HomePennsylvaniaLawrence County
Lawrence County, Pennsylvania: commercial real estate data.
Lawrence County, Pennsylvania had an estimated 84,233 residents on July 1, 2024, down 2.1 percent since the 2020 census base of 86,067, across 358 square miles. County output reached $4.20 bn in 2024, 1,865 establishments operate here, and the SBA record carries 152 7(a) approvals worth $28.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lawrence County
How many people live in Lawrence County
- Population, American Community Survey 2020-202485,024
- Households36,121
- Average household size2.35
- Median household income$61,931
- Median age44.9
- Median gross rent$831 per month
- Median owner-occupied home value$147,200
- Home value to household income2.4 times
- Annual rent as a share of median income16.1 percent
- Adults 25 and over with a bachelor degree or higher23.4 percent
- Adults 25 and over with a graduate degree6.7 percent
- Adults 25 and over61,342
- Population under 1817,000
- Share under 1820.0 percent
- Population 65 and over19,902
- Share 65 and over23.4 percent
- Working age population, 18 to 6448,122
- Civilian labor force40,619
- Unemployment rate5.7 percent
- Labor force participation, adults 18 and over59.7 percent
- Rank by population among Pennsylvania counties33rd of 67
- Rank by population among US county-equivalents, Puerto Rico included689th of 3,222
Lawrence County is the 33rd largest of 67 Pennsylvania counties by population. A median home costs 2.4 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 23.4 percent against 20.0 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Lawrence County
Is Lawrence County's population growing?
- Population, July 1, 202484,233
- Census 2020 base population86,067
- Population change since the 2020 census base-2.13 percent
- Population change, 2023 to 2024-320
- Births, 2024757
- Deaths, 20241,209
- Natural change, 2024-452
- Net domestic migration, 202456
- Net international migration, 202482
- Total net migration, 2024138
- Cumulative net domestic migration, 2021 to 2024342
- Rank by growth among US county-equivalents2536th of 3,144
The county has lost 2.13 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Lawrence County
Where are people moving to Lawrence County from?
- Tax returns filed by households arriving1,602
- People arriving, from those returns2,706
- Tax returns filed by households leaving1,539
- Net household movement63
- Adjusted gross income arriving$89.3 m
- Net adjusted gross income movement$6.9 m
- Average income of an arriving household$55,720
- Average income of a leaving household$53,526
- Largest single originBeaver County (262 households)
- Largest single destinationBeaver County (229 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Beaver County | 262 | 437 | $13.5 m |
| Butler County | 218 | 331 | $12.3 m |
| Allegheny County | 192 | 291 | $10.5 m |
| Mercer County | 182 | 318 | $11.3 m |
| Mahoning County | 50 | 85 | $2.4 m |
| Trumbull County | 34 | 50 | $1.2 m |
| Columbiana County | 22 | 40 | $868,000 |
| Erie County | 21 | 28 | $1.1 m |
Households arriving report $2,194 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Beaver County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Lawrence County
What is the Lawrence County economy?
- County GDP, 2024$4.20 bn
- County GDP, 2023$4.18 bn
- GDP change, 2023 to 20240.5 percent
- GDP change over five years27.0 percent
- Rank by GDP among the Pennsylvania areas BEA publishes36th of 67
- Rank by GDP among the US county areas BEA publishes783rd of 3,127
- GDP per resident$49,394
Output grew 0.5 percent in the latest year and 27.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Lawrence County
Employment by industry in Lawrence County
- Covered employment, annual average26,838
- Establishments reporting2,000
- Average annual pay$52,927
- Average weekly wage$1,018
- Health care and social assistance, employment5,867
- Health care and social assistance, average annual pay$50,407
- Manufacturing, employment3,272
- Manufacturing, average annual pay$70,933
- Retail trade, employment3,082
- Retail trade, average annual pay$35,752
- Accommodation and food services, employment2,449
- Accommodation and food services, average annual pay$18,281
- Construction, employment1,784
- Administrative and support and waste management services, employment1,011
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 5,867 | 340 | $50,407 |
| Manufacturing | 3,272 | 139 | $70,933 |
| Retail trade | 3,082 | 251 | $35,752 |
| Accommodation and food services | 2,449 | 163 | $18,281 |
| Construction | 1,784 | 196 | $75,171 |
| Administrative and support and waste management services | 1,011 | 94 | $42,902 |
| Other services, except public administration | 898 | 184 | $40,507 |
| Finance and insurance | 832 | 94 | $77,326 |
Health care and social assistance is the largest private sector at 5,867 jobs, 21.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Lawrence County
How many businesses are in Lawrence County?
- Establishments, all industries1,865
- Employment at those establishments24,349
- Annual payroll$1.19 bn
- Establishments per 1,000 residents21.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Lawrence County
Building permits in Lawrence County
- Housing units authorized by permit, 202460
- Declared construction value permitted$22.3 m
- Single family units authorized60
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$372,076
- Units authorized per 1,000 households1.7
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Lawrence County
SBA loans in Lawrence County (7(a) and 504)
- 7(a) approvals recorded152
- 7(a) gross approval dollars$28.0 m
- Average 7(a) approval$184,507
- Median 7(a) approval$73,300
- 10th percentile approval$15,000
- 90th percentile approval$393,650
- Largest single approval$2,103,000
- Jobs reported supported, 7(a)804
- Jobs per approval5.3
- Distinct 7(a) lenders active22
- Distinct industries receiving approvals75
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer7.2 percent
- Loans on real estate terms11
- Loans on working capital terms, 120 months or shorter138
- Franchise loans3
- Franchise share of approvals2.0 percent
- Leading industry by approval countResidential Remodelers (10)
- Most active lenderThe Huntington National Bank (107)
- 504 approvals recorded10
- 504 gross approval dollars$4.5 m
- Average 504 approval$452,700
- Median 504 approval$507,500
- Distinct CDCs active3
- 504 jobs per approval6.1
- 504 jobs per million dollars approved13.5
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$32.6 m
The average approval of $184,507 sits well above the median of $73,300, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 7.2 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lawrence County
SBA loan default and charge-off rates in Lawrence County
Do SBA loans in Lawrence County get paid back?
