HomeSouth CarolinaGreenwood County
Greenwood County, South Carolina: commercial real estate data.
Greenwood County, South Carolina had an estimated 70,041 residents on July 1, 2024, up 1.0 percent since the 2020 census base of 69,351, across 455 square miles. County output reached $4.90 bn in 2024, 1,354 establishments operate here, and the SBA record carries 25 7(a) approvals worth $16.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Greenwood County
How many people live in Greenwood County
- Population, American Community Survey 2020-202469,489
- Households27,884
- Average household size2.49
- Median household income$52,830
- Median age40.1
- Median gross rent$898 per month
- Median owner-occupied home value$180,500
- Home value to household income3.4 times
- Annual rent as a share of median income20.4 percent
- Adults 25 and over with a bachelor degree or higher24.7 percent
- Adults 25 and over with a graduate degree9.4 percent
- Adults 25 and over47,049
- Population under 1815,553
- Share under 1822.4 percent
- Population 65 and over13,460
- Share 65 and over19.4 percent
- Working age population, 18 to 6440,476
- Civilian labor force31,045
- Unemployment rate5.5 percent
- Labor force participation, adults 18 and over57.6 percent
- Rank by population among South Carolina counties19th of 46
- Rank by population among US county-equivalents, Puerto Rico included791st of 3,222
Greenwood County is the 19th largest of 46 South Carolina counties by population. A median home costs 3.4 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 22.4 percent against 19.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Greenwood County
Is Greenwood County's population growing?
- Population, July 1, 202470,041
- Census 2020 base population69,351
- Population change since the 2020 census base0.99 percent
- Population change, 2023 to 2024459
- Births, 2024722
- Deaths, 2024886
- Natural change, 2024-164
- Net domestic migration, 2024491
- Net international migration, 2024124
- Total net migration, 2024615
- Cumulative net domestic migration, 2021 to 20241,138
- Rank by growth among US county-equivalents1489th of 3,144
The county has grown 0.99 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Greenwood County
Where are people moving to Greenwood County from?
- Tax returns filed by households arriving1,490
- People arriving, from those returns2,763
- Tax returns filed by households leaving1,369
- Net household movement121
- Adjusted gross income arriving$89.3 m
- Net adjusted gross income movement$15.5 m
- Average income of an arriving household$59,905
- Average income of a leaving household$53,858
- Largest single originAbbeville County (152 households)
- Largest single destinationGreenville County (192 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Abbeville County | 152 | 322 | $6.5 m |
| Laurens County | 131 | 262 | $4.7 m |
| Greenville County | 129 | 226 | $8.0 m |
| Anderson County | 71 | 120 | $2.6 m |
| Spartanburg County | 43 | 74 | $2.3 m |
| McCormick County | 37 | 73 | $1.5 m |
| Richland County | 37 | 58 | $1.4 m |
| Saluda County | 35 | 61 | $1.2 m |
Households arriving report $6,047 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Abbeville County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Greenwood County
What is the Greenwood County economy?
- County GDP, 2024$4.90 bn
- County GDP, 2023$4.65 bn
- GDP change, 2023 to 20245.5 percent
- GDP change over five years56.8 percent
- Rank by GDP among the South Carolina areas BEA publishes18th of 46
- Rank by GDP among the US county areas BEA publishes725th of 3,127
- GDP per resident$70,497
Output grew 5.5 percent in the latest year and 56.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Greenwood County
Employment by industry in Greenwood County
- Covered employment, annual average27,679
- Establishments reporting1,569
- Average annual pay$53,318
- Average weekly wage$1,025
- Manufacturing, employment5,442
- Manufacturing, average annual pay$66,676
- Health care and social assistance, employment3,487
- Health care and social assistance, average annual pay$68,211
- Retail trade, employment3,349
- Retail trade, average annual pay$31,002
- Accommodation and food services, employment2,692
- Accommodation and food services, average annual pay$19,191
- Construction, employment1,097
- Wholesale trade, employment833
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 5,442 | 85 | $66,676 |
| Health care and social assistance | 3,487 | 202 | $68,211 |
| Retail trade | 3,349 | 260 | $31,002 |
| Accommodation and food services | 2,692 | 150 | $19,191 |
| Construction | 1,097 | 128 | $61,453 |
| Wholesale trade | 833 | 64 | $83,094 |
| Administrative and support and waste management services | 740 | 88 | $47,083 |
| Other services, except public administration | 544 | 100 | $42,176 |
Manufacturing is the largest private sector at 5,442 jobs, 19.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Greenwood County
How many businesses are in Greenwood County?
