HomeSouth CarolinaCharleston CountyFolly Beach
Folly Beach, South Carolina: commercial real estate data.
Folly Beach is a Census city of 1,267 people across 12.51 square miles of land, in Charleston County. Median household income is $102,279, 94.7 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $50,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Folly Beach
What Folly Beach is
- Census place typecity
- Land area12.51 sq mi
- Water area6.36 sq mi
- Population per square mile of land101 plus or minus 26
- County holding the largest share of its areaCharleston County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Folly Beach
How many people live in Folly Beach
- Population1,267 plus or minus 331
- Median age62.0
- Population under 18116 plus or minus 69
- Share under 189.2 percent plus or minus 4.9
- Population 65 and over491 plus or minus 147
- Share 65 and over38.8 percent
- Households619 plus or minus 138
- Family households437 plus or minus 127
- Share of households that are families70.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Folly Beach
Income and work in Folly Beach
- Median household income$102,279 plus or minus $64,730
- Per capita income$82,963
- Civilian labor force711 plus or minus 210
- Employed696 plus or minus 206
- Unemployed15 plus or minus 24
- Unemployment rate2.1 percent plus or minus 3.3
- Adults 25 and over1,134 plus or minus 275
- Adults 25 and over with a high school diploma or higher97.4 percent plus or minus 31.0
- Adults 25 and over with a bachelor degree or higher65.3 percent
- Adults 25 and over with a graduate degree27.7 percent plus or minus 8.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Folly Beach
Housing in Folly Beach
- Housing units2,221
- Occupied units619 plus or minus 138
- Vacant units1,602
- Vacancy rate72.1 percent
- Owner occupied586 plus or minus 138
- Renter occupied33 plus or minus 31
- Ownership rate94.7 percent
- Median owner-occupied home value$1,000,000
- Median gross rent, monthly$1,844 plus or minus $890
- Annual rent as a share of median income21.6 percent plus or minus 17.2
- Single family units1,564
- Share single family70.4 percent
- Units in buildings of two or more657 plus or minus 197
- Share in buildings of two or more29.6 percent plus or minus 8.3
- Mobile homes0
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Folly Beach
How Folly Beach gets to work
- Workers 16 and over who commute445 plus or minus 169
- Commuting under 15 minutes80 plus or minus 50
- Share commuting under 15 minutes18.0 percent plus or minus 8.9
- Commuting 30 minutes or more162 plus or minus 92
- Share commuting 30 minutes or more36.4 percent plus or minus 15.2
- Drove alone51.4 percent plus or minus 16.9
- Carpooled2.0 percent plus or minus 2.5
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home33.0 percent plus or minus 13.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Folly Beach
SBA loans in Folly Beach (7(a))
- Approvals1
- Gross approval$50,000
- Average approval$50,000
- Median approval$50,000
- Largest approval$50,000
- Jobs supported17
- Jobs per approval17.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Folly Beach, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Folly Beach
SBA loans in Folly Beach (504)
- Approvals3
- Gross approval$1,257,000
- Average approval$419,000
- Median approval$478,000
- Largest approval$613,000
- Jobs supported39
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Folly Beach, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Folly Beach
Flood risk in Folly Beach
- NFIP communityCity of Folly Beach
- NFIP community number455415
- Participating in the NFIPYes
- Community Rating System classClass 3
- Currently effective map date01/29/21
The City of Folly Beach participates in the National Flood Insurance Program as community 455415 and carries Community Rating System class 3, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Charleston County, not Folly Beach
Charleston County context, not Folly Beach figures
- Establishments in Charleston County15,801
- Covered employment, Charleston County278,476
- Average annual pay, Charleston County$68,271
- Housing units permitted, Charleston County4,153
Every figure in this section is published for Charleston County as a whole and is not a measurement of Folly Beach.
All Charleston County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Folly Beach questions, answered from the record.
How many people live in Folly Beach, South Carolina?
1,267, in 619 households. Folly Beach city covers 12.51 square miles of land, which is 101 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Folly Beach in?
Charleston County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Folly Beach?
$102,279. The median owner-occupied home is valued at $1,000,000. Median gross rent is $1,844 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Folly Beach businesses?
1 7(a) approvals totaling $50,000 since FY2020, across 1 lenders, median approval $50,000, plus 3 504 approvals worth $1.3 m since FY2010. These count approvals to borrowers whose address is in Folly Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Folly Beach borrowers get paid back?
No rate is published for Folly Beach. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Folly Beach in the National Flood Insurance Program?
Yes. Folly Beach appears in the FEMA Community Status Book as Folly Beach, city of, community 455415, carrying Community Rating System class 3, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Folly Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Charleston County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Folly Beach.
Is zoning published for Folly Beach?
No. Nothing on this page presents parcel level zoning.