HomeSouth CarolinaBeaufort CountyBluffton
Bluffton, South Carolina: commercial real estate data.
Bluffton is a Census town of 33,157 people across 52.13 square miles of land, in Beaufort County. Median household income is $111,281, 83.4 percent of occupied homes are owned, and the SBA record carries 88 7(a) approvals to borrowers here worth $36.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bluffton
What Bluffton is
- Census place typetown
- Land area52.13 sq mi
- Water area2.4 sq mi
- Population per square mile of land636
- County holding the largest share of its areaBeaufort County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
How many people live in Bluffton
- Population33,157
- Median age42.7
- Population under 187,518
- Share under 1822.7 percent
- Population 65 and over8,154
- Share 65 and over24.6 percent
- Households12,987
- Family households10,137
- Share of households that are families78.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
Income and work in Bluffton
- Median household income$111,281
- Per capita income$63,413
- Civilian labor force15,757
- Employed15,412
- Unemployed345 plus or minus 177
- Unemployment rate2.2 percent plus or minus 1.1
- Adults 25 and over23,934
- Adults 25 and over with a high school diploma or higher96.8 percent
- Adults 25 and over with a bachelor degree or higher51.9 percent
- Adults 25 and over with a graduate degree21.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
Housing in Bluffton
- Housing units13,882
- Occupied units12,987
- Vacant units895 plus or minus 329
- Vacancy rate6.4 percent plus or minus 2.4
- Owner occupied10,829
- Renter occupied2,158
- Ownership rate83.4 percent
- Median owner-occupied home value$492,100
- Median gross rent, monthly$2,256
- Annual rent as a share of median income24.3 percent
- Single family units12,464
- Share single family89.8 percent
- Units in buildings of two or more1,418 plus or minus 402
- Share in buildings of two or more10.2 percent plus or minus 2.9
- Mobile homes0
- Median year structure built2012
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
How Bluffton gets to work
- Workers 16 and over who commute13,182
- Commuting under 15 minutes2,464 plus or minus 575
- Share commuting under 15 minutes18.7 percent plus or minus 4.1
- Commuting 30 minutes or more6,167
- Share commuting 30 minutes or more46.8 percent
- Drove alone74.5 percent
- Carpooled8.7 percent plus or minus 3.3
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home15.5 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
SBA loans in Bluffton (7(a))
- Approvals88
- Gross approval$36,261,200
- Average approval$412,059
- Median approval$241,000
- Ninetieth percentile approval$777,600
- Largest approval$5,000,000
- Jobs supported879
- Jobs per approval10.0
- Loans with a final outcome17
- Paid in full16
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more6.8 percent
- Share to franchises19.3 percent
- Distinct lenders32
- Distinct industries by NAICS49
Counted by borrower city: approvals to borrowers whose address is in Bluffton, in any county, FY2020 to FY2026. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bluffton
SBA loans in Bluffton (504)
- Approvals12
- Gross approval$10,721,000
- Average approval$893,417
- Median approval$379,500
- Largest approval$3,750,000
- Jobs supported256
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Bluffton, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bluffton
Flood risk in Bluffton
- NFIP communityTown of Bluffton
- NFIP community number450251
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/23/21
The Town of Bluffton participates in the National Flood Insurance Program as community 450251 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Beaufort County, not Bluffton
Beaufort County context, not Bluffton figures
- Establishments in Beaufort County6,087
- Covered employment, Beaufort County71,044
- Average annual pay, Beaufort County$54,768
- Housing units permitted, Beaufort County1,638
Every figure in this section is published for Beaufort County as a whole and is not a measurement of Bluffton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Bluffton questions, answered from the record.
How many people live in Bluffton, South Carolina?
33,157, in 12,987 households. Bluffton town covers 52.13 square miles of land, which is 636 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bluffton in?
Beaufort County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bluffton?
$111,281. The median owner-occupied home is valued at $492,100. Median gross rent is $2,256 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bluffton businesses?
88 7(a) approvals totaling $36.3 m since FY2020, across 32 lenders, median approval $241,000, plus 12 504 approvals worth $10.7 m since FY2010. These count approvals to borrowers whose address is in Bluffton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bluffton borrowers get paid back?
No rate is published for Bluffton. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Bluffton in the National Flood Insurance Program?
Yes. Bluffton appears in the FEMA Community Status Book as Bluffton, town of, community 450251, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Bluffton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Beaufort County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bluffton.
Is zoning published for Bluffton?
No. Nothing on this page presents parcel level zoning.