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Ware Shoals, South Carolina: commercial real estate data.

Ware Shoals is a Census town of 2,074 people across 3.28 square miles of land, in Greenwood County. Median household income is $36,622, 68.5 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $230,000 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Ware Shoals

What Ware Shoals is

  • Census place typetown
  • Land area3.28 sq mi
  • Water area0.09 sq mi
  • Population per square mile of land633 plus or minus 179
  • County holding the largest share of its areaGreenwood County, 98.2 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ware Shoals

How many people live in Ware Shoals

  • Population2,074 plus or minus 585
  • Median age33.8 plus or minus 13.0
  • Population under 18648 plus or minus 308
  • Share under 1831.2 percent plus or minus 12.0
  • Population 65 and over448 plus or minus 162
  • Share 65 and over21.6 percent plus or minus 4.9
  • Households815 plus or minus 236
  • Family households474 plus or minus 152
  • Share of households that are families58.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ware Shoals

Income and work in Ware Shoals

  • Median household income$36,622
  • Per capita income$19,488
  • Civilian labor force748 plus or minus 179
  • Employed730 plus or minus 178
  • Unemployed18 plus or minus 19
  • Unemployment rate2.4 percent plus or minus 2.5
  • Adults 25 and over1,284 plus or minus 329
  • Adults 25 and over with a high school diploma or higher78.0 percent plus or minus 27.8
  • Adults 25 and over with a bachelor degree or higher8.3 percent plus or minus 2.8
  • Adults 25 and over with a graduate degree4.0 percent plus or minus 2.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ware Shoals

Housing in Ware Shoals

  • Housing units1,020 plus or minus 270
  • Occupied units815 plus or minus 236
  • Vacant units205 plus or minus 115
  • Vacancy rate20.1 percent plus or minus 9.9
  • Owner occupied558 plus or minus 209
  • Renter occupied257 plus or minus 136
  • Ownership rate68.5 percent plus or minus 16.3
  • Median owner-occupied home value$82,000 plus or minus $24,363
  • Median gross rent, monthly$859 plus or minus $220
  • Annual rent as a share of median income28.1 percent plus or minus 8.9
  • Single family units770 plus or minus 222
  • Share single family75.5 percent
  • Units in buildings of two or more85 plus or minus 59
  • Share in buildings of two or more8.3 percent plus or minus 5.4
  • Mobile homes165 plus or minus 132
  • Median year structure built1952

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ware Shoals

How Ware Shoals gets to work

  • Workers 16 and over who commute710 plus or minus 179
  • Commuting under 15 minutes169 plus or minus 68
  • Share commuting under 15 minutes23.8 percent plus or minus 7.5
  • Commuting 30 minutes or more262 plus or minus 134
  • Share commuting 30 minutes or more36.9 percent plus or minus 16.4
  • Drove alone91.0 percent
  • Carpooled6.5 percent plus or minus 4.6
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home1.7 percent plus or minus 1.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Ware Shoals

SBA loans in Ware Shoals (7(a))

  • Approvals1
  • Gross approval$230,000
  • Average approval$230,000
  • Median approval$230,000
  • Largest approval$230,000
  • Jobs supported3
  • Jobs per approval3.0
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term179 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

Counted by borrower city: approvals to borrowers whose address is in Ware Shoals, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Ware Shoals

SBA loans in Ware Shoals (504)

  • Approvals2
  • Gross approval$827,000
  • Average approval$413,500
  • Median approval$413,500
  • Largest approval$578,000
  • Jobs supported26
  • Loans with a final outcome2
  • Charged off0
  • Median term180 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Ware Shoals, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Ware Shoals

Flood risk in Ware Shoals

  • NFIP communityTown of Ware Shoals
  • NFIP community number450248
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date05/03/11(M)

The Town of Ware Shoals participates in the National Flood Insurance Program as community 450248 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Greenwood County, not Ware Shoals

Greenwood County context, not Ware Shoals figures

  • Establishments in Greenwood County1,354
  • Covered employment, Greenwood County27,679
  • Average annual pay, Greenwood County$53,318
  • Housing units permitted, Greenwood County193

Every figure in this section is published for Greenwood County as a whole and is not a measurement of Ware Shoals.

All Greenwood County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Ware Shoals questions, answered from the record.

How many people live in Ware Shoals, South Carolina?

2,074, in 815 households. Ware Shoals town covers 3.28 square miles of land, which is 633 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Ware Shoals in?

Greenwood County, which holds 98.2 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Ware Shoals?

$36,622. The median owner-occupied home is valued at $82,000. Median gross rent is $859 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Ware Shoals businesses?

1 7(a) approvals totaling $230,000 since FY2020, across 1 lenders, median approval $230,000, plus 2 504 approvals worth $827,000 since FY2010. These count approvals to borrowers whose address is in Ware Shoals, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Ware Shoals borrowers get paid back?

No rate is published for Ware Shoals. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Ware Shoals in the National Flood Insurance Program?

Yes. Ware Shoals appears in the FEMA Community Status Book as Ware Shoals, town of, community 450248, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Ware Shoals figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Greenwood County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ware Shoals.

Is zoning published for Ware Shoals?

No. Nothing on this page presents parcel level zoning.