HomeSouth CarolinaYork CountyClover
Clover, South Carolina: commercial real estate data.
Clover is a Census town of 7,234 people across 4.73 square miles of land, in York County. Median household income is $85,450, 80.1 percent of occupied homes are owned, and the SBA record carries 21 7(a) approvals to borrowers here worth $6.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Clover
What Clover is
- Census place typetown
- Land area4.73 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,529
- County holding the largest share of its areaYork County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clover
How many people live in Clover
- Population7,234
- Median age37.6
- Population under 182,278
- Share under 1831.5 percent
- Population 65 and over665 plus or minus 170
- Share 65 and over9.2 percent plus or minus 2.3
- Households2,713
- Family households1,893
- Share of households that are families69.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clover
Income and work in Clover
- Median household income$85,450
- Per capita income$34,458
- Civilian labor force3,930
- Employed3,741
- Unemployed189 plus or minus 101
- Unemployment rate4.8 percent plus or minus 2.5
- Adults 25 and over4,476
- Adults 25 and over with a high school diploma or higher89.3 percent
- Adults 25 and over with a bachelor degree or higher29.2 percent
- Adults 25 and over with a graduate degree8.6 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clover
Housing in Clover
- Housing units2,829
- Occupied units2,713
- Vacant units116 plus or minus 99
- Vacancy rate4.1 percent plus or minus 3.5
- Owner occupied2,173
- Renter occupied540 plus or minus 152
- Ownership rate80.1 percent
- Median owner-occupied home value$295,700
- Median gross rent, monthly$841 plus or minus $361
- Annual rent as a share of median income11.8 percent plus or minus 5.4
- Single family units2,557
- Share single family90.4 percent
- Units in buildings of two or more237 plus or minus 112
- Share in buildings of two or more8.4 percent plus or minus 3.9
- Mobile homes35 plus or minus 33
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clover
How Clover gets to work
- Workers 16 and over who commute3,203
- Commuting under 15 minutes480 plus or minus 162
- Share commuting under 15 minutes15.0 percent plus or minus 4.8
- Commuting 30 minutes or more1,994
- Share commuting 30 minutes or more62.3 percent
- Drove alone73.4 percent
- Carpooled10.0 percent plus or minus 5.1
- Public transport0.2 percent plus or minus 0.3
- Walked2.3 percent plus or minus 2.0
- Worked from home13.6 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clover
SBA loans in Clover (7(a))
- Approvals21
- Gross approval$6,396,700
- Average approval$304,605
- Median approval$150,000
- Ninetieth percentile approval$717,000
- Largest approval$1,436,000
- Jobs supported92
- Jobs per approval4.4
- Loans with a final outcome2
- Paid in full1
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more4.8 percent
- Share to franchises33.3 percent
- Distinct lenders11
- Distinct industries by NAICS17
Counted by borrower city: approvals to borrowers whose address is in Clover, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clover
SBA loans in Clover (504)
- Approvals2
- Gross approval$1,629,000
- Average approval$814,500
- Median approval$814,500
- Largest approval$849,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Clover, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clover
Flood risk in Clover
- NFIP communityTown of Clover
- NFIP community number450194
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/26/08
The Town of Clover participates in the National Flood Insurance Program as community 450194 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
York County, not Clover
York County context, not Clover figures
- Establishments in York County6,231
- Covered employment, York County104,775
- Average annual pay, York County$61,068
- Housing units permitted, York County2,513
Every figure in this section is published for York County as a whole and is not a measurement of Clover.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Clover questions, answered from the record.
How many people live in Clover, South Carolina?
7,234, in 2,713 households. Clover town covers 4.73 square miles of land, which is 1,529 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Clover in?
York County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Clover?
$85,450. The median owner-occupied home is valued at $295,700. Median gross rent is $841 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Clover businesses?
21 7(a) approvals totaling $6.4 m since FY2020, across 11 lenders, median approval $150,000, plus 2 504 approvals worth $1.6 m since FY2010. These count approvals to borrowers whose address is in Clover, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Clover borrowers get paid back?
No rate is published for Clover. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Clover in the National Flood Insurance Program?
Yes. Clover appears in the FEMA Community Status Book as Clover, town of, community 450194, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Clover figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for York County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Clover.
Is zoning published for Clover?
No. Nothing on this page presents parcel level zoning.