- Establishments, all industries1,354
- Employment at those establishments23,577
- Annual payroll$1.05 bn
- Establishments per 1,000 residents19.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Greenwood County
Building permits in Greenwood County
- Housing units authorized by permit, 2024193
- Declared construction value permitted$55.9 m
- Single family units authorized193
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$289,807
- Units authorized per 1,000 households6.9
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Greenwood County
SBA loans in Greenwood County (7(a) and 504)
- 7(a) approvals recorded25
- 7(a) gross approval dollars$16.7 m
- Average 7(a) approval$668,404
- Median 7(a) approval$331,100
- 10th percentile approval$36,000
- 90th percentile approval$1,672,800
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)471
- Jobs per approval18.8
- Distinct 7(a) lenders active8
- Distinct industries receiving approvals21
- Median 7(a) term121 months
- Share of loans on real estate terms, 240 months or longer20.0 percent
- Loans on real estate terms5
- Loans on working capital terms, 120 months or shorter12
- Franchise loans6
- Franchise share of approvals24.0 percent
- Most active lenderCountybank (14)
- 504 approvals recorded5
- 504 gross approval dollars$2.1 m
- Average 504 approval$425,600
- Median 504 approval$336,000
- Distinct CDCs active3
- 504 jobs per approval6.2
- 504 jobs per million dollars approved14.6
- Most active CDCCertified Development Corporation of South Carolina (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$18.8 m
The average approval of $668,404 sits well above the median of $331,100, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 20.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Greenwood County
SBA loan default and charge-off rates in Greenwood County
Do SBA loans in Greenwood County get paid back?
- Loans with a final outcome recorded6
- Paid in full6
- Charged off0
- Status: Paid in full6
- Status: Exempt from disclosure16
- Status: Committed, not yet disbursed2
- Status: Cancelled1
Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Greenwood County
SBA lending by place in Greenwood County
- Borrower cities with recorded lending4
- Greenwood, approvals21
- Ninety Six, approvals2
- Ware Shoals, approvals1
- Donalds, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Greenwood | 21 | $15,659,600 |
| Ninety Six | 2 | $768,000 |
| Ware Shoals | 1 | $230,000 |
| Donalds | 1 | $52,500 |
Greenwood accounts for 21 approvals against 2 in Ninety Six. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Greenwood County
How large is Greenwood County?
- Land area455 sq mi
- Rank by land area among South Carolina counties38th of 46
- Width, east to west26.6 mi
- Height, north to south31.5 mi
- Geographies sharing a boundary6
- Residents per square mile of land153
- Establishments per square mile2.98
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Greenwood County
Flood risk in Greenwood County
- Participation of the county's own NFIP community Greenwood County, unincorporated areasParticipating, community 450094
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Greenwood County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Greenwood County (community 450094), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Greenwood County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Greenwood County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Greenwood County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202469,489
- Households27,884
- Average household size2.49
- Median household income$52,830
- Median age40.1
Common questions
Greenwood County questions, answered from the record.
How many people live in Greenwood County, South Carolina?
The Census Bureau estimates 70,041 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 69,489, in 27,884 households, ranking 19th of 46 South Carolina counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Greenwood County's population growing?
The population has grown 0.99 percent since the 2020 census base of 69,351, to 70,041 on July 1, 2024. In 2024 there were 722 births against 886 deaths, with net migration of 615. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Greenwood County?
$52,830. The median owner-occupied home is valued at $180,500, which is 3.4 times income, and median gross rent is $898 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Greenwood County?
1,354 establishments, employing 23,577 people with an annual payroll of $1.05 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Greenwood County?
Manufacturing is the largest private sector at 5,442 jobs, 19.7 percent of covered employment. Covered employment averages 27,679 jobs at an average annual pay of $53,318, or $1,025 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Greenwood County?
25 7(a) approvals totaling $16.7 m since FY2020, across 8 lenders, with a median approval of $331,100, plus 5 504 approvals worth $2.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Greenwood County?
193 housing units were authorized by permit in 2024, with a declared construction value of $55.9 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Greenwood County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Greenwood County come from?
The largest single origin is Abbeville County, with 152 households. Arriving households report an average income of $59,905 against $53,858 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Greenwood County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Greenwood County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Greenwood County
Cities and places in Greenwood.
9 Census places lie wholly or partly in Greenwood County. All 9 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Greenwood | city | 22,536 | 21 | Wholly in this county |
| Ninety Six | town | 2,521 | 2 | Wholly in this county |
| Ware Shoals | town | 2,074 | 1 | Wholly in this county |
| Cokesbury | CDP | 267 | None recorded | Wholly in this county |
| Hodges | town | 193 | None recorded | Wholly in this county |
| Troy | town | 177 | None recorded | Wholly in this county |
| Promised Land | CDP | 143 | None recorded | Wholly in this county |
| Bradley | CDP | 90 | None recorded | Wholly in this county |
| Coronaca | CDP | 37 | None recorded | Wholly in this county |
A further 1 of the county's 25 SBA 7(a) approvals are to borrowers in cities that match no Census place in Greenwood County, the largest being Donalds (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.