HomeSouth CarolinaOconee CountyWestminster
Westminster, South Carolina: commercial real estate data.
Westminster is a Census city of 2,521 people across 3.45 square miles of land, in Oconee County. Median household income is $40,946, 67.9 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $928,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Westminster
What Westminster is
- Census place typecity
- Land area3.45 sq mi
- Water area0 sq mi
- Population per square mile of land731 plus or minus 164
- County holding the largest share of its areaOconee County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westminster
How many people live in Westminster
- Population2,521 plus or minus 564
- Median age40.0 plus or minus 17.4
- Population under 18554 plus or minus 167
- Share under 1822.0 percent plus or minus 4.4
- Population 65 and over665 plus or minus 262
- Share 65 and over26.4 percent plus or minus 8.5
- Households1,172 plus or minus 249
- Family households756 plus or minus 244
- Share of households that are families64.5 percent plus or minus 15.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westminster
Income and work in Westminster
- Median household income$40,946 plus or minus $19,930
- Per capita income$24,984
- Civilian labor force965 plus or minus 258
- Employed927 plus or minus 244
- Unemployed38 plus or minus 36
- Unemployment rate3.9 percent plus or minus 3.6
- Adults 25 and over1,724 plus or minus 440
- Adults 25 and over with a high school diploma or higher81.7 percent plus or minus 28.1
- Adults 25 and over with a bachelor degree or higher18.7 percent plus or minus 10.4
- Adults 25 and over with a graduate degree4.1 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westminster
Housing in Westminster
- Housing units1,371
- Occupied units1,172 plus or minus 249
- Vacant units199 plus or minus 98
- Vacancy rate14.5 percent plus or minus 6.5
- Owner occupied796 plus or minus 234
- Renter occupied376 plus or minus 113
- Ownership rate67.9 percent plus or minus 13.8
- Median owner-occupied home value$178,100
- Median gross rent, monthly$715 plus or minus $267
- Annual rent as a share of median income21.0 percent plus or minus 12.9
- Single family units1,078 plus or minus 257
- Share single family78.6 percent
- Units in buildings of two or more190 plus or minus 100
- Share in buildings of two or more13.9 percent plus or minus 6.7
- Mobile homes103 plus or minus 74
- Median year structure built1969
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westminster
How Westminster gets to work
- Workers 16 and over who commute918 plus or minus 242
- Commuting under 15 minutes333 plus or minus 115
- Share commuting under 15 minutes36.3 percent plus or minus 8.0
- Commuting 30 minutes or more275 plus or minus 108
- Share commuting 30 minutes or more30.0 percent plus or minus 8.7
- Drove alone85.6 percent
- Carpooled8.0 percent plus or minus 6.0
- Public transport0.0 percent
- Walked3.4 percent plus or minus 4.3
- Worked from home0.8 percent plus or minus 1.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Westminster
SBA loans in Westminster (7(a))
- Approvals3
- Gross approval$928,000
- Average approval$309,333
- Median approval$100,000
- Largest approval$818,000
- Jobs supported22
- Jobs per approval7.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Westminster, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Westminster
Flood risk in Westminster
- NFIP communityCity of Westminster
- NFIP community number450223
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date(NSFHA)
The City of Westminster participates in the National Flood Insurance Program as community 450223 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Oconee County, not Westminster
Oconee County context, not Westminster figures
- Establishments in Oconee County1,761
- Covered employment, Oconee County25,478
- Average annual pay, Oconee County$57,970
- Housing units permitted, Oconee County648
Every figure in this section is published for Oconee County as a whole and is not a measurement of Westminster.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Westminster questions, answered from the record.
How many people live in Westminster, South Carolina?
2,521, in 1,172 households. Westminster city covers 3.45 square miles of land, which is 731 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Westminster in?
Oconee County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Westminster?
$40,946. The median owner-occupied home is valued at $178,100. Median gross rent is $715 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Westminster businesses?
3 7(a) approvals totaling $928,000 since FY2020, across 3 lenders, median approval $100,000. These count approvals to borrowers whose address is in Westminster, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Westminster borrowers get paid back?
No rate is published for Westminster. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Westminster in the National Flood Insurance Program?
Yes. Westminster appears in the FEMA Community Status Book as Westminster, city of, community 450223, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Westminster figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oconee County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Westminster.
Is zoning published for Westminster?
No. Nothing on this page presents parcel level zoning.
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