HomePennsylvaniaDelaware CountySwarthmore borough
Swarthmore borough, Pennsylvania: commercial real estate data.
Swarthmore borough is a Census borough of 6,550 people across 1.40 square miles of land, in Delaware County. Median household income is $152,361, 76.0 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $2.0 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Swarthmore
What Swarthmore is
- Census place typeborough
- Land area1.4 sq mi
- Water area0 sq mi
- Population per square mile of land4,679
- County holding the largest share of its areaDelaware County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swarthmore
How many people live in Swarthmore
- Population6,550
- Median age28.3
- Population under 181,313 plus or minus 271
- Share under 1820.0 percent plus or minus 4.1
- Population 65 and over1,046 plus or minus 217
- Share 65 and over16.0 percent plus or minus 3.3
- Households2,067
- Family households1,292
- Share of households that are families62.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swarthmore
Income and work in Swarthmore
- Median household income$152,361 plus or minus $53,472
- Per capita income$73,250
- Civilian labor force3,128
- Employed2,888
- Unemployed240 plus or minus 170
- Unemployment rate7.7 percent plus or minus 5.4
- Adults 25 and over3,390
- Adults 25 and over with a high school diploma or higher99.1 percent
- Adults 25 and over with a bachelor degree or higher81.5 percent
- Adults 25 and over with a graduate degree55.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swarthmore
Housing in Swarthmore
- Housing units2,163
- Occupied units2,067
- Vacant units96 plus or minus 98
- Vacancy rate4.4 percent plus or minus 4.5
- Owner occupied1,571
- Renter occupied496 plus or minus 140
- Ownership rate76.0 percent
- Median owner-occupied home value$633,800
- Median gross rent, monthly$1,532
- Annual rent as a share of median income12.1 percent plus or minus 4.5
- Single family units1,324
- Share single family61.2 percent
- Units in buildings of two or more772 plus or minus 218
- Share in buildings of two or more35.7 percent plus or minus 9.7
- Mobile homes56 plus or minus 81
- Median year structure built1949
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swarthmore
How Swarthmore gets to work
- Workers 16 and over who commute2,246
- Commuting under 15 minutes837 plus or minus 225
- Share commuting under 15 minutes37.3 percent plus or minus 9.3
- Commuting 30 minutes or more1,050 plus or minus 244
- Share commuting 30 minutes or more46.7 percent plus or minus 9.8
- Drove alone41.9 percent
- Carpooled4.0 percent plus or minus 2.7
- Public transport7.9 percent plus or minus 4.4
- Walked24.5 percent plus or minus 6.1
- Worked from home21.1 percent plus or minus 6.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swarthmore
SBA loans in Swarthmore (7(a))
- Approvals5
- Gross approval$1,972,000
- Average approval$394,400
- Median approval$142,000
- Ninetieth percentile approval$1,500,000
- Largest approval$1,500,000
- Jobs supported21
- Jobs per approval4.2
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises20.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Swarthmore
Flood risk in Swarthmore
- Listed NFIP communities1
- Of those, participating1
- NFIP community number420435
- Currently effective map date11/18/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Delaware County, not Swarthmore
Delaware County context, not Swarthmore figures
These are Delaware County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Swarthmore measurements.
- Establishments in Delaware County13,165
- Employment at those establishments, Delaware County237,233
- Covered employment, Delaware County218,536
- Average annual pay, Delaware County$73,172
- Average weekly wage, Delaware County$1,407
- Housing units permitted, Delaware County281
- Of those, single family, Delaware County267
- County product, 2024, Delaware County$42,607,881,000
- County product change over the prior year, Delaware County3.4 percent
- Average income of an arriving household, Delaware County$98,103
Every figure in this section is published for Delaware County as a whole and is not a measurement of Swarthmore. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Swarthmore questions, answered from the record.
How many people live in Swarthmore, Pennsylvania?
6,550, in 2,067 households. Swarthmore borough covers 1.40 square miles of land, which is 4,679 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Swarthmore in?
Delaware County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Swarthmore?
$152,361. The median owner-occupied home is valued at $633,800. Median gross rent is $1,532 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Swarthmore businesses?
5 7(a) approvals totalling $2.0 m, across 5 lenders, median approval $142,000. These count approvals to borrowers whose address is in Swarthmore, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Swarthmore borrowers get paid back?
No rate is published for Swarthmore. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Swarthmore in the National Flood Insurance Program?
Yes. Swarthmore appears in the FEMA Community Status Book as community 420435, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Swarthmore figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Delaware County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Swarthmore.
Is zoning published for Swarthmore?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.