HomePennsylvaniaNorthumberland CountyNorthumberland
Northumberland, Pennsylvania: commercial real estate data.
Northumberland is a Census borough of 3,866 people across 1.61 square miles of land, in Northumberland County. Median household income is $66,477, 70.9 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $4.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Northumberland
What Northumberland is
- Census place typeborough
- Land area1.61 sq mi
- Water area0 sq mi
- Population per square mile of land2,401
- County holding the largest share of its areaNorthumberland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northumberland
How many people live in Northumberland
- Population3,866
- Median age41.0
- Population under 18839
- Share under 1821.7 percent
- Population 65 and over804
- Share 65 and over20.8 percent
- Households1,726
- Family households1,137
- Share of households that are families65.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northumberland
Income and work in Northumberland
- Median household income$66,477
- Per capita income$34,012
- Civilian labor force2,108
- Employed2,078
- Unemployed30 plus or minus 29
- Unemployment rate1.4 percent plus or minus 1.4
- Adults 25 and over2,824
- Adults 25 and over with a high school diploma or higher95.3 percent
- Adults 25 and over with a bachelor degree or higher22.0 percent plus or minus 5.2
- Adults 25 and over with a graduate degree7.1 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northumberland
Housing in Northumberland
- Housing units1,814
- Occupied units1,726
- Vacant units88 plus or minus 80
- Vacancy rate4.9 percent plus or minus 4.4
- Owner occupied1,224
- Renter occupied502 plus or minus 135
- Ownership rate70.9 percent
- Median owner-occupied home value$162,600
- Median gross rent, monthly$897
- Annual rent as a share of median income16.2 percent
- Single family units1,367
- Share single family75.4 percent
- Units in buildings of two or more438 plus or minus 156
- Share in buildings of two or more24.1 percent plus or minus 8.5
- Mobile homes9 plus or minus 16
- Median year structure built1949
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northumberland
How Northumberland gets to work
- Workers 16 and over who commute1,797
- Commuting under 15 minutes414 plus or minus 126
- Share commuting under 15 minutes23.0 percent plus or minus 6.6
- Commuting 30 minutes or more505 plus or minus 162
- Share commuting 30 minutes or more28.1 percent plus or minus 8.6
- Drove alone77.4 percent
- Carpooled10.0 percent plus or minus 7.1
- Public transport1.0 percent plus or minus 1.6
- Walked2.9 percent plus or minus 3.2
- Worked from home8.0 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northumberland
SBA loans in Northumberland (7(a))
- Approvals5
- Gross approval$4,225,500
- Average approval$845,100
- Median approval$15,000
- Largest approval$2,755,500
- Jobs supported148
- Jobs per approval29.6
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Northumberland, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Northumberland
SBA loans in Northumberland (504)
- Approvals3
- Gross approval$4,250,000
- Average approval$1,416,667
- Median approval$1,496,000
- Largest approval$2,633,000
- Jobs supported27
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Northumberland, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Northumberland
Flood risk in Northumberland
- NFIP communityBorough of Northumberland
- NFIP community number420739
- Participating in the NFIPYes
- Community Rating System classClass 10
- Currently effective map date09/16/16
The Borough of Northumberland participates in the National Flood Insurance Program as community 420739 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Northumberland County, not Northumberland
Northumberland County context, not Northumberland figures
- Establishments in Northumberland County1,611
- Covered employment, Northumberland County26,979
- Average annual pay, Northumberland County$53,035
- Housing units permitted, Northumberland County56
Every figure in this section is published for Northumberland County as a whole and is not a measurement of Northumberland.
All Northumberland County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Northumberland questions, answered from the record.
How many people live in Northumberland, Pennsylvania?
3,866, in 1,726 households. Northumberland borough covers 1.61 square miles of land, which is 2,401 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Northumberland in?
Northumberland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Northumberland?
$66,477. The median owner-occupied home is valued at $162,600. Median gross rent is $897 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Northumberland businesses?
5 7(a) approvals totaling $4.2 m since FY2020, across 4 lenders, median approval $15,000, plus 3 504 approvals worth $4.3 m since FY2010. These count approvals to borrowers whose address is in Northumberland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Northumberland borrowers get paid back?
No rate is published for Northumberland. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Northumberland in the National Flood Insurance Program?
Yes. Northumberland appears in the FEMA Community Status Book as Northumberland, borough of, community 420739, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Northumberland figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Northumberland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Northumberland.
Is zoning published for Northumberland?
No. Nothing on this page presents parcel level zoning.
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