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HomePennsylvaniaNorthumberland CountyNorthumberland borough

Northumberland borough, Pennsylvania: commercial real estate data.

Northumberland borough is a Census borough of 3,866 people across 1.61 square miles of land, in Northumberland County. Median household income is $66,477, 70.9 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $4.2 m.

81 sourced place values · tier FULL · 9 sections

Northumberland

What Northumberland is

  • Census place typeborough
  • Land area1.61 sq mi
  • Water area0 sq mi
  • Population per square mile of land2,401
  • County holding the largest share of its areaNorthumberland County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Northumberland

How many people live in Northumberland

  • Population3,866
  • Median age41.0
  • Population under 18839
  • Share under 1821.7 percent
  • Population 65 and over804
  • Share 65 and over20.8 percent
  • Households1,726
  • Family households1,137
  • Share of households that are families65.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Northumberland

Income and work in Northumberland

  • Median household income$66,477
  • Per capita income$34,012
  • Civilian labor force2,108
  • Employed2,078
  • Unemployed30 plus or minus 29
  • Unemployment rate1.4 percent plus or minus 1.4
  • Adults 25 and over2,824
  • Adults 25 and over with a high school diploma or higher95.3 percent
  • Adults 25 and over with a bachelor degree or higher22.0 percent plus or minus 5.2
  • Adults 25 and over with a graduate degree7.1 percent plus or minus 3.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Northumberland

Housing in Northumberland

  • Housing units1,814
  • Occupied units1,726
  • Vacant units88 plus or minus 80
  • Vacancy rate4.9 percent plus or minus 4.4
  • Owner occupied1,224
  • Renter occupied502 plus or minus 135
  • Ownership rate70.9 percent
  • Median owner-occupied home value$162,600
  • Median gross rent, monthly$897
  • Annual rent as a share of median income16.2 percent
  • Single family units1,367
  • Share single family75.4 percent
  • Units in buildings of two or more438 plus or minus 156
  • Share in buildings of two or more24.1 percent plus or minus 8.5
  • Mobile homes9 plus or minus 16
  • Median year structure built1949

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Northumberland

How Northumberland gets to work

  • Workers 16 and over who commute1,797
  • Commuting under 15 minutes414 plus or minus 126
  • Share commuting under 15 minutes23.0 percent plus or minus 6.6
  • Commuting 30 minutes or more505 plus or minus 162
  • Share commuting 30 minutes or more28.1 percent plus or minus 8.6
  • Drove alone77.4 percent
  • Carpooled10.0 percent plus or minus 7.1
  • Public transport1.0 percent plus or minus 1.6
  • Walked2.9 percent plus or minus 3.2
  • Worked from home8.0 percent plus or minus 3.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Northumberland

SBA 7(a) lending to Northumberland borrowers

  • Approvals5
  • Gross approval$4,225,500
  • Average approval$845,100
  • Median approval$15,000
  • Ninetieth percentile approval$2,755,500
  • Largest approval$2,755,500
  • Jobs supported148
  • Jobs per approval29.6
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders4
  • Distinct industries by NAICS5

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Northumberland

SBA 504 lending to Northumberland borrowers

  • Approvals3
  • Gross approval$4,250,000
  • Average approval$1,416,667
  • Median approval$1,496,000
  • Largest approval$2,633,000
  • Jobs supported27
  • Loans with a final outcome1
  • Charged off0
  • Median term300 months
  • Distinct CDCs1

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Northumberland

Flood programme status in Northumberland

  • Listed NFIP communities1
  • Of those, participating1
  • Best Community Rating System classClass 10
  • NFIP community number420739
  • Currently effective map date09/16/16

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Northumberland County, not Northumberland

Northumberland County context, not Northumberland figures

These are Northumberland County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Northumberland measurements.

  • Establishments in Northumberland County1,611
  • Employment at those establishments, Northumberland County23,047
  • Covered employment, Northumberland County26,979
  • Average annual pay, Northumberland County$53,035
  • Average weekly wage, Northumberland County$1,020
  • Housing units permitted, Northumberland County56
  • Of those, single family, Northumberland County54
  • County product, 2024, Northumberland County$4,733,247,000
  • County product change over the prior year, Northumberland County13.7 percent
  • Average income of an arriving household, Northumberland County$45,585

Every figure in this section is published for Northumberland County as a whole and is not a measurement of Northumberland. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Northumberland questions, answered from the record.

How many people live in Northumberland, Pennsylvania?

3,866, in 1,726 households. Northumberland borough covers 1.61 square miles of land, which is 2,401 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Northumberland in?

Northumberland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Northumberland?

$66,477. The median owner-occupied home is valued at $162,600. Median gross rent is $897 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Northumberland businesses?

5 7(a) approvals totalling $4.2 m, across 4 lenders, median approval $15,000, plus 3 504 approvals worth $4.3 m. These count approvals to borrowers whose address is in Northumberland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Northumberland borrowers get paid back?

No rate is published for Northumberland. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Northumberland in the National Flood Insurance Program?

Yes. Northumberland appears in the FEMA Community Status Book as community 420739, carrying Community Rating System class 10, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Northumberland figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Northumberland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Northumberland.

Is zoning published for Northumberland?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.