HomePennsylvaniaNorthumberland CountyWatsontown
Watsontown, Pennsylvania: commercial real estate data.
Watsontown is a Census borough of 2,005 people across 0.71 square miles of land, in Northumberland County. Median household income is $60,051, 53.5 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $2.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Watsontown
What Watsontown is
- Census place typeborough
- Land area0.71 sq mi
- Water area0.22 sq mi
- Population per square mile of land2,827
- County holding the largest share of its areaNorthumberland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watsontown
How many people live in Watsontown
- Population2,005
- Median age38.8
- Population under 18516 plus or minus 145
- Share under 1825.7 percent plus or minus 5.2
- Population 65 and over393 plus or minus 95
- Share 65 and over19.6 percent
- Households866
- Family households460 plus or minus 114
- Share of households that are families53.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watsontown
Income and work in Watsontown
- Median household income$60,051
- Per capita income$31,702
- Civilian labor force1,024 plus or minus 228
- Employed987 plus or minus 219
- Unemployed37 plus or minus 32
- Unemployment rate3.6 percent plus or minus 3.0
- Adults 25 and over1,382
- Adults 25 and over with a high school diploma or higher92.3 percent plus or minus 21.7
- Adults 25 and over with a bachelor degree or higher18.9 percent plus or minus 4.7
- Adults 25 and over with a graduate degree8.1 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watsontown
Housing in Watsontown
- Housing units940
- Occupied units866
- Vacant units74 plus or minus 58
- Vacancy rate7.9 percent plus or minus 6.0
- Owner occupied463 plus or minus 119
- Renter occupied403 plus or minus 95
- Ownership rate53.5 percent
- Median owner-occupied home value$164,600
- Median gross rent, monthly$877
- Annual rent as a share of median income17.5 percent
- Single family units649 plus or minus 140
- Share single family69.0 percent
- Units in buildings of two or more283 plus or minus 89
- Share in buildings of two or more30.1 percent plus or minus 8.0
- Mobile homes8 plus or minus 12
- Median year structure built1952
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watsontown
How Watsontown gets to work
- Workers 16 and over who commute911 plus or minus 217
- Commuting under 15 minutes428 plus or minus 130
- Share commuting under 15 minutes47.0 percent
- Commuting 30 minutes or more124 plus or minus 50
- Share commuting 30 minutes or more13.6 percent plus or minus 4.4
- Drove alone85.0 percent
- Carpooled4.0 percent plus or minus 2.2
- Public transport0.0 percent
- Walked6.4 percent plus or minus 5.2
- Worked from home3.9 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watsontown
SBA loans in Watsontown (7(a))
- Approvals4
- Gross approval$2,863,500
- Average approval$715,875
- Median approval$67,750
- Largest approval$2,707,000
- Jobs supported31
- Jobs per approval7.8
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Watsontown, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Watsontown
Flood risk in Watsontown
- NFIP communityBorough of Watsontown
- NFIP community number420746
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/16/08
The Borough of Watsontown participates in the National Flood Insurance Program as community 420746 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Northumberland County, not Watsontown
Northumberland County context, not Watsontown figures
- Establishments in Northumberland County1,611
- Covered employment, Northumberland County26,979
- Average annual pay, Northumberland County$53,035
- Housing units permitted, Northumberland County56
Every figure in this section is published for Northumberland County as a whole and is not a measurement of Watsontown.
All Northumberland County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Watsontown questions, answered from the record.
How many people live in Watsontown, Pennsylvania?
2,005, in 866 households. Watsontown borough covers 0.71 square miles of land, which is 2,827 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Watsontown in?
Northumberland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Watsontown?
$60,051. The median owner-occupied home is valued at $164,600. Median gross rent is $877 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Watsontown businesses?
4 7(a) approvals totaling $2.9 m since FY2020, across 2 lenders, median approval $67,750. These count approvals to borrowers whose address is in Watsontown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Watsontown borrowers get paid back?
No rate is published for Watsontown. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Watsontown in the National Flood Insurance Program?
Yes. Watsontown appears in the FEMA Community Status Book as Watsontown, borough of, community 420746, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Watsontown figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Northumberland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Watsontown.
Is zoning published for Watsontown?
No. Nothing on this page presents parcel level zoning.
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