HomePennsylvaniaMercer CountyMercer borough
Mercer borough, Pennsylvania: commercial real estate data.
Mercer borough is a Census borough of 2,006 people across 1.16 square miles of land, in Mercer County. Median household income is $47,054, 51.0 percent of occupied homes are owned, and the SBA record carries 20 7(a) approvals to borrowers here worth $2.7 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Mercer
What Mercer is
- Census place typeborough
- Land area1.16 sq mi
- Water area0 sq mi
- Population per square mile of land1,734
- County holding the largest share of its areaMercer County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mercer
How many people live in Mercer
- Population2,006
- Median age38.1
- Population under 18507
- Share under 1825.3 percent
- Population 65 and over385
- Share 65 and over19.2 percent
- Households915
- Family households527
- Share of households that are families57.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mercer
Income and work in Mercer
- Median household income$47,054
- Per capita income$38,162 plus or minus $10,670
- Civilian labor force874
- Employed804
- Unemployed70 plus or minus 51
- Unemployment rate8.0 percent plus or minus 5.7
- Adults 25 and over1,380
- Adults 25 and over with a high school diploma or higher89.2 percent
- Adults 25 and over with a bachelor degree or higher20.9 percent plus or minus 4.4
- Adults 25 and over with a graduate degree7.0 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mercer
Housing in Mercer
- Housing units993
- Occupied units915
- Vacant units78 plus or minus 48
- Vacancy rate7.9 percent plus or minus 4.8
- Owner occupied467
- Renter occupied448
- Ownership rate51.0 percent
- Median owner-occupied home value$151,200
- Median gross rent, monthly$660
- Annual rent as a share of median income16.8 percent
- Single family units554
- Share single family55.8 percent
- Units in buildings of two or more418 plus or minus 109
- Share in buildings of two or more42.1 percent plus or minus 10.2
- Mobile homes21 plus or minus 25
- Median year structure built1947
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mercer
How Mercer gets to work
- Workers 16 and over who commute706
- Commuting under 15 minutes225 plus or minus 72
- Share commuting under 15 minutes31.9 percent plus or minus 8.4
- Commuting 30 minutes or more231 plus or minus 74
- Share commuting 30 minutes or more32.7 percent plus or minus 8.7
- Drove alone75.3 percent
- Carpooled11.1 percent plus or minus 6.3
- Public transport0.0 percent
- Walked1.4 percent plus or minus 1.4
- Worked from home11.2 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mercer
SBA loans in Mercer (7(a))
- Approvals20
- Gross approval$2,714,600
- Average approval$135,730
- Median approval$40,000
- Ninetieth percentile approval$450,000
- Largest approval$1,160,000
- Jobs supported52
- Jobs per approval2.6
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.0 percent
- Share to franchises5.0 percent
- Distinct lenders4
- Distinct industries by NAICS13
A charge-off rate is not published here. only 6 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mercer
SBA loans in Mercer (504)
- Approvals5
- Gross approval$6,462,000
- Average approval$1,292,400
- Median approval$757,000
- Largest approval$3,641,000
- Jobs supported44
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mercer
Flood risk in Mercer
- Listed NFIP communities2
- Of those, participating2
- NFIP community number420676
- Currently effective map date06/09/14
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Mercer County, not Mercer
Mercer County context, not Mercer figures
These are Mercer County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Mercer measurements.
- Establishments in Mercer County2,611
- Employment at those establishments, Mercer County40,948
- Covered employment, Mercer County43,239
- Average annual pay, Mercer County$54,120
- Average weekly wage, Mercer County$1,041
- Housing units permitted, Mercer County76
- Of those, single family, Mercer County64
- County product, 2024, Mercer County$5,514,791,000
- County product change over the prior year, Mercer County4.2 percent
- Average income of an arriving household, Mercer County$57,788
Every figure in this section is published for Mercer County as a whole and is not a measurement of Mercer. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Mercer questions, answered from the record.
How many people live in Mercer, Pennsylvania?
2,006, in 915 households. Mercer borough covers 1.16 square miles of land, which is 1,734 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mercer in?
Mercer County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mercer?
$47,054. The median owner-occupied home is valued at $151,200. Median gross rent is $660 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mercer businesses?
20 7(a) approvals totalling $2.7 m, across 4 lenders, median approval $40,000, plus 5 504 approvals worth $6.5 m. These count approvals to borrowers whose address is in Mercer, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mercer borrowers get paid back?
No rate is published for Mercer. only 6 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Mercer in the National Flood Insurance Program?
Yes. Mercer appears in the FEMA Community Status Book as community 420676, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mercer figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Mercer County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mercer.
Is zoning published for Mercer?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.