HomeSouth CarolinaBeaufort CountyBluffton town
Bluffton town, South Carolina: commercial real estate data.
Bluffton town is a Census town of 33,157 people across 52.13 square miles of land, in Beaufort County. Median household income is $111,281, 83.4 percent of occupied homes are owned, and the SBA record carries 88 7(a) approvals to borrowers here worth $36.3 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Bluffton
What Bluffton is
- Census place typetown
- Land area52.13 sq mi
- Water area2.4 sq mi
- Population per square mile of land636
- County holding the largest share of its areaBeaufort County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
How many people live in Bluffton
- Population33,157
- Median age42.7
- Population under 187,518
- Share under 1822.7 percent
- Population 65 and over8,154
- Share 65 and over24.6 percent
- Households12,987
- Family households10,137
- Share of households that are families78.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
Income and work in Bluffton
- Median household income$111,281
- Per capita income$63,413
- Civilian labor force15,757
- Employed15,412
- Unemployed345 plus or minus 177
- Unemployment rate2.2 percent plus or minus 1.1
- Adults 25 and over23,934
- Adults 25 and over with a high school diploma or higher96.8 percent
- Adults 25 and over with a bachelor degree or higher51.9 percent
- Adults 25 and over with a graduate degree21.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
Housing in Bluffton
- Housing units13,882
- Occupied units12,987
- Vacant units895 plus or minus 329
- Vacancy rate6.4 percent plus or minus 2.4
- Owner occupied10,829
- Renter occupied2,158
- Ownership rate83.4 percent
- Median owner-occupied home value$492,100
- Median gross rent, monthly$2,256
- Annual rent as a share of median income24.3 percent
- Single family units12,464
- Share single family89.8 percent
- Units in buildings of two or more1,418 plus or minus 402
- Share in buildings of two or more10.2 percent plus or minus 2.9
- Mobile homes0
- Median year structure built2012
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
How Bluffton gets to work
- Workers 16 and over who commute13,182
- Commuting under 15 minutes2,464 plus or minus 575
- Share commuting under 15 minutes18.7 percent plus or minus 4.1
- Commuting 30 minutes or more6,167
- Share commuting 30 minutes or more46.8 percent
- Drove alone74.5 percent
- Carpooled8.7 percent plus or minus 3.3
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home15.5 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Bluffton
SBA loans in Bluffton (7(a))
- Approvals88
- Gross approval$36,261,200
- Average approval$412,059
- Median approval$245,000
- Ninetieth percentile approval$807,000
- Largest approval$5,000,000
- Jobs supported879
- Jobs per approval10.0
- Loans with a final outcome17
- Paid in full16
- Charged off1
- Charge-off rate over resolved loans5.9 percent
- Median term120 months
- Share on real estate terms of 20 years or more6.8 percent
- Share to franchises19.3 percent
- Distinct lenders32
- Distinct industries by NAICS49
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bluffton
SBA loans in Bluffton (504)
- Approvals12
- Gross approval$10,721,000
- Average approval$893,417
- Median approval$382,000
- Largest approval$3,750,000
- Jobs supported256
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Beaufort County, not Bluffton
Beaufort County context, not Bluffton figures
These are Beaufort County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Bluffton measurements.
- Establishments in Beaufort County6,087
- Employment at those establishments, Beaufort County59,121
- Covered employment, Beaufort County71,044
- Average annual pay, Beaufort County$54,768
- Average weekly wage, Beaufort County$1,053
- Housing units permitted, Beaufort County1,638
- Of those, single family, Beaufort County1,030
- County product, 2024, Beaufort County$12,872,955,000
- County product change over the prior year, Beaufort County6.2 percent
- Average income of an arriving household, Beaufort County$169,823
Every figure in this section is published for Beaufort County as a whole and is not a measurement of Bluffton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Bluffton questions, answered from the record.
How many people live in Bluffton, South Carolina?
33,157, in 12,987 households. Bluffton town covers 52.13 square miles of land, which is 636 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Bluffton in?
Beaufort County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Bluffton?
$111,281. The median owner-occupied home is valued at $492,100. Median gross rent is $2,256 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Bluffton businesses?
88 7(a) approvals totalling $36.3 m, across 32 lenders, median approval $245,000, plus 12 504 approvals worth $10.7 m. These count approvals to borrowers whose address is in Bluffton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Bluffton borrowers get paid back?
Of the 17 loans that have reached a final outcome, 16 were paid in full and 1 charged off, a charge off rate of 5.9 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Bluffton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Beaufort County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Bluffton.
Is zoning published for Bluffton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.