HomePennsylvaniaDauphin CountyGratz borough
Gratz borough, Pennsylvania: commercial real estate data.
Gratz borough is a Census borough of 745 people across 2.95 square miles of land, in Dauphin County. 39.5 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $50,000.
68 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Gratz
What Gratz is
- Census place typeborough
- Land area2.95 sq mi
- Water area0 sq mi
- Population per square mile of land253 plus or minus 73
- County holding the largest share of its areaDauphin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gratz
How many people live in Gratz
- Population745 plus or minus 215
- Median age52.3
- Population under 18112 plus or minus 31
- Share under 1815.0 percent plus or minus 6.1
- Population 65 and over155 plus or minus 50
- Share 65 and over20.8 percent
- Households418 plus or minus 195
- Family households157 plus or minus 36
- Share of households that are families37.6 percent plus or minus 19.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gratz
Income and work in Gratz
- Per capita income$37,356 plus or minus $12,990
- Civilian labor force293 plus or minus 75
- Employed260 plus or minus 63
- Unemployed33 plus or minus 27
- Unemployment rate11.3 percent plus or minus 8.8
- Adults 25 and over585 plus or minus 203
- Adults 25 and over with a high school diploma or higher81.0 percent plus or minus 20.2
- Adults 25 and over with a bachelor degree or higher8.2 percent plus or minus 4.0
- Adults 25 and over with a graduate degree4.1 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gratz
Housing in Gratz
- Housing units443 plus or minus 195
- Occupied units418 plus or minus 195
- Vacant units25 plus or minus 21
- Vacancy rate5.6 percent plus or minus 4.0
- Owner occupied165 plus or minus 40
- Renter occupied253 plus or minus 191
- Ownership rate39.5 percent plus or minus 20.8
- Median owner-occupied home value$147,300
- Median gross rent, monthly$768
- Single family units362 plus or minus 190
- Share single family81.7 percent plus or minus 23.2
- Units in buildings of two or more73 plus or minus 34
- Share in buildings of two or more16.5 percent
- Mobile homes8 plus or minus 13
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gratz
How Gratz gets to work
- Workers 16 and over who commute235 plus or minus 57
- Commuting under 15 minutes78 plus or minus 32
- Share commuting under 15 minutes33.2 percent plus or minus 10.9
- Commuting 30 minutes or more58 plus or minus 26
- Share commuting 30 minutes or more24.7 percent plus or minus 9.5
- Drove alone71.0 percent
- Carpooled13.4 percent plus or minus 6.0
- Public transport0.0 percent
- Walked1.9 percent plus or minus 3.0
- Worked from home10.3 percent plus or minus 10.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gratz
SBA loans in Gratz (7(a))
- Approvals1
- Gross approval$50,000
- Average approval$50,000
- Median approval$50,000
- Ninetieth percentile approval$50,000
- Largest approval$50,000
- Jobs supported8
- Jobs per approval8.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gratz
Flood risk in Gratz
- Listed NFIP communities1
- Of those, participating1
- NFIP community number421591
- Currently effective map date08/02/12(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Dauphin County, not Gratz
Dauphin County context, not Gratz figures
These are Dauphin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Gratz measurements.
- Establishments in Dauphin County6,951
- Employment at those establishments, Dauphin County157,994
- Covered employment, Dauphin County190,296
- Average annual pay, Dauphin County$68,012
- Average weekly wage, Dauphin County$1,308
- Housing units permitted, Dauphin County499
- Of those, single family, Dauphin County287
- County product, 2024, Dauphin County$28,909,442,000
- County product change over the prior year, Dauphin County4.5 percent
- Average income of an arriving household, Dauphin County$56,269
Every figure in this section is published for Dauphin County as a whole and is not a measurement of Gratz. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Gratz questions, answered from the record.
How many people live in Gratz, Pennsylvania?
745, in 418 households. Gratz borough covers 2.95 square miles of land, which is 253 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gratz in?
Dauphin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Gratz businesses?
1 7(a) approvals totalling $50,000, across 1 lenders, median approval $50,000. These count approvals to borrowers whose address is in Gratz, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gratz borrowers get paid back?
No rate is published for Gratz. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Gratz in the National Flood Insurance Program?
Yes. Gratz appears in the FEMA Community Status Book as community 421591, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Gratz figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Dauphin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gratz.
Is zoning published for Gratz?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.