Anderson County, Texas: commercial real estate data.
Anderson County, Texas had an estimated 59,512 residents on July 1, 2024, up 2.7 percent since the 2020 census base of 57,927, across 1,063 square miles. County output reached $2.74 bn in 2024, 891 establishments operate here, and the SBA record carries 22 7(a) approvals worth $30.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Anderson County
How many people live in Anderson County
- Population, American Community Survey 2020-202458,439
- Households17,579
- Average household size3.32
- Median household income$62,068
- Median age39.7
- Median gross rent$1,041 per month
- Median owner-occupied home value$185,300
- Home value to household income3.0 times
- Annual rent as a share of median income20.1 percent
- Adults 25 and over with a bachelor degree or higher15.4 percent
- Adults 25 and over with a graduate degree4.5 percent
- Adults 25 and over42,299
- Population under 1811,195
- Share under 1819.2 percent
- Population 65 and over8,865
- Share 65 and over15.2 percent
- Working age population, 18 to 6438,379
- Civilian labor force22,462
- Unemployment rate6.0 percent
- Labor force participation, adults 18 and over47.5 percent
- Rank by population among Texas counties59th of 254
- Rank by population among US county-equivalents, Puerto Rico included912th of 3,222
Anderson County is the 59th largest of 254 Texas counties by population. A median home costs 3.0 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 19.2 percent against 15.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Anderson County
Is Anderson County's population growing?
- Population, July 1, 202459,512
- Census 2020 base population57,927
- Population change since the 2020 census base2.74 percent
- Population change, 2023 to 2024378
- Births, 2024531
- Deaths, 2024670
- Natural change, 2024-139
- Net domestic migration, 2024240
- Net international migration, 2024275
- Total net migration, 2024515
- Cumulative net domestic migration, 2021 to 20241,622
- Rank by growth among US county-equivalents944th of 3,144
The county has grown 2.74 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Anderson County
Where are people moving to Anderson County from?
- Tax returns filed by households arriving1,535
- People arriving, from those returns2,829
- Tax returns filed by households leaving1,423
- Net household movement112
- Adjusted gross income arriving$88.7 m
- Net adjusted gross income movement$30.7 m
- Average income of an arriving household$57,774
- Average income of a leaving household$40,775
- Largest single originSmith County (135 households)
- Largest single destinationSmith County (157 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Smith County | 135 | 255 | $10.1 m |
| Henderson County | 95 | 189 | $4.6 m |
| Dallas County | 76 | 119 | $9.7 m |
| Harris County | 73 | 122 | $4.0 m |
| Houston County | 69 | 148 | $2.9 m |
| Tarrant County | 60 | 100 | $3.7 m |
| Cherokee County | 59 | 129 | $2.5 m |
| Montgomery County | 28 | 56 | $2.0 m |
Households arriving report $16,999 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Smith County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Anderson County
What is the Anderson County economy?
- County GDP, 2024$2.74 bn
- County GDP, 2023$2.71 bn
- GDP change, 2023 to 20241.0 percent
- GDP change over five years31.1 percent
- Rank by GDP among the Texas areas BEA publishes86th of 254
- Rank by GDP among the US county areas BEA publishes1047th of 3,127
- GDP per resident$46,852
Output grew 1.0 percent in the latest year and 31.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Anderson County
Employment by industry in Anderson County
- Covered employment, annual average20,139
- Establishments reporting1,672
- Average annual pay$59,154
- Average weekly wage$1,138
- Health care and social assistance, employment2,376
- Health care and social assistance, average annual pay$53,050
- Transportation and warehousing, employment2,350
- Transportation and warehousing, average annual pay$66,529
- Retail trade, employment2,250
- Retail trade, average annual pay$40,738
- Manufacturing, employment1,661
- Manufacturing, average annual pay$51,396
- Accommodation and food services, employment1,579
- Professional, scientific and technical services, employment940
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 2,376 | 181 | $53,050 |
| Transportation and warehousing | 2,350 | 55 | $66,529 |
| Retail trade | 2,250 | 171 | $40,738 |
| Manufacturing | 1,661 | 54 | $51,396 |
| Accommodation and food services | 1,579 | 98 | $21,227 |
| Professional, scientific and technical services | 940 | 228 | $105,854 |
| Construction | 539 | 104 | $62,126 |
| Wholesale trade | 530 | 102 | $94,541 |
Health care and social assistance is the largest private sector at 2,376 jobs, 11.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Anderson County
How many businesses are in Anderson County?
