Freestone County, Texas: commercial real estate data.
Freestone County, Texas had an estimated 20,645 residents on July 1, 2024, up 6.2 percent since the 2020 census base of 19,440, across 878 square miles. County output reached $1.28 bn in 2024, 362 establishments operate here, and the SBA record carries 12 7(a) approvals worth $12.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Freestone County
How many people live in Freestone County
- Population, American Community Survey 2020-202420,049
- Households7,090
- Average household size2.83
- Median household income$59,960
- Median age41.1
- Median gross rent$853 per month
- Median owner-occupied home value$168,000
- Home value to household income2.8 times
- Annual rent as a share of median income17.1 percent
- Adults 25 and over with a bachelor degree or higher16.5 percent
- Adults 25 and over with a graduate degree4.3 percent
- Adults 25 and over14,211
- Population under 184,531
- Share under 1822.6 percent
- Population 65 and over4,037
- Share 65 and over20.1 percent
- Working age population, 18 to 6411,481
- Civilian labor force7,855
- Unemployment rate3.0 percent
- Labor force participation, adults 18 and over50.6 percent
- Rank by population among Texas counties122nd of 254
- Rank by population among US county-equivalents, Puerto Rico included1876th of 3,222
Freestone County is the 122nd largest of 254 Texas counties by population. A median home costs 2.8 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 22.6 percent against 20.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Freestone County
Is Freestone County's population growing?
- Population, July 1, 202420,645
- Census 2020 base population19,440
- Population change since the 2020 census base6.20 percent
- Population change, 2023 to 2024287
- Births, 2024219
- Deaths, 2024282
- Natural change, 2024-63
- Net domestic migration, 2024307
- Net international migration, 202447
- Total net migration, 2024354
- Cumulative net domestic migration, 2021 to 20241,393
- Rank by growth among US county-equivalents383rd of 3,144
The county has grown 6.20 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Freestone County
Where are people moving to Freestone County from?
- Tax returns filed by households arriving640
- People arriving, from those returns1,250
- Tax returns filed by households leaving521
- Net household movement119
- Adjusted gross income arriving$36.4 m
- Net adjusted gross income movement$12.4 m
- Average income of an arriving household$56,797
- Average income of a leaving household$45,988
- Largest single originLimestone County (67 households)
- Largest single destinationLimestone County (50 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Limestone County | 67 | 124 | $2.2 m |
| Dallas County | 49 | 110 | $3.0 m |
| Leon County | 44 | 84 | $2.1 m |
| Tarrant County | 36 | 69 | $2.4 m |
| Harris County | 29 | 55 | $1.5 m |
| Navarro County | 28 | 65 | $1.3 m |
| McLennan County | 25 | 47 | $1.2 m |
| Anderson County | 21 | 32 | $434,000 |
Households arriving report $10,809 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Limestone County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Freestone County
What is the Freestone County economy?
- County GDP, 2024$1.28 bn
- County GDP, 2023$1.33 bn
- GDP change, 2023 to 2024-3.8 percent
- GDP change over five years45.1 percent
- Rank by GDP among the Texas areas BEA publishes138th of 254
- Rank by GDP among the US county areas BEA publishes1645th of 3,127
- GDP per resident$63,741
Output grew -3.8 percent in the latest year and 45.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Freestone County
Employment by industry in Freestone County
- Covered employment, annual average4,933
- Establishments reporting396
- Average annual pay$53,324
- Average weekly wage$1,025
- Accommodation and food services, employment632
- Accommodation and food services, average annual pay$18,881
- Retail trade, employment603
- Retail trade, average annual pay$39,127
- Mining, quarrying, and oil and gas extraction, employment510
- Mining, quarrying, and oil and gas extraction, average annual pay$96,755
- Manufacturing, employment308
- Manufacturing, average annual pay$76,145
- Transportation and warehousing, employment183
- Construction, employment145
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Accommodation and food services | 632 | 35 | $18,881 |
| Retail trade | 603 | 50 | $39,127 |
| Mining, quarrying, and oil and gas extraction | 510 | 27 | $96,755 |
| Manufacturing | 308 | 16 | $76,145 |
| Transportation and warehousing | 183 | 15 | $91,884 |
| Construction | 145 | 32 | $56,684 |
| Wholesale trade | 131 | 19 | $54,616 |
| Other services, except public administration | 119 | 24 | $50,034 |
Accommodation and food services is the largest private sector at 632 jobs, 12.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Freestone County
How many businesses are in Freestone County?
