HomeSouth CarolinaLancaster CountyLancaster
Lancaster, South Carolina: commercial real estate data.
Lancaster is a Census city of 8,921 people across 7.20 square miles of land, in Lancaster County. Median household income is $46,311, 50.5 percent of occupied homes are owned, and the SBA record carries 25 7(a) approvals to borrowers here worth $13.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lancaster
What Lancaster is
- Census place typecity
- Land area7.2 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,239
- County holding the largest share of its areaLancaster County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
How many people live in Lancaster
- Population8,921
- Median age40.4
- Population under 182,059
- Share under 1823.1 percent
- Population 65 and over1,858
- Share 65 and over20.8 percent
- Households3,646
- Family households2,066
- Share of households that are families56.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
Income and work in Lancaster
- Median household income$46,311
- Per capita income$27,460
- Civilian labor force4,058
- Employed3,668
- Unemployed390 plus or minus 237
- Unemployment rate9.6 percent plus or minus 5.8
- Adults 25 and over6,335
- Adults 25 and over with a high school diploma or higher80.2 percent
- Adults 25 and over with a bachelor degree or higher21.1 percent
- Adults 25 and over with a graduate degree9.3 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
Housing in Lancaster
- Housing units4,141
- Occupied units3,646
- Vacant units495 plus or minus 154
- Vacancy rate12.0 percent plus or minus 3.6
- Owner occupied1,841
- Renter occupied1,805
- Ownership rate50.5 percent
- Median owner-occupied home value$239,100
- Median gross rent, monthly$868
- Annual rent as a share of median income22.5 percent
- Single family units2,873
- Share single family69.4 percent
- Units in buildings of two or more1,133 plus or minus 256
- Share in buildings of two or more27.4 percent plus or minus 5.9
- Mobile homes135 plus or minus 119
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
How Lancaster gets to work
- Workers 16 and over who commute3,353
- Commuting under 15 minutes912 plus or minus 221
- Share commuting under 15 minutes27.2 percent plus or minus 6.1
- Commuting 30 minutes or more1,673 plus or minus 338
- Share commuting 30 minutes or more49.9 percent
- Drove alone80.7 percent
- Carpooled9.5 percent plus or minus 3.9
- Public transport0.0 percent
- Walked0.9 percent plus or minus 1.1
- Worked from home6.2 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
SBA loans in Lancaster (7(a))
- Approvals25
- Gross approval$13,221,700
- Average approval$528,868
- Median approval$200,000
- Ninetieth percentile approval$1,219,000
- Largest approval$5,000,000
- Jobs supported186
- Jobs per approval7.4
- Loans with a final outcome2
- Paid in full1
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more28.0 percent
- Share to franchises16.0 percent
- Distinct lenders14
- Distinct industries by NAICS21
Counted by borrower city: approvals to borrowers whose address is in Lancaster, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lancaster
SBA loans in Lancaster (504)
- Approvals2
- Gross approval$1,798,000
- Average approval$899,000
- Median approval$899,000
- Largest approval$1,274,000
- Jobs supported62
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Lancaster, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lancaster
Flood risk in Lancaster
- NFIP communityCity of Lancaster
- NFIP community number450121
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/16/17
The City of Lancaster participates in the National Flood Insurance Program as community 450121 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lancaster County, not Lancaster
Lancaster County context, not Lancaster figures
- Establishments in Lancaster County1,769
- Covered employment, Lancaster County28,110
- Average annual pay, Lancaster County$64,550
- Housing units permitted, Lancaster County997
Every figure in this section is published for Lancaster County as a whole and is not a measurement of Lancaster.
All Lancaster County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lancaster questions, answered from the record.
How many people live in Lancaster, South Carolina?
8,921, in 3,646 households. Lancaster city covers 7.20 square miles of land, which is 1,239 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lancaster in?
Lancaster County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lancaster?
$46,311. The median owner-occupied home is valued at $239,100. Median gross rent is $868 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lancaster businesses?
25 7(a) approvals totaling $13.2 m since FY2020, across 14 lenders, median approval $200,000, plus 2 504 approvals worth $1.8 m since FY2010. These count approvals to borrowers whose address is in Lancaster, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lancaster borrowers get paid back?
No rate is published for Lancaster. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lancaster in the National Flood Insurance Program?
Yes. Lancaster appears in the FEMA Community Status Book as Lancaster, city of, community 450121, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lancaster figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lancaster County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lancaster.
Is zoning published for Lancaster?
No. Nothing on this page presents parcel level zoning.
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