HomePennsylvaniaDelaware CountySwarthmore
Swarthmore, Pennsylvania: commercial real estate data.
Swarthmore is a Census borough of 6,550 people across 1.40 square miles of land, in Delaware County. Median household income is $152,361, 76.0 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $2.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Swarthmore
What Swarthmore is
- Census place typeborough
- Land area1.4 sq mi
- Water area0 sq mi
- Population per square mile of land4,679
- County holding the largest share of its areaDelaware County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swarthmore
How many people live in Swarthmore
- Population6,550
- Median age28.3
- Population under 181,313 plus or minus 271
- Share under 1820.0 percent plus or minus 4.1
- Population 65 and over1,046 plus or minus 217
- Share 65 and over16.0 percent plus or minus 3.3
- Households2,067
- Family households1,292
- Share of households that are families62.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swarthmore
Income and work in Swarthmore
- Median household income$152,361 plus or minus $53,472
- Per capita income$73,250
- Civilian labor force3,128
- Employed2,888
- Unemployed240 plus or minus 170
- Unemployment rate7.7 percent plus or minus 5.4
- Adults 25 and over3,390
- Adults 25 and over with a high school diploma or higher99.1 percent
- Adults 25 and over with a bachelor degree or higher81.5 percent
- Adults 25 and over with a graduate degree55.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swarthmore
Housing in Swarthmore
- Housing units2,163
- Occupied units2,067
- Vacant units96 plus or minus 98
- Vacancy rate4.4 percent plus or minus 4.5
- Owner occupied1,571
- Renter occupied496 plus or minus 140
- Ownership rate76.0 percent
- Median owner-occupied home value$633,800
- Median gross rent, monthly$1,532
- Annual rent as a share of median income12.1 percent plus or minus 4.5
- Single family units1,324
- Share single family61.2 percent
- Units in buildings of two or more772 plus or minus 218
- Share in buildings of two or more35.7 percent plus or minus 9.7
- Mobile homes56 plus or minus 81
- Median year structure built1949
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swarthmore
How Swarthmore gets to work
- Workers 16 and over who commute2,246
- Commuting under 15 minutes837 plus or minus 225
- Share commuting under 15 minutes37.3 percent plus or minus 9.3
- Commuting 30 minutes or more1,050 plus or minus 244
- Share commuting 30 minutes or more46.7 percent plus or minus 9.8
- Drove alone41.9 percent
- Carpooled4.0 percent plus or minus 2.7
- Public transport7.9 percent plus or minus 4.4
- Walked24.5 percent plus or minus 6.1
- Worked from home21.1 percent plus or minus 6.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Swarthmore
SBA loans in Swarthmore (7(a))
- Approvals5
- Gross approval$1,972,000
- Average approval$394,400
- Median approval$142,000
- Largest approval$1,500,000
- Jobs supported21
- Jobs per approval4.2
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises20.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Swarthmore, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Swarthmore
Flood risk in Swarthmore
- NFIP communityBorough of Swarthmore
- NFIP community number420435
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/18/09
The Borough of Swarthmore participates in the National Flood Insurance Program as community 420435 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Delaware County, not Swarthmore
Delaware County context, not Swarthmore figures
- Establishments in Delaware County13,165
- Covered employment, Delaware County218,536
- Average annual pay, Delaware County$73,172
- Housing units permitted, Delaware County281
Every figure in this section is published for Delaware County as a whole and is not a measurement of Swarthmore.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Swarthmore questions, answered from the record.
How many people live in Swarthmore, Pennsylvania?
6,550, in 2,067 households. Swarthmore borough covers 1.40 square miles of land, which is 4,679 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Swarthmore in?
Delaware County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Swarthmore?
$152,361. The median owner-occupied home is valued at $633,800. Median gross rent is $1,532 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Swarthmore businesses?
5 7(a) approvals totaling $2.0 m since FY2020, across 5 lenders, median approval $142,000. These count approvals to borrowers whose address is in Swarthmore, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Swarthmore borrowers get paid back?
No rate is published for Swarthmore. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Swarthmore in the National Flood Insurance Program?
Yes. Swarthmore appears in the FEMA Community Status Book as Swarthmore, borough of, community 420435, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Swarthmore figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Delaware County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Swarthmore.
Is zoning published for Swarthmore?
No. Nothing on this page presents parcel level zoning.