HomePennsylvaniaMontgomery CountyOaks CDP
Oaks CDP, Pennsylvania: commercial real estate data.
Oaks CDP is a Census CDP of 943 people across 1.20 square miles of land, in Montgomery County. Median household income is $165,583, 75.8 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $895,000.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Oaks
What Oaks is
- Census place typeCDP
- Land area1.2 sq mi
- Water area0.02 sq mi
- Population per square mile of land789
- County holding the largest share of its areaMontgomery County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oaks
How many people live in Oaks
- Population943
- Median age53.2
- Population under 1876 plus or minus 54
- Share under 188.1 percent plus or minus 5.5
- Population 65 and over182 plus or minus 97
- Share 65 and over19.3 percent plus or minus 9.6
- Households433
- Family households296 plus or minus 84
- Share of households that are families68.4 percent plus or minus 15.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oaks
Income and work in Oaks
- Median household income$165,583 plus or minus $62,541
- Per capita income$115,018 plus or minus $50,194
- Civilian labor force630 plus or minus 155
- Employed630 plus or minus 155
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over828 plus or minus 167
- Adults 25 and over with a high school diploma or higher96.4 percent
- Adults 25 and over with a bachelor degree or higher55.7 percent
- Adults 25 and over with a graduate degree26.8 percent plus or minus 9.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oaks
Housing in Oaks
- Housing units433
- Occupied units433
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied328 plus or minus 93
- Renter occupied105 plus or minus 85
- Ownership rate75.8 percent plus or minus 17.6
- Median owner-occupied home value$602,500
- Median gross rent, monthly$1,738
- Annual rent as a share of median income12.6 percent plus or minus 4.8
- Single family units413
- Share single family95.4 percent
- Units in buildings of two or more20 plus or minus 26
- Share in buildings of two or more4.6 percent plus or minus 5.9
- Mobile homes0
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oaks
How Oaks gets to work
- Workers 16 and over who commute388 plus or minus 128
- Commuting under 15 minutes92 plus or minus 88
- Share commuting under 15 minutes23.7 percent plus or minus 21.3
- Commuting 30 minutes or more175 plus or minus 93
- Share commuting 30 minutes or more45.1 percent plus or minus 18.6
- Drove alone59.6 percent plus or minus 13.7
- Carpooled4.6 percent plus or minus 5.4
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home35.8 percent plus or minus 17.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oaks
SBA loans in Oaks (7(a))
- Approvals3
- Gross approval$895,000
- Average approval$298,333
- Median approval$150,000
- Ninetieth percentile approval$595,000
- Largest approval$595,000
- Jobs supported92
- Jobs per approval30.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oaks
SBA loans in Oaks (504)
- Approvals1
- Gross approval$4,992,000
- Average approval$4,992,000
- Median approval$4,992,000
- Largest approval$4,992,000
- Jobs supported25
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Montgomery County, not Oaks
Montgomery County context, not Oaks figures
These are Montgomery County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oaks measurements.
- Establishments in Montgomery County26,711
- Employment at those establishments, Montgomery County559,196
- Covered employment, Montgomery County505,821
- Average annual pay, Montgomery County$88,412
- Average weekly wage, Montgomery County$1,700
- Housing units permitted, Montgomery County2,490
- Of those, single family, Montgomery County1,877
- County product, 2024, Montgomery County$110,422,372,000
- County product change over the prior year, Montgomery County4.4 percent
- Average income of an arriving household, Montgomery County$109,868
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Oaks. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oaks questions, answered from the record.
How many people live in Oaks, Pennsylvania?
943, in 433 households. Oaks CDP covers 1.20 square miles of land, which is 789 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oaks in?
Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oaks?
$165,583. The median owner-occupied home is valued at $602,500. Median gross rent is $1,738 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oaks businesses?
3 7(a) approvals totalling $895,000, across 1 lenders, median approval $150,000, plus 1 504 approvals worth $5.0 m. These count approvals to borrowers whose address is in Oaks, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oaks borrowers get paid back?
No rate is published for Oaks. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Oaks figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oaks.
Is zoning published for Oaks?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.