HomePennsylvaniaMercer CountySandy Lake borough
Sandy Lake borough, Pennsylvania: commercial real estate data.
Sandy Lake borough is a Census borough of 783 people across 0.83 square miles of land, in Mercer County. Median household income is $83,875, 62.9 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.7 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Sandy Lake
What Sandy Lake is
- Census place typeborough
- Land area0.83 sq mi
- Water area0 sq mi
- Population per square mile of land941 plus or minus 201
- County holding the largest share of its areaMercer County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sandy Lake
How many people live in Sandy Lake
- Population783 plus or minus 167
- Median age32.1
- Population under 18190 plus or minus 60
- Share under 1824.3 percent plus or minus 5.7
- Population 65 and over95 plus or minus 25
- Share 65 and over12.1 percent
- Households315
- Family households211 plus or minus 50
- Share of households that are families67.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sandy Lake
Income and work in Sandy Lake
- Median household income$83,875 plus or minus $21,803
- Per capita income$36,357
- Civilian labor force465 plus or minus 125
- Employed437 plus or minus 116
- Unemployed28 plus or minus 29
- Unemployment rate6.0 percent plus or minus 6.0
- Adults 25 and over520
- Adults 25 and over with a high school diploma or higher93.7 percent
- Adults 25 and over with a bachelor degree or higher49.8 percent plus or minus 13.9
- Adults 25 and over with a graduate degree11.2 percent plus or minus 9.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sandy Lake
Housing in Sandy Lake
- Housing units361
- Occupied units315
- Vacant units46 plus or minus 25
- Vacancy rate12.7 percent plus or minus 6.6
- Owner occupied198 plus or minus 44
- Renter occupied117 plus or minus 40
- Ownership rate62.9 percent
- Median owner-occupied home value$177,300 plus or minus $36,029
- Median gross rent, monthly$751
- Annual rent as a share of median income10.7 percent plus or minus 3.0
- Single family units284 plus or minus 59
- Share single family78.7 percent
- Units in buildings of two or more75 plus or minus 32
- Share in buildings of two or more20.8 percent plus or minus 8.1
- Mobile homes2 plus or minus 3
- Median year structure built1950
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sandy Lake
How Sandy Lake gets to work
- Workers 16 and over who commute407 plus or minus 107
- Commuting under 15 minutes109 plus or minus 57
- Share commuting under 15 minutes26.8 percent plus or minus 12.0
- Commuting 30 minutes or more183 plus or minus 54
- Share commuting 30 minutes or more45.0 percent
- Drove alone77.9 percent plus or minus 28.4
- Carpooled11.3 percent plus or minus 10.9
- Public transport0.0 percent
- Walked2.8 percent plus or minus 1.7
- Worked from home6.4 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sandy Lake
SBA loans in Sandy Lake (7(a))
- Approvals4
- Gross approval$1,726,500
- Average approval$431,625
- Median approval$450,000
- Ninetieth percentile approval$1,055,000
- Largest approval$1,055,000
- Jobs supported11
- Jobs per approval2.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sandy Lake
Flood risk in Sandy Lake
- Listed NFIP communities2
- Of those, participating2
- NFIP community number420677
- Currently effective map date06/09/14
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Mercer County, not Sandy Lake
Mercer County context, not Sandy Lake figures
These are Mercer County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Sandy Lake measurements.
- Establishments in Mercer County2,611
- Employment at those establishments, Mercer County40,948
- Covered employment, Mercer County43,239
- Average annual pay, Mercer County$54,120
- Average weekly wage, Mercer County$1,041
- Housing units permitted, Mercer County76
- Of those, single family, Mercer County64
- County product, 2024, Mercer County$5,514,791,000
- County product change over the prior year, Mercer County4.2 percent
- Average income of an arriving household, Mercer County$57,788
Every figure in this section is published for Mercer County as a whole and is not a measurement of Sandy Lake. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Sandy Lake questions, answered from the record.
How many people live in Sandy Lake, Pennsylvania?
783, in 315 households. Sandy Lake borough covers 0.83 square miles of land, which is 941 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sandy Lake in?
Mercer County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Sandy Lake?
$83,875. The median owner-occupied home is valued at $177,300. Median gross rent is $751 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sandy Lake businesses?
4 7(a) approvals totalling $1.7 m, across 3 lenders, median approval $450,000. These count approvals to borrowers whose address is in Sandy Lake, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sandy Lake borrowers get paid back?
No rate is published for Sandy Lake. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Sandy Lake in the National Flood Insurance Program?
Yes. Sandy Lake appears in the FEMA Community Status Book as community 420677, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sandy Lake figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Mercer County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sandy Lake.
Is zoning published for Sandy Lake?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.