- Distinct lenders18
- Distinct industries by NAICS27
Counted by borrower city: approvals to borrowers whose address is in State College, in any county, FY2020 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
State College
SBA loans in State College (504)
- Approvals15
- Gross approval$11,690,000
- Average approval$779,333
- Median approval$375,000
- Largest approval$3,875,000
- Jobs supported152
- Loans with a final outcome6
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in State College, in any county, FY2010 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
State College
Flood risk in State College
- NFIP communityBorough of State College
- NFIP community number420270
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/04/09
The Borough of State College participates in the National Flood Insurance Program as community 420270 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Centre County, not State College
Centre County context, not State College figures
- Establishments in Centre County3,344
- Covered employment, Centre County68,578
- Average annual pay, Centre County$62,822
- Housing units permitted, Centre County367
Every figure in this section is published for Centre County as a whole and is not a measurement of State College.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
State College questions, answered from the record.
How many people live in State College, Pennsylvania?
41,050, in 11,257 households. State College borough covers 4.58 square miles of land, which is 8,966 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is State College in?
Centre County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in State College?
$45,424. The median owner-occupied home is valued at $437,800. Median gross rent is $1,273 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to State College businesses?
51 7(a) approvals totaling $19.8 m since FY2020, across 18 lenders, median approval $150,000, plus 15 504 approvals worth $11.7 m since FY2010. These count approvals to borrowers whose address is in State College, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to State College borrowers get paid back?
No rate is published for State College. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is State College in the National Flood Insurance Program?
Yes. State College appears in the FEMA Community Status Book as State College, borough of, community 420270, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page State College figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Centre County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of State College.
Is zoning published for State College?
No. Nothing on this page presents parcel level zoning.