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McCormick County, South Carolina: commercial real estate data.

McCormick County, South Carolina had an estimated 9,983 residents on July 1, 2024, up 4.8 percent since the 2020 census base of 9,529, across 359 square miles. County output reached $330.7 m in 2024, 105 establishments operate here, and the SBA record carries 2 7(a) approvals worth $1.3 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

McCormick County

How many people live in McCormick County

  • Population, American Community Survey 2020-20249,760
  • Households4,199
  • Average household size2.32
  • Median household income$55,798
  • Median age59.5
  • Median gross rent$696 per month
  • Median owner-occupied home value$168,700
  • Home value to household income3.0 times
  • Annual rent as a share of median income15.0 percent
  • Adults 25 and over with a bachelor degree or higher24.0 percent
  • Adults 25 and over with a graduate degree7.5 percent
  • Adults 25 and over8,123
  • Population under 18992
  • Share under 1810.2 percent
  • Population 65 and over3,852
  • Share 65 and over39.5 percent
  • Working age population, 18 to 644,916
  • Civilian labor force3,097
  • Unemployment rate4.4 percent
  • Labor force participation, adults 18 and over35.3 percent
  • Rank by population among South Carolina counties45th of 46
  • Rank by population among US county-equivalents, Puerto Rico included2503rd of 3,222

McCormick County is the 45th largest of 46 South Carolina counties by population. A median home costs 3.0 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 39.5 percent against 10.2 percent, which points demand at health care, services and single story product rather than schools.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

McCormick County

Is McCormick County's population growing?

  • Population, July 1, 20249,983
  • Census 2020 base population9,529
  • Population change since the 2020 census base4.76 percent
  • Population change, 2023 to 2024197
  • Births, 202464
  • Deaths, 2024158
  • Natural change, 2024-94
  • Net domestic migration, 2024288
  • Net international migration, 20240
  • Total net migration, 2024288
  • Cumulative net domestic migration, 2021 to 2024919
  • Rank by growth among US county-equivalents563rd of 3,144

The county has grown 4.76 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

McCormick County

Where are people moving to McCormick County from?

  • Tax returns filed by households arriving432
  • People arriving, from those returns768
  • Tax returns filed by households leaving288
  • Net household movement144
  • Adjusted gross income arriving$41.1 m
  • Net adjusted gross income movement$26.2 m
  • Average income of an arriving household$95,130
  • Average income of a leaving household$51,819
  • Largest single originColumbia County (32 households)
  • Largest single destinationGreenwood County (37 households)
Largest origins of households moving into McCormick County
OriginHouseholdsPeopleAdjusted gross income
Columbia County3263$3.1 m
Aiken County3157$3.7 m
Greenwood County2748$1.2 m

Households arriving report $43,311 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Columbia County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

McCormick County

What is the McCormick County economy?

  • County GDP, 2024$330.7 m
  • County GDP, 2023$291.7 m
  • GDP change, 2023 to 202413.4 percent
  • GDP change over five years31.9 percent
  • Rank by GDP among the South Carolina areas BEA publishes46th of 46
  • Rank by GDP among the US county areas BEA publishes2654th of 3,127
  • GDP per resident$33,883

Output grew 13.4 percent in the latest year and 31.9 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

McCormick County

Employment by industry in McCormick County

  • Covered employment, annual average2,064
  • Establishments reporting304
  • Average annual pay$42,438
  • Average weekly wage$816
  • Other services, except public administration, employment214
  • Other services, except public administration, average annual pay$28,320
  • Retail trade, employment205
  • Retail trade, average annual pay$23,825
  • Construction, employment110
  • Construction, average annual pay$50,237
  • Manufacturing, employment103
  • Manufacturing, average annual pay$46,146
  • Administrative and support and waste management services, employment76
  • Professional, scientific and technical services, employment41
Private sector employment and pay by industry, McCormick County
SectorEmploymentEstablishmentsAverage annual pay
Other services, except public administration21431$28,320
Retail trade20554$23,825
Construction11031$50,237
Manufacturing1038$46,146
Administrative and support and waste management services7616$35,792
Professional, scientific and technical services4122$41,281
Finance and insurance2914$48,092
Real estate and rental and leasing2210$208,883

Other services, except public administration is the largest private sector at 214 jobs, 10.4 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

McCormick County

How many businesses are in McCormick County?