- Loans with a final outcome recorded29
- Paid in full29
- Charged off0
- Status: Paid in full29
- Status: Exempt from disclosure95
- Status: Cancelled19
- Status: Committed, not yet disbursed9
Only 29 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
SBA lending by place in Lawrence County
- Borrower cities with recorded lending10
- New Castle, approvals78
- Ellwood City, approvals34
- Bessemer, approvals10
- New Wilmington, approvals8
- Wampum, approvals6
- Enon Valley, approvals6
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| New Castle | 78 | $17,324,900 |
| Ellwood City | 34 | $4,134,200 |
| Bessemer | 10 | $2,116,900 |
| New Wilmington | 8 | $1,461,000 |
| Wampum | 6 | $549,700 |
| Enon Valley | 6 | $490,300 |
| Edinburg | 4 | $220,700 |
| Pulaski | 3 | $99,300 |
| 2 other borrower cities | 3 | $1,648,000 |
New Castle accounts for 78 approvals against 34 in Ellwood City. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lawrence County
How large is Lawrence County?
- Land area358 sq mi
- Rank by land area among Pennsylvania counties61st of 67
- Width, east to west22.1 mi
- Height, north to south19 mi
- Geographies sharing a boundary5
- Residents per square mile of land237
- Establishments per square mile5.21
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Lawrence County
Flood risk in Lawrence County
- Communities in the county in the NFIP Community Status Book27
- Of those, participating in the NFIP26
- NFIP participation rate96.3 percent
- Communities carrying a CRS class0
- Radon levels in Lawrence County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The EPA places Lawrence County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 96.3 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Lawrence County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Lawrence County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202485,024
- Households36,121
- Average household size2.35
- Median household income$61,931
- Median age44.9
Common questions
Lawrence County questions, answered from the record.
How many people live in Lawrence County, Pennsylvania?
The Census Bureau estimates 84,233 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 85,024, in 36,121 households, ranking 33rd of 67 Pennsylvania counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Lawrence County's population growing?
The population has fallen 2.13 percent since the 2020 census base of 86,067, to 84,233 on July 1, 2024. In 2024 there were 757 births against 1,209 deaths, with net migration of 138. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Lawrence County?
$61,931. The median owner-occupied home is valued at $147,200, which is 2.4 times income, and median gross rent is $831 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Lawrence County?
1,865 establishments, employing 24,349 people with an annual payroll of $1.19 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Lawrence County?
Health care and social assistance is the largest private sector at 5,867 jobs, 21.9 percent of covered employment. Covered employment averages 26,838 jobs at an average annual pay of $52,927, or $1,018 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Lawrence County?
152 7(a) approvals totaling $28.0 m since FY2020, across 22 lenders, with a median approval of $73,300, plus 10 504 approvals worth $4.5 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Lawrence County?
60 housing units were authorized by permit in 2024, with a declared construction value of $22.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Lawrence County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Lawrence County come from?
The largest single origin is Beaver County, with 262 households. Arriving households report an average income of $55,720 against $53,526 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Lawrence County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Lawrence County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Lawrence County
Cities and places in Lawrence.
25 Census places lie wholly or partly in Lawrence County. All 25 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| New Castle | city | 21,579 | 78 | Wholly in this county |
| Ellwood City | borough | 7,532 | 34 | 86.3 percent here, 13.7 percent Beaver County |
| New Wilmington | borough | 2,395 | 8 | Wholly in this county |
| Oakwood | CDP | 2,253 | None recorded | Wholly in this county |
| New Beaver | borough | 1,343 | None recorded | Wholly in this county |
| Oakland | CDP | 1,330 | None recorded | Wholly in this county |
| New Castle Northwest | CDP | 1,223 | None recorded | Wholly in this county |
| Frisco | CDP | 1,134 | None recorded | 17.3 percent here, 82.7 percent Beaver County |
| Ellport | borough | 1,127 | None recorded | Wholly in this county |
| West Pittsburg | CDP | 909 | None recorded | Wholly in this county |
| Bessemer | borough | 881 | 10 | Wholly in this county |
| New Bedford | CDP | 813 | None recorded | Wholly in this county |
| Wurtemburg | CDP | 740 | None recorded | 63.9 percent here, 36.1 percent Beaver County |
| South New Castle | borough | 712 | None recorded | Wholly in this county |
| Mount Jackson | CDP | 590 | None recorded | Wholly in this county |
| Wampum | borough | 502 | 6 | Wholly in this county |
| Enon Valley | borough | 458 | 6 | Wholly in this county |
| Frizzleburg | CDP | 403 | None recorded | Wholly in this county |
| Hillsville | CDP | 400 | None recorded | Wholly in this county |
| Chewton | CDP | 345 | None recorded | Wholly in this county |
| Harlansburg | CDP | 269 | None recorded | Wholly in this county |
| Edinburg | CDP | 196 | 4 | Wholly in this county |
| Volant | borough | 89 | 2 | Wholly in this county |
| Pulaski | CDP | 85 | 3 | Wholly in this county |
| S.N.P.J. | borough | 10 | None recorded | Wholly in this county |
A further 1 of the county's 152 SBA 7(a) approvals are to borrowers in cities that match no Census place in Lawrence County, the largest being Darlington (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.