HomePennsylvaniaLancaster CountyLancaster city
Lancaster city, Pennsylvania: commercial real estate data.
Lancaster city is a Census city of 57,719 people across 7.23 square miles of land, in Lancaster County. Median household income is $63,690, 48.6 percent of occupied homes are owned, and the SBA record carries 181 7(a) approvals to borrowers here worth $99.1 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Lancaster
What Lancaster is
- Census place typecity
- Land area7.23 sq mi
- Water area0.12 sq mi
- Population per square mile of land7,986
- County holding the largest share of its areaLancaster County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
How many people live in Lancaster
- Population57,719
- Median age32.2
- Population under 1812,001
- Share under 1820.8 percent
- Population 65 and over6,019
- Share 65 and over10.4 percent
- Households21,971
- Family households12,083
- Share of households that are families55.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
Income and work in Lancaster
- Median household income$63,690
- Per capita income$31,159
- Civilian labor force32,106
- Employed29,513
- Unemployed2,593
- Unemployment rate8.1 percent
- Adults 25 and over36,951
- Adults 25 and over with a high school diploma or higher84.3 percent
- Adults 25 and over with a bachelor degree or higher29.4 percent
- Adults 25 and over with a graduate degree10.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
Housing in Lancaster
- Housing units23,049
- Occupied units21,971
- Vacant units1,078 plus or minus 250
- Vacancy rate4.7 percent plus or minus 1.1
- Owner occupied10,673
- Renter occupied11,298
- Ownership rate48.6 percent
- Median owner-occupied home value$219,500
- Median gross rent, monthly$1,240
- Annual rent as a share of median income23.4 percent
- Single family units14,613
- Share single family63.4 percent
- Units in buildings of two or more8,376
- Share in buildings of two or more36.3 percent
- Mobile homes60 plus or minus 42
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
How Lancaster gets to work
- Workers 16 and over who commute26,010
- Commuting under 15 minutes9,009
- Share commuting under 15 minutes34.6 percent
- Commuting 30 minutes or more8,678
- Share commuting 30 minutes or more33.4 percent
- Drove alone59.8 percent
- Carpooled11.9 percent
- Public transport4.3 percent plus or minus 1.0
- Walked10.2 percent
- Worked from home10.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
SBA loans in Lancaster (7(a))
- Approvals181
- Gross approval$99,144,600
- Average approval$547,760
- Median approval$247,800
- Ninetieth percentile approval$1,360,000
- Largest approval$5,000,000
- Jobs supported2,084
- Jobs per approval11.5
- Loans with a final outcome33
- Paid in full32
- Charged off1
- Charge-off rate over resolved loans3.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more9.9 percent
- Share to franchises22.1 percent
- Distinct lenders46
- Distinct industries by NAICS93
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lancaster
SBA loans in Lancaster (504)
- Approvals60
- Gross approval$43,473,000
- Average approval$724,550
- Median approval$490,000
- Largest approval$3,748,000
- Jobs supported1,264
- Loans with a final outcome23
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lancaster
Flood risk in Lancaster
- Listed NFIP communities3
- Of those, participating3
- NFIP community number420552
- Currently effective map date04/05/16
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Lancaster County, not Lancaster
Lancaster County context, not Lancaster figures
These are Lancaster County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lancaster measurements.
- Establishments in Lancaster County13,776
- Employment at those establishments, Lancaster County249,379
- Covered employment, Lancaster County252,045
- Average annual pay, Lancaster County$59,966
- Average weekly wage, Lancaster County$1,153
- Housing units permitted, Lancaster County1,184
- Of those, single family, Lancaster County755
- County product, 2024, Lancaster County$39,951,127,000
- County product change over the prior year, Lancaster County5.1 percent
- Average income of an arriving household, Lancaster County$71,303
Every figure in this section is published for Lancaster County as a whole and is not a measurement of Lancaster. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lancaster questions, answered from the record.
How many people live in Lancaster, Pennsylvania?
57,719, in 21,971 households. Lancaster city covers 7.23 square miles of land, which is 7,986 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lancaster in?
Lancaster County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lancaster?
$63,690. The median owner-occupied home is valued at $219,500. Median gross rent is $1,240 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lancaster businesses?
181 7(a) approvals totalling $99.1 m, across 46 lenders, median approval $247,800, plus 60 504 approvals worth $43.5 m. These count approvals to borrowers whose address is in Lancaster, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lancaster borrowers get paid back?
Of the 33 loans that have reached a final outcome, 32 were paid in full and 1 charged off, a charge off rate of 3.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Lancaster in the National Flood Insurance Program?
Yes. Lancaster appears in the FEMA Community Status Book as community 420552, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lancaster figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lancaster County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lancaster.
Is zoning published for Lancaster?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.