HomeSouth CarolinaBeaufort CountyHilton Head Island
Hilton Head Island, South Carolina: commercial real estate data.
Hilton Head Island is a Census town of 37,911 people across 41.35 square miles of land, in Beaufort County. Median household income is $94,657, 78.7 percent of occupied homes are owned, and the SBA record carries 95 7(a) approvals to borrowers here worth $60.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Hilton Head Island
What Hilton Head Island is
- Census place typetown
- Land area41.35 sq mi
- Water area27.78 sq mi
- Population per square mile of land917
- County holding the largest share of its areaBeaufort County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hilton Head Island
How many people live in Hilton Head Island
- Population37,911
- Median age59.8
- Population under 184,520
- Share under 1811.9 percent
- Population 65 and over14,855
- Share 65 and over39.2 percent
- Households18,326
- Family households11,607
- Share of households that are families63.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hilton Head Island
Income and work in Hilton Head Island
- Median household income$94,657
- Per capita income$73,409
- Civilian labor force16,975
- Employed16,459
- Unemployed516 plus or minus 205
- Unemployment rate3.0 percent plus or minus 1.2
- Adults 25 and over31,913
- Adults 25 and over with a high school diploma or higher93.6 percent
- Adults 25 and over with a bachelor degree or higher56.1 percent
- Adults 25 and over with a graduate degree24.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hilton Head Island
Housing in Hilton Head Island
- Housing units30,112
- Occupied units18,326
- Vacant units11,786
- Vacancy rate39.1 percent
- Owner occupied14,422
- Renter occupied3,904
- Ownership rate78.7 percent
- Median owner-occupied home value$687,400
- Median gross rent, monthly$1,479
- Annual rent as a share of median income18.7 percent
- Single family units16,087
- Share single family53.4 percent
- Units in buildings of two or more12,457
- Share in buildings of two or more41.4 percent
- Mobile homes1,568
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hilton Head Island
How Hilton Head Island gets to work
- Workers 16 and over who commute12,839
- Commuting under 15 minutes5,353
- Share commuting under 15 minutes41.7 percent
- Commuting 30 minutes or more2,231 plus or minus 522
- Share commuting 30 minutes or more17.4 percent plus or minus 3.9
- Drove alone66.5 percent
- Carpooled8.6 percent plus or minus 2.1
- Public transport0.4 percent plus or minus 0.5
- Walked1.6 percent plus or minus 0.7
- Worked from home20.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hilton Head Island
SBA loans in Hilton Head Island (7(a))
- Approvals95
- Gross approval$60,345,400
- Average approval$635,215
- Median approval$300,000
- Ninetieth percentile approval$1,542,800
- Largest approval$5,000,000
- Jobs supported932
- Jobs per approval9.8
- Loans with a final outcome16
- Paid in full16
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.6 percent
- Share to franchises13.7 percent
- Distinct lenders39
- Distinct industries by NAICS60
Counted by borrower city: approvals to borrowers whose address is in Hilton Head Island, in any county, FY2020 to FY2026. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hilton Head Island
SBA loans in Hilton Head Island (504)
- Approvals8
- Gross approval$7,855,000
- Average approval$981,875
- Median approval$479,000
- Largest approval$3,848,000
- Jobs supported181
- Loans with a final outcome3
- Charged off0
- Median term270 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Hilton Head Island, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hilton Head Island
Flood risk in Hilton Head Island
- NFIP communityTown of Hilton Head Island
- NFIP community number450250
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date03/23/21
The Town of Hilton Head Island participates in the National Flood Insurance Program as community 450250 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Beaufort County, not Hilton Head Island
Beaufort County context, not Hilton Head Island figures
- Establishments in Beaufort County6,087
- Covered employment, Beaufort County71,044
- Average annual pay, Beaufort County$54,768
- Housing units permitted, Beaufort County1,638
Every figure in this section is published for Beaufort County as a whole and is not a measurement of Hilton Head Island.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Hilton Head Island questions, answered from the record.
How many people live in Hilton Head Island, South Carolina?
37,911, in 18,326 households. Hilton Head Island town covers 41.35 square miles of land, which is 917 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hilton Head Island in?
Beaufort County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Hilton Head Island?
$94,657. The median owner-occupied home is valued at $687,400. Median gross rent is $1,479 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hilton Head Island businesses?
95 7(a) approvals totaling $60.3 m since FY2020, across 39 lenders, median approval $300,000, plus 8 504 approvals worth $7.9 m since FY2010. These count approvals to borrowers whose address is in Hilton Head Island, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hilton Head Island borrowers get paid back?
No rate is published for Hilton Head Island. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Hilton Head Island in the National Flood Insurance Program?
Yes. Hilton Head Island appears in the FEMA Community Status Book as Hilton Head Island, town of, community 450250, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Hilton Head Island figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Beaufort County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hilton Head Island.
Is zoning published for Hilton Head Island?
No. Nothing on this page presents parcel level zoning.