HomeSouth CarolinaOconee CountySeneca
Seneca, South Carolina: commercial real estate data.
Seneca is a Census city of 8,993 people across 8.37 square miles of land, in Oconee County. Median household income is $52,022, 51.4 percent of occupied homes are owned, and the SBA record carries 43 7(a) approvals to borrowers here worth $28.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Seneca
What Seneca is
- Census place typecity
- Land area8.37 sq mi
- Water area0.05 sq mi
- Population per square mile of land1,075
- County holding the largest share of its areaOconee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seneca
How many people live in Seneca
- Population8,993
- Median age39.6
- Population under 181,665 plus or minus 366
- Share under 1818.5 percent plus or minus 4.1
- Population 65 and over1,835
- Share 65 and over20.4 percent
- Households4,082
- Family households2,546
- Share of households that are families62.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seneca
Income and work in Seneca
- Median household income$52,022
- Per capita income$34,204
- Civilian labor force4,606
- Employed4,194
- Unemployed412 plus or minus 221
- Unemployment rate8.9 percent plus or minus 4.7
- Adults 25 and over6,735
- Adults 25 and over with a high school diploma or higher86.9 percent
- Adults 25 and over with a bachelor degree or higher29.1 percent
- Adults 25 and over with a graduate degree10.0 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seneca
Housing in Seneca
- Housing units4,648
- Occupied units4,082
- Vacant units566 plus or minus 218
- Vacancy rate12.2 percent plus or minus 4.6
- Owner occupied2,098
- Renter occupied1,984 plus or minus 396
- Ownership rate51.4 percent
- Median owner-occupied home value$240,000
- Median gross rent, monthly$807
- Annual rent as a share of median income18.6 percent plus or minus 3.9
- Single family units2,938
- Share single family63.2 percent
- Units in buildings of two or more1,569 plus or minus 406
- Share in buildings of two or more33.8 percent plus or minus 8.3
- Mobile homes141 plus or minus 82
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seneca
How Seneca gets to work
- Workers 16 and over who commute4,010
- Commuting under 15 minutes2,252 plus or minus 506
- Share commuting under 15 minutes56.2 percent plus or minus 11.3
- Commuting 30 minutes or more512 plus or minus 171
- Share commuting 30 minutes or more12.8 percent plus or minus 4.1
- Drove alone79.3 percent
- Carpooled14.3 percent plus or minus 6.5
- Public transport0.0 percent
- Walked1.6 percent plus or minus 2.4
- Worked from home4.4 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Seneca
SBA loans in Seneca (7(a))
- Approvals43
- Gross approval$28,028,500
- Average approval$651,826
- Median approval$350,000
- Ninetieth percentile approval$1,896,360
- Largest approval$3,941,200
- Jobs supported301
- Jobs per approval7.0
- Loans with a final outcome12
- Paid in full11
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more25.6 percent
- Share to franchises14.0 percent
- Distinct lenders19
- Distinct industries by NAICS28
Counted by borrower city: approvals to borrowers whose address is in Seneca, in any county, FY2020 to FY2026. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Seneca
SBA loans in Seneca (504)
- Approvals1
- Gross approval$1,235,000
- Average approval$1,235,000
- Median approval$1,235,000
- Largest approval$1,235,000
- Jobs supported1
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Seneca, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Seneca
Flood risk in Seneca
- NFIP communityCity of Seneca
- NFIP community number450158
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/21/17
The City of Seneca participates in the National Flood Insurance Program as community 450158 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Oconee County, not Seneca
Oconee County context, not Seneca figures
- Establishments in Oconee County1,761
- Covered employment, Oconee County25,478
- Average annual pay, Oconee County$57,970
- Housing units permitted, Oconee County648
Every figure in this section is published for Oconee County as a whole and is not a measurement of Seneca.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Seneca questions, answered from the record.
How many people live in Seneca, South Carolina?
8,993, in 4,082 households. Seneca city covers 8.37 square miles of land, which is 1,075 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Seneca in?
Oconee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Seneca?
$52,022. The median owner-occupied home is valued at $240,000. Median gross rent is $807 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Seneca businesses?
43 7(a) approvals totaling $28.0 m since FY2020, across 19 lenders, median approval $350,000, plus 1 504 approvals worth $1.2 m since FY2010. These count approvals to borrowers whose address is in Seneca, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Seneca borrowers get paid back?
No rate is published for Seneca. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Seneca in the National Flood Insurance Program?
Yes. Seneca appears in the FEMA Community Status Book as Seneca, city of, community 450158, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Seneca figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oconee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Seneca.
Is zoning published for Seneca?
No. Nothing on this page presents parcel level zoning.
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