HomeSouth CarolinaYork CountyRock Hill city
Rock Hill city, South Carolina: commercial real estate data.
Rock Hill city is a Census city of 75,259 people across 44.49 square miles of land, in York County. Median household income is $68,771, 54.2 percent of occupied homes are owned, and the SBA record carries 124 7(a) approvals to borrowers here worth $82.0 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Rock Hill
What Rock Hill is
- Census place typecity
- Land area44.49 sq mi
- Water area0.16 sq mi
- Population per square mile of land1,692
- County holding the largest share of its areaYork County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Hill
How many people live in Rock Hill
- Population75,259
- Median age35.7
- Population under 1816,365
- Share under 1821.7 percent
- Population 65 and over10,904
- Share 65 and over14.5 percent
- Households31,307
- Family households18,076
- Share of households that are families57.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Hill
Income and work in Rock Hill
- Median household income$68,771
- Per capita income$37,612
- Civilian labor force41,688
- Employed39,287
- Unemployed2,401 plus or minus 508
- Unemployment rate5.8 percent plus or minus 1.2
- Adults 25 and over49,680
- Adults 25 and over with a high school diploma or higher91.4 percent
- Adults 25 and over with a bachelor degree or higher35.1 percent
- Adults 25 and over with a graduate degree13.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Hill
Housing in Rock Hill
- Housing units33,877
- Occupied units31,307
- Vacant units2,570
- Vacancy rate7.6 percent
- Owner occupied16,975
- Renter occupied14,332
- Ownership rate54.2 percent
- Median owner-occupied home value$295,100
- Median gross rent, monthly$1,341
- Annual rent as a share of median income23.4 percent
- Single family units22,244
- Share single family65.7 percent
- Units in buildings of two or more11,159
- Share in buildings of two or more32.9 percent
- Mobile homes460 plus or minus 159
- Median year structure built1994
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Hill
How Rock Hill gets to work
- Workers 16 and over who commute33,946
- Commuting under 15 minutes10,018
- Share commuting under 15 minutes29.5 percent
- Commuting 30 minutes or more11,728
- Share commuting 30 minutes or more34.5 percent
- Drove alone75.8 percent
- Carpooled8.4 percent
- Public transport0.5 percent plus or minus 0.3
- Walked2.6 percent plus or minus 0.9
- Worked from home11.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rock Hill
SBA loans in Rock Hill (7(a))
- Approvals124
- Gross approval$81,971,000
- Average approval$661,056
- Median approval$316,000
- Ninetieth percentile approval$1,827,000
- Largest approval$5,000,000
- Jobs supported1,439
- Jobs per approval11.6
- Loans with a final outcome24
- Paid in full23
- Charged off1
- Charge-off rate over resolved loans4.2 percent
- Median term120 months
- Share on real estate terms of 20 years or more25.8 percent
- Share to franchises27.4 percent
- Distinct lenders46
- Distinct industries by NAICS72
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rock Hill
SBA loans in Rock Hill (504)
- Approvals10
- Gross approval$11,917,000
- Average approval$1,191,700
- Median approval$934,000
- Largest approval$3,433,000
- Jobs supported100
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
York County, not Rock Hill
York County context, not Rock Hill figures
These are York County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Rock Hill measurements.
- Establishments in York County6,231
- Employment at those establishments, York County97,731
- Covered employment, York County104,775
- Average annual pay, York County$61,068
- Average weekly wage, York County$1,174
- Housing units permitted, York County2,513
- Of those, single family, York County2,171
- County product, 2024, York County$19,234,632,000
- County product change over the prior year, York County7.0 percent
- Average income of an arriving household, York County$86,512
Every figure in this section is published for York County as a whole and is not a measurement of Rock Hill. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Rock Hill questions, answered from the record.
How many people live in Rock Hill, South Carolina?
75,259, in 31,307 households. Rock Hill city covers 44.49 square miles of land, which is 1,692 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rock Hill in?
York County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rock Hill?
$68,771. The median owner-occupied home is valued at $295,100. Median gross rent is $1,341 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rock Hill businesses?
124 7(a) approvals totalling $82.0 m, across 46 lenders, median approval $316,000, plus 10 504 approvals worth $11.9 m. These count approvals to borrowers whose address is in Rock Hill, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rock Hill borrowers get paid back?
Of the 24 loans that have reached a final outcome, 23 were paid in full and 1 charged off, a charge off rate of 4.2 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Rock Hill figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for York County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rock Hill.
Is zoning published for Rock Hill?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.