  • Establishments, all industries105
  • Employment at those establishments906
  • Annual payroll$27.1 m
  • Establishments per 1,000 residents10.8

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

McCormick County

Building permits in McCormick County

  • Housing units authorized by permit, 2024141
  • Declared construction value permitted$61.9 m
  • Single family units authorized141
  • Multifamily units authorized0
  • Multifamily share of units0.0 percent
  • Average declared value per unit$438,899
  • Units authorized per 1,000 households33.6

Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

McCormick County

SBA loans in McCormick County (7(a) and 504)

  • 7(a) approvals recorded2
  • 7(a) gross approval dollars$1.3 m
  • Average 7(a) approval$632,350
  • Median 7(a) approval$632,350
  • Largest single approval$938,700
  • Jobs reported supported, 7(a)6
  • Jobs per approval3.0
  • Distinct 7(a) lenders active2
  • Distinct industries receiving approvals2
  • Median 7(a) term270 months
  • Share of loans on real estate terms, 240 months or longer100.0 percent
  • Loans on real estate terms2
  • Loans on working capital terms, 120 months or shorter0
  • Franchise loans1
  • Franchise share of approvals50.0 percent

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

McCormick County

SBA loan default and charge-off rates in McCormick County

Do SBA loans in McCormick County get paid back?

  • Loans with a final outcome recorded1
  • Paid in full1
  • Charged off0
  • Status: Paid in full1
  • Status: Cancelled1

Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

McCormick County

SBA lending by place in McCormick County

  • Borrower cities with recorded lending2
  • Clarks Hill, approvals1
  • McCormick, approvals1
SBA 7(a) approvals by borrower city, loans with a project in McCormick County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Clarks Hill1$938,700
McCormick1$326,000

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

McCormick County

How large is McCormick County?

  • Land area359 sq mi
  • Rank by land area among South Carolina counties46th of 46
  • Width, east to west31.7 mi
  • Height, north to south33.3 mi
  • Geographies sharing a boundary6
  • Residents per square mile of land27
  • Establishments per square mile0.29

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

McCormick County

Flood risk in McCormick County

  • Participation of the county's own NFIP community McCormick County, unincorporated areasParticipating, community 450226
  • Communities in the county in the NFIP Community Status Book2
  • Of those, participating in the NFIP2
  • NFIP participation rate100.0 percent
  • Communities carrying a CRS class0
  • Radon levels in McCormick County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3

The county's own community in the status book, unincorporated McCormick County (community 450226), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places McCormick County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a McCormick County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a McCormick County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-20249,760
  • Households4,199
  • Average household size2.32
  • Median household income$55,798
  • Median age59.5

How a feasibility study works →

Common questions

McCormick County questions, answered from the record.

How many people live in McCormick County, South Carolina?

The Census Bureau estimates 9,983 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 9,760, in 4,199 households, ranking 45th of 46 South Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is McCormick County's population growing?

The population has grown 4.76 percent since the 2020 census base of 9,529, to 9,983 on July 1, 2024. In 2024 there were 64 births against 158 deaths, with net migration of 288. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in McCormick County?

$55,798. The median owner-occupied home is valued at $168,700, which is 3.0 times income, and median gross rent is $696 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in McCormick County?

105 establishments, employing 906 people with an annual payroll of $27.1 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in McCormick County?

Other services, except public administration is the largest private sector at 214 jobs, 10.4 percent of covered employment. Covered employment averages 2,064 jobs at an average annual pay of $42,438, or $816 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in McCormick County?

2 7(a) approvals totaling $1.3 m since FY2020, across 2 lenders, with a median approval of $632,350. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in McCormick County?

141 housing units were authorized by permit in 2024, with a declared construction value of $61.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for McCormick County?

Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to McCormick County come from?

The largest single origin is Columbia County, with 32 households. Arriving households report an average income of $95,130 against $51,819 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for McCormick County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for McCormick County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

McCormick County

Cities and places in McCormick.

7 Census places lie wholly or partly in McCormick County. All 7 carry enough published place level data for a page of their own and are linked.

Census places in McCormick County, by population, with SBA 7(a) approvals to borrowers in each place for projects in McCormick County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
McCormicktown2,5061Wholly in this county
ModocCDP577None recordedWholly in this county
Mount CarmelCDP261None recordedWholly in this county
WillingtonCDP138None recordedWholly in this county
Clarks HillCDP1331Wholly in this county
Plum Branchtown95None recordedWholly in this county
Parksvilletown82None recordedWholly in this county