HomeSouth CarolinaBamberg County
Bamberg County, South Carolina: commercial real estate data.
Bamberg County, South Carolina had an estimated 12,870 residents on July 1, 2024, down 3.3 percent since the 2020 census base of 13,312, across 393 square miles. County output reached $510.4 m in 2024, 248 establishments operate here, and the SBA record carries 4 7(a) approvals worth $2.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bamberg County
How many people live in Bamberg County
- Population, American Community Survey 2020-202413,042
- Households4,644
- Average household size2.81
- Median household income$44,370
- Median age42.3
- Median gross rent$815 per month
- Median owner-occupied home value$97,800
- Home value to household income2.2 times
- Annual rent as a share of median income22.0 percent
- Adults 25 and over with a bachelor degree or higher17.9 percent
- Adults 25 and over with a graduate degree7.4 percent
- Adults 25 and over9,009
- Population under 182,382
- Share under 1818.3 percent
- Population 65 and over3,117
- Share 65 and over23.9 percent
- Working age population, 18 to 647,543
- Civilian labor force5,876
- Unemployment rate15.0 percent
- Labor force participation, adults 18 and over55.1 percent
- Rank by population among South Carolina counties44th of 46
- Rank by population among US county-equivalents, Puerto Rico included2282nd of 3,222
Bamberg County is the 44th largest of 46 South Carolina counties by population. A median home costs 2.2 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 23.9 percent against 18.3 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Bamberg County
Is Bamberg County's population growing?
- Population, July 1, 202412,870
- Census 2020 base population13,312
- Population change since the 2020 census base-3.32 percent
- Population change, 2023 to 2024-121
- Births, 2024120
- Deaths, 2024229
- Natural change, 2024-109
- Net domestic migration, 2024-65
- Net international migration, 202456
- Total net migration, 2024-9
- Cumulative net domestic migration, 2021 to 2024-87
- Rank by growth among US county-equivalents2794th of 3,144
The county has lost 3.32 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Bamberg County
Where are people moving to Bamberg County from?
- Tax returns filed by households arriving242
- People arriving, from those returns493
- Tax returns filed by households leaving266
- Net household movement-24
- Adjusted gross income arriving$9.0 m
- Net adjusted gross income movement$-2.4 m
- Average income of an arriving household$37,244
- Average income of a leaving household$42,752
- Largest single originOrangeburg County (51 households)
- Largest single destinationOrangeburg County (71 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Orangeburg County | 51 | 111 | $1.9 m |
| Barnwell County | 34 | 75 | $1.2 m |
Households arriving report $5,508 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Orangeburg County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Bamberg County
What is the Bamberg County economy?
- County GDP, 2024$510.4 m
- County GDP, 2023$460.3 m
- GDP change, 2023 to 202410.9 percent
- GDP change over five years45.5 percent
- Rank by GDP among the South Carolina areas BEA publishes43rd of 46
- Rank by GDP among the US county areas BEA publishes2393rd of 3,127
- GDP per resident$39,136
Output grew 10.9 percent in the latest year and 45.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Bamberg County
Employment by industry in Bamberg County
- Covered employment, annual average3,556
- Establishments reporting307
- Average annual pay$46,983
- Average weekly wage$904
- Manufacturing, employment476
- Manufacturing, average annual pay$57,983
- Retail trade, employment394
- Retail trade, average annual pay$27,403
- Agriculture, forestry, fishing and hunting, employment154
- Agriculture, forestry, fishing and hunting, average annual pay$45,586
- Wholesale trade, employment151
- Wholesale trade, average annual pay$43,544
- Finance and insurance, employment150
- Utilities, employment132
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 476 | 16 | $57,983 |
| Retail trade | 394 | 53 | $27,403 |
| Agriculture, forestry, fishing and hunting | 154 | 29 | $45,586 |
| Wholesale trade | 151 | 15 | $43,544 |
| Finance and insurance | 150 | 14 | $54,969 |
| Utilities | 132 | 4 | $90,648 |
| Construction | 56 | 10 | $35,780 |
| Transportation and warehousing | 13 | 6 | $51,631 |
Manufacturing is the largest private sector at 476 jobs, 13.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Bamberg County
How many businesses are in Bamberg County?
