Clearfield County, Pennsylvania: commercial real estate data.

Clearfield County

How many people live in Clearfield County

• Population78,635
• Households32,518
• Average household size2.42
• Median household income$62,152
• Median age45.4
• Median gross rent$791 per month
• Median owner-occupied home value$137,000
• Home value to household income2.2 times
• Annual rent as a share of median income15.3 percent
• Adults 25 and over with a bachelor degree or higher20.2 percent
• Adults 25 and over with a graduate degree6.5 percent
• Adults 25 and over58,829
• Population under 1814,337
• Share under 1818.2 percent
• Population 65 and over17,132
• Share 65 and over21.8 percent
• Working age population, 18 to 6447,166
• Civilian labor force36,426
• Unemployment rate5.9 percent
• Labor force participation, adults 18 and over56.7 percent
• Rank by population among Pennsylvania counties36th of 67
• Rank by population among US county-equivalents736th

Clearfield County is the 36th largest of 67 Pennsylvania counties by population. A median home costs 2.2 times median household income, which is an affordable ownership market by national standards. Residents 65 and over outnumber those under 18, at 21.8 percent against 18.2 percent, which points demand at health care, services and single storey product rather than schools.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Clearfield County

Where are people moving to Clearfield County from?

• Tax returns filed by households arriving1,263
• People arriving, from those returns2,138
• Adjusted gross income arriving$63.3 m
• Net adjusted gross income movement$0
• Average income of an arriving household$50,101
• Largest single originClearfield County Non-migrants (30,683 households)
• Largest single destination (30,683 households)

The largest single source of arrivals is Clearfield County Non-migrants, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Clearfield County

Largest employers in Clearfield County

• Covered employment, annual average29,228
• Establishments reporting2,062
• Average annual pay$51,575
• Average weekly wage$992
• Sector 62, employment6,011
• Sector 62, average annual pay$61,430
• Sector 44-45, employment4,354
• Sector 44-45, average annual pay$32,233
• Sector 31-33, employment2,701
• Sector 31-33, average annual pay$57,400
• Sector 48-49, employment2,590
• Sector 48-49, average annual pay$57,512
• Sector 72, employment2,170
• Sector 81, employment1,408

The largest sector is the biggest private employer group at 6,011 jobs, 20.6 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Clearfield County

Building permits in Clearfield County

• Housing units authorised by permit, 202488
• Declared construction value permitted$22.9 m
• Single family units authorised74
• Multifamily units authorised14
• Multifamily share of units15.9 percent
• Average declared value per unit$260,766
• Units authorised per 1,000 households2.7

Multifamily is 15.9 percent of units authorised, so the pipeline is predominantly for sale product.

US Census Bureau, Building Permits Survey, 2024 annual.

Clearfield County

SBA loan default and charge-off rates in Clearfield County

Do SBA loans in Clearfield County get paid back?

• Loans with a final outcome recorded7
• Paid in full7
• Charged off0
• Status: Exempt from disclosure23
• Status: Paid in full7
• Status: Cancelled5
• Status: Committed, not yet disbursed2

Too few loans have reached a final outcome to publish a charge off rate. only 7 resolved loans, too few to publish a rate. A rate computed on a handful of loans is noise, so none is shown.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Clearfield County

How large is Clearfield County?

• Land area1,145 sq mi
• Rank by land area among Pennsylvania counties3rd of 67
• Width, east to west40.1 mi
• Height, north to south36.6 mi
• Geographies sharing a boundary8
• Residents per square mile of land69
• Establishments per square mile1.67

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Feasibility studies

When a Clearfield County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Clearfield County site starts with the figures you are reading, carrying the same source and period into the credit file.

• Population78,635
• Households32,518
• Average household size2.42
• Median household income$62,152
• Median age45.4

How a feasibility study works →

Clearfield County

Cities and places in Clearfield.

45 Census places lie wholly or partly in Clearfield County. 45 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.

A further 1 SBA approvals in Clearfield County are recorded against borrower cities that match no Census place, the largest being Munson. Those are postal cities and unincorporated areas rather than incorporated places, so no page claims them, and their lending is counted in this county's totals above rather than under any city.