HomeSouth CarolinaYork CountyRock Hill
Rock Hill, South Carolina: commercial real estate data.
Rock Hill is a Census city of 75,259 people across 44.49 square miles of land, in York County. Median household income is $68,771, 54.2 percent of occupied homes are owned, and the SBA record carries 124 7(a) approvals to borrowers here worth $82.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Rock Hill
What Rock Hill is
- Census place typecity
- Land area44.49 sq mi
- Water area0.16 sq mi
- Population per square mile of land1,692
- County holding the largest share of its areaYork County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Hill
How many people live in Rock Hill
- Population75,259
- Median age35.7
- Population under 1816,365
- Share under 1821.7 percent
- Population 65 and over10,904
- Share 65 and over14.5 percent
- Households31,307
- Family households18,076
- Share of households that are families57.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Hill
Income and work in Rock Hill
- Median household income$68,771
- Per capita income$37,612
- Civilian labor force41,688
- Employed39,287
- Unemployed2,401 plus or minus 508
- Unemployment rate5.8 percent plus or minus 1.2
- Adults 25 and over49,680
- Adults 25 and over with a high school diploma or higher91.4 percent
- Adults 25 and over with a bachelor degree or higher35.1 percent
- Adults 25 and over with a graduate degree13.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Hill
Housing in Rock Hill
- Housing units33,877
- Occupied units31,307
- Vacant units2,570
- Vacancy rate7.6 percent
- Owner occupied16,975
- Renter occupied14,332
- Ownership rate54.2 percent
- Median owner-occupied home value$295,100
- Median gross rent, monthly$1,341
- Annual rent as a share of median income23.4 percent
- Single family units22,244
- Share single family65.7 percent
- Units in buildings of two or more11,159
- Share in buildings of two or more32.9 percent
- Mobile homes460 plus or minus 159
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Hill
How Rock Hill gets to work
- Workers 16 and over who commute33,946
- Commuting under 15 minutes10,018
- Share commuting under 15 minutes29.5 percent
- Commuting 30 minutes or more11,728
- Share commuting 30 minutes or more34.5 percent
- Drove alone75.8 percent
- Carpooled8.4 percent
- Public transport0.5 percent plus or minus 0.3
- Walked2.6 percent plus or minus 0.9
- Worked from home11.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Hill
SBA loans in Rock Hill (7(a))
- Approvals124
- Gross approval$81,971,000
- Average approval$661,056
- Median approval$308,000
- Ninetieth percentile approval$1,796,400
- Largest approval$5,000,000
- Jobs supported1,439
- Jobs per approval11.6
- Loans with a final outcome24
- Paid in full23
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more25.8 percent
- Share to franchises27.4 percent
- Distinct lenders46
- Distinct industries by NAICS72
Counted by borrower city: approvals to borrowers whose address is in Rock Hill, in any county, FY2020 to FY2026. Only 24 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rock Hill
SBA loans in Rock Hill (504)
- Approvals10
- Gross approval$11,917,000
- Average approval$1,191,700
- Median approval$777,000
- Largest approval$3,433,000
- Jobs supported100
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Rock Hill, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rock Hill
Flood risk in Rock Hill
- NFIP communityCity of Rock Hill
- NFIP community number450196
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date05/16/17
The City of Rock Hill participates in the National Flood Insurance Program as community 450196 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
York County, not Rock Hill
York County context, not Rock Hill figures
- Establishments in York County6,231
- Covered employment, York County104,775
- Average annual pay, York County$61,068
- Housing units permitted, York County2,513
Every figure in this section is published for York County as a whole and is not a measurement of Rock Hill.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Rock Hill questions, answered from the record.
How many people live in Rock Hill, South Carolina?
75,259, in 31,307 households. Rock Hill city covers 44.49 square miles of land, which is 1,692 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rock Hill in?
York County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rock Hill?
$68,771. The median owner-occupied home is valued at $295,100. Median gross rent is $1,341 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rock Hill businesses?
124 7(a) approvals totaling $82.0 m since FY2020, across 46 lenders, median approval $308,000, plus 10 504 approvals worth $11.9 m since FY2010. These count approvals to borrowers whose address is in Rock Hill, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rock Hill borrowers get paid back?
No rate is published for Rock Hill. Only 24 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Rock Hill in the National Flood Insurance Program?
Yes. Rock Hill appears in the FEMA Community Status Book as Rock Hill, city of, community 450196, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rock Hill figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for York County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rock Hill.
Is zoning published for Rock Hill?
No. Nothing on this page presents parcel level zoning.