- Establishments, all industries248
- Employment at those establishments2,387
- Annual payroll$97.4 m
- Establishments per 1,000 residents19.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Bamberg County
Building permits in Bamberg County
- Housing units authorized by permit, 202411
- Declared construction value permitted$2.3 m
- Single family units authorized11
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$205,000
- Units authorized per 1,000 households2.4
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Bamberg County
SBA loans in Bamberg County (7(a) and 504)
- 7(a) approvals recorded4
- 7(a) gross approval dollars$2.6 m
- Average 7(a) approval$660,875
- Median 7(a) approval$625,000
- Largest single approval$1,364,000
- Jobs reported supported, 7(a)14
- Jobs per approval3.5
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals4
- Median 7(a) term210 months
- Share of loans on real estate terms, 240 months or longer50.0 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
- 504 approvals recorded1
- 504 gross approval dollars$282,000
- Average 504 approval$282,000
- Median 504 approval$282,000
- Distinct CDCs active1
- 504 jobs per approval15.0
- 504 jobs per million dollars approved53.2
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$2.9 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bamberg County
SBA loan default and charge-off rates in Bamberg County
Do SBA loans in Bamberg County get paid back?
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure2
Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bamberg County
SBA lending by place in Bamberg County
- Borrower cities with recorded lending2
- Bamberg, approvals3
- Olar, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Bamberg | 3 | $2,493,500 |
| Olar | 1 | $150,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bamberg County
How large is Bamberg County?
- Land area393 sq mi
- Rank by land area among South Carolina counties43rd of 46
- Width, east to west24.9 mi
- Height, north to south28.5 mi
- Geographies sharing a boundary4
- Residents per square mile of land33
- Establishments per square mile0.63
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Bamberg County
Flood risk in Bamberg County
- Participation of the county's own NFIP community Bamberg County, unincorporated areasNot participating, community 450203
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP3
- NFIP participation rate75.0 percent
- Communities carrying a CRS class0
- Radon levels in Bamberg County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Bamberg County (community 450203), does not participate in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Bamberg County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 75.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Bamberg County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Bamberg County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202413,042
- Households4,644
- Average household size2.81
- Median household income$44,370
- Median age42.3
Common questions
Bamberg County questions, answered from the record.
How many people live in Bamberg County, South Carolina?
The Census Bureau estimates 12,870 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 13,042, in 4,644 households, ranking 44th of 46 South Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Bamberg County's population growing?
The population has fallen 3.32 percent since the 2020 census base of 13,312, to 12,870 on July 1, 2024. In 2024 there were 120 births against 229 deaths, with net migration of -9. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Bamberg County?
$44,370. The median owner-occupied home is valued at $97,800, which is 2.2 times income, and median gross rent is $815 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Bamberg County?
248 establishments, employing 2,387 people with an annual payroll of $97.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Bamberg County?
Manufacturing is the largest private sector at 476 jobs, 13.4 percent of covered employment. Covered employment averages 3,556 jobs at an average annual pay of $46,983, or $904 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Bamberg County?
4 7(a) approvals totaling $2.6 m since FY2020, across 4 lenders, with a median approval of $625,000, plus 1 504 approvals worth $282,000 since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Bamberg County?
11 housing units were authorized by permit in 2024, with a declared construction value of $2.3 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Bamberg County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Bamberg County come from?
The largest single origin is Orangeburg County, with 51 households. Arriving households report an average income of $37,244 against $42,752 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Bamberg County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Bamberg County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Bamberg County
Cities and places in Bamberg.
5 Census places lie wholly or partly in Bamberg County. All 5 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Denmark | city | 3,117 | None recorded | Wholly in this county |
| Bamberg | town | 2,996 | 3 | Wholly in this county |
| Ehrhardt | town | 389 | None recorded | Wholly in this county |
| Olar | town | 139 | 1 | Wholly in this county |
| Govan | town | 45 | None recorded | Wholly in this county |