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HomeSouth CarolinaLancaster CountyKershaw

Kershaw, South Carolina: commercial real estate data.

Kershaw is a Census town of 2,259 people across 2.02 square miles of land, in Lancaster County. Median household income is $68,693, 72.2 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $5.0 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Kershaw

What Kershaw is

  • Census place typetown
  • Land area2.02 sq mi
  • Water area0.02 sq mi
  • Population per square mile of land1,118
  • County holding the largest share of its areaLancaster County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kershaw

How many people live in Kershaw

  • Population2,259
  • Median age36.2 plus or minus 8.1
  • Population under 18659 plus or minus 186
  • Share under 1829.2 percent plus or minus 6.0
  • Population 65 and over407 plus or minus 81
  • Share 65 and over18.0 percent
  • Households805
  • Family households590
  • Share of households that are families73.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kershaw

Income and work in Kershaw

  • Median household income$68,693
  • Per capita income$30,221
  • Civilian labor force983 plus or minus 213
  • Employed967 plus or minus 211
  • Unemployed16 plus or minus 12
  • Unemployment rate1.6 percent plus or minus 1.2
  • Adults 25 and over1,427
  • Adults 25 and over with a high school diploma or higher89.1 percent plus or minus 22.4
  • Adults 25 and over with a bachelor degree or higher16.6 percent plus or minus 4.3
  • Adults 25 and over with a graduate degree6.0 percent plus or minus 3.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kershaw

Housing in Kershaw

  • Housing units863
  • Occupied units805
  • Vacant units58 plus or minus 43
  • Vacancy rate6.7 percent plus or minus 4.9
  • Owner occupied581
  • Renter occupied224 plus or minus 82
  • Ownership rate72.2 percent
  • Median owner-occupied home value$168,200
  • Median gross rent, monthly$750 plus or minus $298
  • Annual rent as a share of median income13.1 percent plus or minus 5.7
  • Single family units737
  • Share single family85.4 percent
  • Units in buildings of two or more120 plus or minus 63
  • Share in buildings of two or more13.9 percent plus or minus 6.9
  • Mobile homes6 plus or minus 15
  • Median year structure built1963

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kershaw

How Kershaw gets to work

  • Workers 16 and over who commute885 plus or minus 206
  • Commuting under 15 minutes208 plus or minus 73
  • Share commuting under 15 minutes23.5 percent plus or minus 6.2
  • Commuting 30 minutes or more531 plus or minus 144
  • Share commuting 30 minutes or more60.0 percent
  • Drove alone87.3 percent
  • Carpooled5.2 percent plus or minus 3.3
  • Public transport0.0 percent
  • Walked0.2 percent plus or minus 0.3
  • Worked from home5.9 percent plus or minus 4.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Kershaw

SBA loans in Kershaw (7(a))

  • Approvals5
  • Gross approval$4,972,000
  • Average approval$994,400
  • Median approval$775,000
  • Largest approval$2,280,000
  • Jobs supported84
  • Jobs per approval16.8
  • Loans with a final outcome2
  • Paid in full2
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more20.0 percent
  • Share to franchises60.0 percent
  • Distinct lenders3
  • Distinct industries by NAICS3

Counted by borrower city: approvals to borrowers whose address is in Kershaw, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Kershaw

Flood risk in Kershaw

  • NFIP communityTown of Kershaw
  • NFIP community number450119
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date06/16/11(M)

The Town of Kershaw participates in the National Flood Insurance Program as community 450119 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Lancaster County, not Kershaw

Lancaster County context, not Kershaw figures

  • Establishments in Lancaster County1,769
  • Covered employment, Lancaster County28,110
  • Average annual pay, Lancaster County$64,550
  • Housing units permitted, Lancaster County997

Every figure in this section is published for Lancaster County as a whole and is not a measurement of Kershaw.

All Lancaster County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Kershaw questions, answered from the record.

How many people live in Kershaw, South Carolina?

2,259, in 805 households. Kershaw town covers 2.02 square miles of land, which is 1,118 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Kershaw in?

Lancaster County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Kershaw?

$68,693. The median owner-occupied home is valued at $168,200. Median gross rent is $750 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Kershaw businesses?

5 7(a) approvals totaling $5.0 m since FY2020, across 3 lenders, median approval $775,000. These count approvals to borrowers whose address is in Kershaw, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Kershaw borrowers get paid back?

No rate is published for Kershaw. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Kershaw in the National Flood Insurance Program?

Yes. Kershaw appears in the FEMA Community Status Book as Kershaw, town of, community 450119, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Kershaw figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lancaster County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kershaw.

Is zoning published for Kershaw?

No. Nothing on this page presents parcel level zoning.