Clearfield County, Pennsylvania: commercial real estate data.

Clearfield County

How many people live in Clearfield County

• Population, American Community Survey 2020-202478,635
• Households32,518
• Average household size2.42
• Median household income$62,152
• Median age45.4
• Median gross rent$791 per month
• Median owner-occupied home value$137,000
• Home value to household income2.2 times
• Annual rent as a share of median income15.3 percent
• Adults 25 and over with a bachelor degree or higher20.2 percent
• Adults 25 and over with a graduate degree6.5 percent
• Adults 25 and over58,829
• Population under 1814,337
• Share under 1818.2 percent
• Population 65 and over17,132
• Share 65 and over21.8 percent
• Working age population, 18 to 6447,166
• Civilian labor force36,426
• Unemployment rate5.9 percent
• Labor force participation, adults 18 and over56.7 percent
• Rank by population among Pennsylvania counties36th of 67
• Rank by population among US county-equivalents, Puerto Rico included736th of 3,222

Clearfield County is the 36th largest of 67 Pennsylvania counties by population. A median home costs 2.2 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 21.8 percent against 18.2 percent, which points demand at health care, services and single story product rather than schools.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Clearfield County

Where are people moving to Clearfield County from?

• Tax returns filed by households arriving1,263
• People arriving, from those returns2,138
• Tax returns filed by households leaving1,346
• Net household movement-83
• Adjusted gross income arriving$63.3 m
• Net adjusted gross income movement$-14.0 m
• Average income of an arriving household$50,101
• Average income of a leaving household$57,439
• Largest single originJefferson County (214 households)
• Largest single destinationJefferson County (209 households)

Households arriving report $7,338 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Jefferson County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Clearfield County

Employment by industry in Clearfield County

• Covered employment, annual average29,228
• Establishments reporting2,062
• Average annual pay$51,575
• Average weekly wage$992
• Health care and social assistance, employment6,011
• Health care and social assistance, average annual pay$61,430
• Retail trade, employment4,354
• Retail trade, average annual pay$32,233
• Manufacturing, employment2,701
• Manufacturing, average annual pay$57,400
• Transportation and warehousing, employment2,590
• Transportation and warehousing, average annual pay$57,512
• Accommodation and food services, employment2,170
• Other services, except public administration, employment1,408

Health care and social assistance is the largest private sector at 6,011 jobs, 20.6 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Clearfield County

Building permits in Clearfield County

• Housing units authorized by permit, 202488
• Declared construction value permitted$22.9 m
• Single family units authorized74
• Multifamily units authorized14
• Multifamily share of units15.9 percent
• Average declared value per unit$260,766
• Units authorized per 1,000 households2.7

Single-family homes are 84.1 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Clearfield County

SBA loan default and charge-off rates in Clearfield County

Do SBA loans in Clearfield County get paid back?

• Loans with a final outcome recorded7
• Paid in full7
• Charged off0
• Status: Exempt from disclosure23
• Status: Paid in full7
• Status: Cancelled5
• Status: Committed, not yet disbursed2

Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Clearfield County

How large is Clearfield County?

• Land area1,145 sq mi
• Rank by land area among Pennsylvania counties3rd of 67
• Width, east to west40.1 mi
• Height, north to south36.6 mi
• Geographies sharing a boundary8
• Residents per square mile of land69
• Establishments per square mile1.67

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Feasibility studies

When a Clearfield County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Clearfield County site starts with the figures you are reading, carrying the same source and period into the credit file.

• Population, American Community Survey 2020-202478,635
• Households32,518
• Average household size2.42
• Median household income$62,152
• Median age45.4

How a feasibility study works →

Clearfield County

Cities and places in Clearfield.

45 Census places lie wholly or partly in Clearfield County. All 45 carry enough published place level data for a page of their own and are linked.

A further 3 of the county's 37 SBA 7(a) approvals are to borrowers in cities that match no Census place in Clearfield County, the largest being Philipsburg (2), Munson (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.