- Establishments, all industries362
- Employment at those establishments3,144
- Annual payroll$141.4 m
- Establishments per 1,000 residents18.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Freestone County
Building permits in Freestone County
- Housing units authorized by permit, 20241
- Declared construction value permitted$302,641
- Single family units authorized1
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$302,641
- Units authorized per 1,000 households0.1
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Freestone County
SBA loans in Freestone County (7(a) and 504)
- 7(a) approvals recorded12
- 7(a) gross approval dollars$12.2 m
- Average 7(a) approval$1,018,000
- Median 7(a) approval$1,130,500
- Largest single approval$2,015,000
- Jobs reported supported, 7(a)134
- Jobs per approval11.2
- Distinct 7(a) lenders active11
- Distinct industries receiving approvals10
- Median 7(a) term300 months
- Share of loans on real estate terms, 240 months or longer58.3 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter5
- Franchise loans3
- Franchise share of approvals25.0 percent
- 504 approvals recorded4
- 504 gross approval dollars$6.1 m
- Average 504 approval$1,530,750
- Median 504 approval$1,488,000
- Distinct CDCs active2
- 504 jobs per approval14.8
- 504 jobs per million dollars approved9.6
- Most active CDCCapital Certified Development Corporation (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$18.3 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Freestone County
SBA loan default and charge-off rates in Freestone County
Do SBA loans in Freestone County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Exempt from disclosure9
- Status: Cancelled2
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Freestone County
SBA lending by place in Freestone County
- Borrower cities with recorded lending4
- Fairfield, approvals5
- Teague, approvals4
- Streetman, approvals2
- Oakwood, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Fairfield | 5 | $4,154,000 |
| Teague | 4 | $3,661,000 |
| Streetman | 2 | $2,386,000 |
| Oakwood | 1 | $2,015,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Freestone County
How large is Freestone County?
- Land area878 sq mi
- Rank by land area among Texas counties173rd of 254
- Width, east to west41.7 mi
- Height, north to south41.4 mi
- Geographies sharing a boundary5
- Residents per square mile of land23
- Establishments per square mile0.41
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Freestone County
Flood risk in Freestone County
- Participation of the county's own NFIP community Freestone County, unincorporated areasParticipating, community 480822
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP5
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Freestone County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Freestone County (community 480822), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Freestone County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Freestone County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Freestone County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202420,049
- Households7,090
- Average household size2.83
- Median household income$59,960
- Median age41.1
Common questions
Freestone County questions, answered from the record.
How many people live in Freestone County, Texas?
The Census Bureau estimates 20,645 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 20,049, in 7,090 households, ranking 122nd of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Freestone County's population growing?
The population has grown 6.20 percent since the 2020 census base of 19,440, to 20,645 on July 1, 2024. In 2024 there were 219 births against 282 deaths, with net migration of 354. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Freestone County?
$59,960. The median owner-occupied home is valued at $168,000, which is 2.8 times income, and median gross rent is $853 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Freestone County?
362 establishments, employing 3,144 people with an annual payroll of $141.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Freestone County?
Accommodation and food services is the largest private sector at 632 jobs, 12.8 percent of covered employment. Covered employment averages 4,933 jobs at an average annual pay of $53,324, or $1,025 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Freestone County?
12 7(a) approvals totaling $12.2 m since FY2020, across 11 lenders, with a median approval of $1,130,500, plus 4 504 approvals worth $6.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Freestone County?
1 housing units were authorized by permit in 2024, with a declared construction value of $302,641. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Freestone County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Freestone County come from?
The largest single origin is Limestone County, with 67 households. Arriving households report an average income of $56,797 against $45,988 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Freestone County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Freestone County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Freestone County
Cities and places in Freestone.
6 Census places lie wholly or partly in Freestone County. All 6 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Teague | city | 3,476 | 4 | Wholly in this county |
| Fairfield | city | 2,924 | 5 | Wholly in this county |
| Wortham | town | 1,160 | None recorded | Wholly in this county |
| Oakwood | town | 570 | 1 | 8.8 percent here, 91.2 percent Leon County |
| Streetman | town | 220 | 2 | 52.3 percent here, 47.7 percent Navarro County |
| Kirvin | town | 65 | None recorded | Wholly in this county |
Nearby