HomeSouth CarolinaCharleston CountyIsle of Palms
Isle of Palms, South Carolina: commercial real estate data.
Isle of Palms is a Census city of 4,362 people across 4.44 square miles of land, in Charleston County. Median household income is $156,979, 93.5 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $6.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Isle of Palms
What Isle of Palms is
- Census place typecity
- Land area4.44 sq mi
- Water area1 sq mi
- Population per square mile of land983
- County holding the largest share of its areaCharleston County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Isle of Palms
How many people live in Isle of Palms
- Population4,362
- Median age54.6
- Population under 18580 plus or minus 163
- Share under 1813.3 percent plus or minus 3.7
- Population 65 and over1,514
- Share 65 and over34.7 percent
- Households2,043
- Family households1,425
- Share of households that are families69.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Isle of Palms
Income and work in Isle of Palms
- Median household income$156,979 plus or minus $44,841
- Per capita income$128,199 plus or minus $38,675
- Civilian labor force1,954
- Employed1,929
- Unemployed25 plus or minus 22
- Unemployment rate1.3 percent plus or minus 1.1
- Adults 25 and over3,685
- Adults 25 and over with a high school diploma or higher99.8 percent
- Adults 25 and over with a bachelor degree or higher71.6 percent
- Adults 25 and over with a graduate degree32.3 percent plus or minus 6.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Isle of Palms
Housing in Isle of Palms
- Housing units4,588
- Occupied units2,043
- Vacant units2,545
- Vacancy rate55.5 percent
- Owner occupied1,910
- Renter occupied133 plus or minus 85
- Ownership rate93.5 percent
- Median owner-occupied home value$1,581,300
- Median gross rent, monthly$2,893 plus or minus $1,648
- Annual rent as a share of median income22.1 percent plus or minus 14.1
- Single family units3,345
- Share single family72.9 percent
- Units in buildings of two or more1,243 plus or minus 288
- Share in buildings of two or more27.1 percent plus or minus 6.2
- Mobile homes0
- Median year structure built1986
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Isle of Palms
How Isle of Palms gets to work
- Workers 16 and over who commute1,248 plus or minus 249
- Commuting under 15 minutes258 plus or minus 91
- Share commuting under 15 minutes20.7 percent plus or minus 6.1
- Commuting 30 minutes or more639 plus or minus 238
- Share commuting 30 minutes or more51.2 percent plus or minus 16.1
- Drove alone58.4 percent
- Carpooled4.0 percent plus or minus 3.3
- Public transport0.0 percent
- Walked0.7 percent plus or minus 0.7
- Worked from home35.2 percent plus or minus 9.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Isle of Palms
SBA loans in Isle of Palms (7(a))
- Approvals6
- Gross approval$6,709,600
- Average approval$1,118,267
- Median approval$832,500
- Largest approval$2,477,000
- Jobs supported160
- Jobs per approval26.7
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Isle of Palms, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Isle of Palms
Flood risk in Isle of Palms
- NFIP communityCity of Isle of Palms
- NFIP community number455416
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date01/29/21
The City of Isle of Palms participates in the National Flood Insurance Program as community 455416 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Charleston County, not Isle of Palms
Charleston County context, not Isle of Palms figures
- Establishments in Charleston County15,801
- Covered employment, Charleston County278,476
- Average annual pay, Charleston County$68,271
- Housing units permitted, Charleston County4,153
Every figure in this section is published for Charleston County as a whole and is not a measurement of Isle of Palms.
All Charleston County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Isle of Palms questions, answered from the record.
How many people live in Isle of Palms, South Carolina?
4,362, in 2,043 households. Isle of Palms city covers 4.44 square miles of land, which is 983 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Isle of Palms in?
Charleston County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Isle of Palms?
$156,979. The median owner-occupied home is valued at $1,581,300. Median gross rent is $2,893 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Isle of Palms businesses?
6 7(a) approvals totaling $6.7 m since FY2020, across 6 lenders, median approval $832,500. These count approvals to borrowers whose address is in Isle of Palms, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Isle of Palms borrowers get paid back?
No rate is published for Isle of Palms. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Isle of Palms in the National Flood Insurance Program?
Yes. Isle of Palms appears in the FEMA Community Status Book as Isle of Palms, city of, community 455416, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Isle of Palms figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Charleston County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Isle of Palms.
Is zoning published for Isle of Palms?
No. Nothing on this page presents parcel level zoning.