HomePennsylvaniaLawrence CountyEllwood City borough
Ellwood City borough, Pennsylvania: commercial real estate data.
Ellwood City borough is a Census borough of 7,532 people across 2.32 square miles of land, lying across Lawrence County and Beaver County. Median household income is $67,138, 70.5 percent of occupied homes are owned, and the SBA record carries 37 7(a) approvals to borrowers here worth $4.3 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ellwood City
What Ellwood City is
- Census place typeborough
- Land area2.32 sq mi
- Water area0.03 sq mi
- Population per square mile of land3,241
- County holding the largest share of its areaLawrence County, 86.3 percent
- Counties this place lies inLawrence County 86.3 percent, Beaver County 13.7 percent
Ellwood City borough crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellwood City
How many people live in Ellwood City
- Population7,532
- Median age45.2
- Population under 181,339
- Share under 1817.8 percent
- Population 65 and over1,678
- Share 65 and over22.3 percent
- Households3,715
- Family households2,207
- Share of households that are families59.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellwood City
Income and work in Ellwood City
- Median household income$67,138
- Per capita income$38,127
- Civilian labor force4,395
- Employed4,208
- Unemployed187 plus or minus 108
- Unemployment rate4.3 percent plus or minus 2.4
- Adults 25 and over5,634
- Adults 25 and over with a high school diploma or higher92.4 percent
- Adults 25 and over with a bachelor degree or higher23.8 percent
- Adults 25 and over with a graduate degree5.0 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellwood City
Housing in Ellwood City
- Housing units4,077
- Occupied units3,715
- Vacant units362 plus or minus 148
- Vacancy rate8.9 percent plus or minus 3.6
- Owner occupied2,619
- Renter occupied1,096 plus or minus 296
- Ownership rate70.5 percent
- Median owner-occupied home value$122,800
- Median gross rent, monthly$865
- Annual rent as a share of median income15.5 percent
- Single family units3,393
- Share single family83.2 percent
- Units in buildings of two or more654 plus or minus 168
- Share in buildings of two or more16.0 percent plus or minus 3.9
- Mobile homes0
- Median year structure built1944
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellwood City
How Ellwood City gets to work
- Workers 16 and over who commute3,697
- Commuting under 15 minutes1,317 plus or minus 284
- Share commuting under 15 minutes35.6 percent
- Commuting 30 minutes or more1,313 plus or minus 310
- Share commuting 30 minutes or more35.5 percent plus or minus 7.6
- Drove alone70.4 percent
- Carpooled13.0 percent plus or minus 5.5
- Public transport0.0 percent
- Walked4.7 percent plus or minus 2.5
- Worked from home10.8 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellwood City
SBA loans in Ellwood City (7(a))
- Approvals37
- Gross approval$4,285,300
- Average approval$115,819
- Median approval$73,000
- Ninetieth percentile approval$350,000
- Largest approval$667,000
- Jobs supported151
- Jobs per approval4.1
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more5.4 percent
- Share to franchises2.7 percent
- Distinct lenders7
- Distinct industries by NAICS23
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ellwood City
SBA loans in Ellwood City (504)
- Approvals3
- Gross approval$1,528,000
- Average approval$509,333
- Median approval$513,000
- Largest approval$513,000
- Jobs supported8
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ellwood City
Flood risk in Ellwood City
- Listed NFIP communities1
- Of those, participating1
- NFIP community number420567
- Currently effective map date01/18/12
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Lawrence County, not Ellwood City
Lawrence County context, not Ellwood City figures
These are Lawrence County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ellwood City measurements.
- Establishments in Lawrence County1,865
- Employment at those establishments, Lawrence County24,349
- Covered employment, Lawrence County26,838
- Average annual pay, Lawrence County$52,927
- Average weekly wage, Lawrence County$1,018
- Housing units permitted, Lawrence County60
- Of those, single family, Lawrence County60
- County product, 2024, Lawrence County$4,199,654,000
- County product change over the prior year, Lawrence County0.5 percent
- Average income of an arriving household, Lawrence County$55,720
Every figure in this section is published for Lawrence County as a whole and is not a measurement of Ellwood City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ellwood City questions, answered from the record.
How many people live in Ellwood City, Pennsylvania?
7,532, in 3,715 households. Ellwood City borough covers 2.32 square miles of land, which is 3,241 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ellwood City in?
Ellwood City lies in more than one. By area it is 86.3 percent in Lawrence County, 13.7 percent in Beaver County. This page sits under Lawrence County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Ellwood City?
$67,138. The median owner-occupied home is valued at $122,800. Median gross rent is $865 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ellwood City businesses?
37 7(a) approvals totalling $4.3 m, across 7 lenders, median approval $73,000, plus 3 504 approvals worth $1.5 m. These count approvals to borrowers whose address is in Ellwood City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ellwood City borrowers get paid back?
No rate is published for Ellwood City. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Ellwood City in the National Flood Insurance Program?
Yes. Ellwood City appears in the FEMA Community Status Book as community 420567, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ellwood City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lawrence County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ellwood City.
Is zoning published for Ellwood City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.