- Establishments, all industries891
- Employment at those establishments12,803
- Annual payroll$573.2 m
- Establishments per 1,000 residents15.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Anderson County
Building permits in Anderson County
- Housing units authorized by permit, 202427
- Declared construction value permitted$4.5 m
- Single family units authorized18
- Multifamily units authorized9
- Multifamily share of units33.3 percent
- Average declared value per unit$167,556
- Units authorized per 1,000 households1.5
Single-family homes are 66.7 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Anderson County
SBA loans in Anderson County (7(a) and 504)
- 7(a) approvals recorded22
- 7(a) gross approval dollars$30.7 m
- Average 7(a) approval$1,397,073
- Median 7(a) approval$1,385,000
- 10th percentile approval$176,850
- 90th percentile approval$2,617,300
- Largest single approval$4,680,000
- Jobs reported supported, 7(a)589
- Jobs per approval26.8
- Distinct 7(a) lenders active20
- Distinct industries receiving approvals15
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer63.6 percent
- Loans on real estate terms14
- Loans on working capital terms, 120 months or shorter7
- Franchise loans8
- Franchise share of approvals36.4 percent
- Most active lenderWallis Bank (3)
- 504 approvals recorded5
- 504 gross approval dollars$1.4 m
- Average 504 approval$279,000
- Median 504 approval$218,000
- Distinct CDCs active2
- 504 jobs per approval4.0
- 504 jobs per million dollars approved14.3
- Most active CDCGreater East Texas Certified Development Company (4)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$32.1 m
The average approval of $1,397,073 sits close to the median of $1,385,000, so lending here is fairly evenly sized rather than driven by a few large deals. 63.6 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Anderson County
SBA loan default and charge-off rates in Anderson County
Do SBA loans in Anderson County get paid back?
- Loans with a final outcome recorded7
- Paid in full6
- Charged off1
- Status: Paid in full6
- Status: Exempt from disclosure11
- Status: Charged off1
- Status: Cancelled3
- Status: Committed, not yet disbursed1
Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Anderson County
SBA lending by place in Anderson County
- Borrower cities with recorded lending4
- Palestine, approvals19
- Elkhart, approvals1
- Tennessee Colony, approvals1
- Athens, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Palestine | 19 | $26,817,600 |
| Elkhart | 1 | $1,603,000 |
| Tennessee Colony | 1 | $1,560,000 |
| Athens | 1 | $755,000 |
Palestine accounts for 19 approvals against 1 in Elkhart. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Anderson County
How large is Anderson County?
- Land area1,063 sq mi
- Rank by land area among Texas counties56th of 254
- Width, east to west47.2 mi
- Height, north to south40.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land55
- Establishments per square mile0.84
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Anderson County
Flood risk in Anderson County
- Participation of the county's own NFIP community Anderson County, unincorporated areasParticipating, community 480001
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP3
- NFIP participation rate75.0 percent
- Communities carrying a CRS class0
- Radon levels in Anderson County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Anderson County (community 480001), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Anderson County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 75.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Anderson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Anderson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202458,439
- Households17,579
- Average household size3.32
- Median household income$62,068
- Median age39.7
Common questions
Anderson County questions, answered from the record.
How many people live in Anderson County, Texas?
The Census Bureau estimates 59,512 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 58,439, in 17,579 households, ranking 59th of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Anderson County's population growing?
The population has grown 2.74 percent since the 2020 census base of 57,927, to 59,512 on July 1, 2024. In 2024 there were 531 births against 670 deaths, with net migration of 515. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Anderson County?
$62,068. The median owner-occupied home is valued at $185,300, which is 3.0 times income, and median gross rent is $1,041 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Anderson County?
891 establishments, employing 12,803 people with an annual payroll of $573.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Anderson County?
Health care and social assistance is the largest private sector at 2,376 jobs, 11.8 percent of covered employment. Covered employment averages 20,139 jobs at an average annual pay of $59,154, or $1,138 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Anderson County?
22 7(a) approvals totaling $30.7 m since FY2020, across 20 lenders, with a median approval of $1,385,000, plus 5 504 approvals worth $1.4 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Anderson County?
27 housing units were authorized by permit in 2024, with a declared construction value of $4.5 m. Multifamily was 33.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Anderson County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Anderson County come from?
The largest single origin is Smith County, with 135 households. Arriving households report an average income of $57,774 against $40,775 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Anderson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Anderson County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Anderson County
Cities and places in Anderson.
4 Census places lie wholly or partly in Anderson County. All 4 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Palestine | city | 19,136 | 19 | Wholly in this county |
| Elkhart | town | 1,701 | 1 | Wholly in this county |
| Frankston | town | 1,088 | None recorded | Wholly in this county |
| Neches | CDP | 352 | None recorded | Wholly in this county |
A further 2 of the county's 22 SBA 7(a) approvals are to borrowers in cities that match no Census place in Anderson County, the largest being Tennessee Colony (1), Athens (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby