HomePennsylvaniaColumbia CountyStillwater borough
Stillwater borough, Pennsylvania: commercial real estate data.
Stillwater borough is a Census borough of 169 people across 3.11 square miles of land, in Columbia County. Median household income is $85,000, 88.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $256,700.
70 sourced place values · tier FULL · 8 sections
Stillwater
What Stillwater is
- Census place typeborough
- Land area3.11 sq mi
- Water area0.04 sq mi
- Population per square mile of land54 plus or minus 15
- County holding the largest share of its areaColumbia County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stillwater
How many people live in Stillwater
- Population169 plus or minus 46
- Median age46.4
- Population under 1835 plus or minus 19
- Share under 1820.7 percent plus or minus 9.9
- Population 65 and over31 plus or minus 16
- Share 65 and over18.3 percent plus or minus 8.2
- Households68 plus or minus 24
- Family households49 plus or minus 24
- Share of households that are families72.1 percent plus or minus 24.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stillwater
Income and work in Stillwater
- Median household income$85,000
- Per capita income$35,430 plus or minus $8,761
- Civilian labor force85 plus or minus 30
- Employed85 plus or minus 30
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over121 plus or minus 33
- Adults 25 and over with a high school diploma or higher94.2 percent
- Adults 25 and over with a bachelor degree or higher24.8 percent plus or minus 15.8
- Adults 25 and over with a graduate degree14.9 percent plus or minus 15.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stillwater
Housing in Stillwater
- Housing units85 plus or minus 27
- Occupied units68 plus or minus 24
- Vacant units17 plus or minus 15
- Vacancy rate20.0 percent plus or minus 16.5
- Owner occupied60 plus or minus 21
- Renter occupied8 plus or minus 9
- Ownership rate88.2 percent plus or minus 43.9
- Median owner-occupied home value$186,100
- Median gross rent, monthly$1,250 plus or minus $329
- Annual rent as a share of median income17.6 percent plus or minus 5.8
- Single family units70 plus or minus 28
- Share single family82.4 percent plus or minus 19.5
- Units in buildings of two or more6 plus or minus 15
- Share in buildings of two or more7.1 percent plus or minus 17.2
- Mobile homes9 plus or minus 7
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stillwater
How Stillwater gets to work
- Workers 16 and over who commute73 plus or minus 25
- Commuting under 15 minutes25 plus or minus 12
- Share commuting under 15 minutes34.2 percent plus or minus 12.3
- Commuting 30 minutes or more26 plus or minus 21
- Share commuting 30 minutes or more35.6 percent plus or minus 25.6
- Drove alone72.9 percent
- Carpooled9.4 percent plus or minus 7.5
- Public transport0.0 percent
- Walked1.2 percent plus or minus 3.5
- Worked from home14.1 percent plus or minus 8.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stillwater
SBA 7(a) lending to Stillwater borrowers
- Approvals2
- Gross approval$256,700
- Average approval$128,350
- Median approval$131,700
- Ninetieth percentile approval$131,700
- Largest approval$131,700
- Jobs supported5
- Jobs per approval2.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stillwater
Flood programme status in Stillwater
- Listed NFIP communities1
- Of those, participating1
- NFIP community number421546
- Currently effective map date07/31/24
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Columbia County, not Stillwater
Columbia County context, not Stillwater figures
These are Columbia County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Stillwater measurements.
- Establishments in Columbia County1,428
- Employment at those establishments, Columbia County22,886
- Covered employment, Columbia County24,395
- Average annual pay, Columbia County$50,569
- Average weekly wage, Columbia County$972
- Housing units permitted, Columbia County68
- Of those, single family, Columbia County68
- County product, 2024, Columbia County$3,276,472,000
- County product change over the prior year, Columbia County4.0 percent
- Average income of an arriving household, Columbia County$54,586
Every figure in this section is published for Columbia County as a whole and is not a measurement of Stillwater. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Stillwater questions, answered from the record.
How many people live in Stillwater, Pennsylvania?
169, in 68 households. Stillwater borough covers 3.11 square miles of land, which is 54 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Stillwater in?
Columbia County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Stillwater?
$85,000. The median owner-occupied home is valued at $186,100. Median gross rent is $1,250 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Stillwater businesses?
2 7(a) approvals totalling $256,700, across 2 lenders, median approval $131,700. These count approvals to borrowers whose address is in Stillwater, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Stillwater borrowers get paid back?
No rate is published for Stillwater. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Stillwater in the National Flood Insurance Program?
Yes. Stillwater appears in the FEMA Community Status Book as community 421546, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Stillwater figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Columbia County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Stillwater.
Is zoning published for Stillwater?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.