HomePennsylvaniaLancaster CountyLancaster
Lancaster, Pennsylvania: commercial real estate data.
Lancaster is a Census city of 57,719 people across 7.23 square miles of land, in Lancaster County. Median household income is $63,690, 48.6 percent of occupied homes are owned, and the SBA record carries 181 7(a) approvals to borrowers here worth $99.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lancaster
What Lancaster is
- Census place typecity
- Land area7.23 sq mi
- Water area0.12 sq mi
- Population per square mile of land7,986
- County holding the largest share of its areaLancaster County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
How many people live in Lancaster
- Population57,719
- Median age32.2
- Population under 1812,001
- Share under 1820.8 percent
- Population 65 and over6,019
- Share 65 and over10.4 percent
- Households21,971
- Family households12,083
- Share of households that are families55.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
Income and work in Lancaster
- Median household income$63,690
- Per capita income$31,159
- Civilian labor force32,106
- Employed29,513
- Unemployed2,593
- Unemployment rate8.1 percent
- Adults 25 and over36,951
- Adults 25 and over with a high school diploma or higher84.3 percent
- Adults 25 and over with a bachelor degree or higher29.4 percent
- Adults 25 and over with a graduate degree10.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
Housing in Lancaster
- Housing units23,049
- Occupied units21,971
- Vacant units1,078 plus or minus 250
- Vacancy rate4.7 percent plus or minus 1.1
- Owner occupied10,673
- Renter occupied11,298
- Ownership rate48.6 percent
- Median owner-occupied home value$219,500
- Median gross rent, monthly$1,240
- Annual rent as a share of median income23.4 percent
- Single family units14,613
- Share single family63.4 percent
- Units in buildings of two or more8,376
- Share in buildings of two or more36.3 percent
- Mobile homes60 plus or minus 42
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
How Lancaster gets to work
- Workers 16 and over who commute26,010
- Commuting under 15 minutes9,009
- Share commuting under 15 minutes34.6 percent
- Commuting 30 minutes or more8,678
- Share commuting 30 minutes or more33.4 percent
- Drove alone59.8 percent
- Carpooled11.9 percent
- Public transport4.3 percent plus or minus 1.0
- Walked10.2 percent
- Worked from home10.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
SBA loans in Lancaster (7(a))
- Approvals181
- Gross approval$99,144,600
- Average approval$547,760
- Median approval$247,800
- Ninetieth percentile approval$1,360,000
- Largest approval$5,000,000
- Jobs supported2,084
- Jobs per approval11.5
- Loans with a final outcome33
- Paid in full32
- Charged off1
- Charge-off rate over resolved loans3.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more9.9 percent
- Share to franchises22.1 percent
- Distinct lenders46
- Distinct industries by NAICS93
Counted by borrower city: approvals to borrowers whose address is in Lancaster, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lancaster
SBA loans in Lancaster (504)
- Approvals60
- Gross approval$43,473,000
- Average approval$724,550
- Median approval$480,500
- Largest approval$3,748,000
- Jobs supported1,264
- Loans with a final outcome23
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Lancaster, in any county, FY2010 to FY2026. Only 23 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lancaster
Flood risk in Lancaster
- NFIP communityCity of Lancaster
- NFIP community number420552
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/05/16
The City of Lancaster participates in the National Flood Insurance Program as community 420552 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lancaster County, not Lancaster
Lancaster County context, not Lancaster figures
- Establishments in Lancaster County13,776
- Covered employment, Lancaster County252,045
- Average annual pay, Lancaster County$59,966
- Housing units permitted, Lancaster County1,184
Every figure in this section is published for Lancaster County as a whole and is not a measurement of Lancaster.
All Lancaster County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lancaster questions, answered from the record.
How many people live in Lancaster, Pennsylvania?
57,719, in 21,971 households. Lancaster city covers 7.23 square miles of land, which is 7,986 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lancaster in?
Lancaster County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lancaster?
$63,690. The median owner-occupied home is valued at $219,500. Median gross rent is $1,240 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lancaster businesses?
181 7(a) approvals totaling $99.1 m since FY2020, across 46 lenders, median approval $247,800, plus 60 504 approvals worth $43.5 m since FY2010. These count approvals to borrowers whose address is in Lancaster, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lancaster borrowers get paid back?
Of the 33 loans that have reached a final outcome, 32 were paid in full and 1 charged off, a charge off rate of 3.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Lancaster in the National Flood Insurance Program?
Yes. Lancaster appears in the FEMA Community Status Book as Lancaster, city of, community 420552, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lancaster figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lancaster County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lancaster.
Is zoning published for Lancaster?
No. Nothing on this page presents parcel level zoning.