HomePennsylvaniaNorthumberland CountyWatsontown borough
Watsontown borough, Pennsylvania: commercial real estate data.
Watsontown borough is a Census borough of 2,005 people across 0.71 square miles of land, in Northumberland County. Median household income is $60,051, 53.5 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $2.9 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Watsontown
What Watsontown is
- Census place typeborough
- Land area0.71 sq mi
- Water area0.22 sq mi
- Population per square mile of land2,827
- County holding the largest share of its areaNorthumberland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watsontown
How many people live in Watsontown
- Population2,005
- Median age38.8
- Population under 18516 plus or minus 145
- Share under 1825.7 percent plus or minus 5.2
- Population 65 and over393 plus or minus 95
- Share 65 and over19.6 percent
- Households866
- Family households460 plus or minus 114
- Share of households that are families53.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watsontown
Income and work in Watsontown
- Median household income$60,051
- Per capita income$31,702
- Civilian labor force1,024 plus or minus 228
- Employed987 plus or minus 219
- Unemployed37 plus or minus 32
- Unemployment rate3.6 percent plus or minus 3.0
- Adults 25 and over1,382
- Adults 25 and over with a high school diploma or higher92.3 percent plus or minus 21.7
- Adults 25 and over with a bachelor degree or higher18.9 percent plus or minus 4.7
- Adults 25 and over with a graduate degree8.1 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watsontown
Housing in Watsontown
- Housing units940
- Occupied units866
- Vacant units74 plus or minus 58
- Vacancy rate7.9 percent plus or minus 6.0
- Owner occupied463 plus or minus 119
- Renter occupied403 plus or minus 95
- Ownership rate53.5 percent
- Median owner-occupied home value$164,600
- Median gross rent, monthly$877
- Annual rent as a share of median income17.5 percent
- Single family units649 plus or minus 140
- Share single family69.0 percent
- Units in buildings of two or more283 plus or minus 89
- Share in buildings of two or more30.1 percent plus or minus 8.0
- Mobile homes8 plus or minus 12
- Median year structure built1952
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watsontown
How Watsontown gets to work
- Workers 16 and over who commute911 plus or minus 217
- Commuting under 15 minutes428 plus or minus 130
- Share commuting under 15 minutes47.0 percent
- Commuting 30 minutes or more124 plus or minus 50
- Share commuting 30 minutes or more13.6 percent plus or minus 4.4
- Drove alone85.0 percent
- Carpooled4.0 percent plus or minus 2.2
- Public transport0.0 percent
- Walked6.4 percent plus or minus 5.2
- Worked from home3.9 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watsontown
SBA loans in Watsontown (7(a))
- Approvals4
- Gross approval$2,863,500
- Average approval$715,875
- Median approval$95,500
- Ninetieth percentile approval$2,707,000
- Largest approval$2,707,000
- Jobs supported31
- Jobs per approval7.8
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Watsontown
Flood risk in Watsontown
- Listed NFIP communities1
- Of those, participating1
- NFIP community number420746
- Currently effective map date07/16/08
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Northumberland County, not Watsontown
Northumberland County context, not Watsontown figures
These are Northumberland County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Watsontown measurements.
- Establishments in Northumberland County1,611
- Employment at those establishments, Northumberland County23,047
- Covered employment, Northumberland County26,979
- Average annual pay, Northumberland County$53,035
- Average weekly wage, Northumberland County$1,020
- Housing units permitted, Northumberland County56
- Of those, single family, Northumberland County54
- County product, 2024, Northumberland County$4,733,247,000
- County product change over the prior year, Northumberland County13.7 percent
- Average income of an arriving household, Northumberland County$45,585
Every figure in this section is published for Northumberland County as a whole and is not a measurement of Watsontown. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Watsontown questions, answered from the record.
How many people live in Watsontown, Pennsylvania?
2,005, in 866 households. Watsontown borough covers 0.71 square miles of land, which is 2,827 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Watsontown in?
Northumberland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Watsontown?
$60,051. The median owner-occupied home is valued at $164,600. Median gross rent is $877 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Watsontown businesses?
4 7(a) approvals totalling $2.9 m, across 2 lenders, median approval $95,500. These count approvals to borrowers whose address is in Watsontown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Watsontown borrowers get paid back?
No rate is published for Watsontown. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Watsontown in the National Flood Insurance Program?
Yes. Watsontown appears in the FEMA Community Status Book as community 420746, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Watsontown figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Northumberland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Watsontown.
Is zoning published for Watsontown?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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