Navarro County, Texas: commercial real estate data.
Navarro County, Texas had an estimated 56,533 residents on July 1, 2024, up 7.4 percent since the 2020 census base of 52,645, across 1,010 square miles. County output reached $2.38 bn in 2024, 966 establishments operate here, and the SBA record carries 18 7(a) approvals worth $24.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Navarro County
How many people live in Navarro County
- Population, American Community Survey 2020-202454,711
- Households19,044
- Average household size2.87
- Median household income$63,111
- Median age36.7
- Median gross rent$1,076 per month
- Median owner-occupied home value$172,600
- Home value to household income2.7 times
- Annual rent as a share of median income20.5 percent
- Adults 25 and over with a bachelor degree or higher18.2 percent
- Adults 25 and over with a graduate degree5.8 percent
- Adults 25 and over34,818
- Population under 1814,591
- Share under 1826.7 percent
- Population 65 and over9,125
- Share 65 and over16.7 percent
- Working age population, 18 to 6430,995
- Civilian labor force25,064
- Unemployment rate4.4 percent
- Labor force participation, adults 18 and over62.5 percent
- Rank by population among Texas counties62nd of 254
- Rank by population among US county-equivalents, Puerto Rico included952nd of 3,222
Navarro County is the 62nd largest of 254 Texas counties by population. A median home costs 2.7 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 26.7 percent against 16.7 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Navarro County
Is Navarro County's population growing?
- Population, July 1, 202456,533
- Census 2020 base population52,645
- Population change since the 2020 census base7.39 percent
- Population change, 2023 to 2024814
- Births, 2024726
- Deaths, 2024581
- Natural change, 2024145
- Net domestic migration, 2024582
- Net international migration, 202492
- Total net migration, 2024674
- Cumulative net domestic migration, 2021 to 20243,090
- Rank by growth among US county-equivalents284th of 3,144
The county has grown 7.39 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Navarro County
Where are people moving to Navarro County from?
- Tax returns filed by households arriving1,563
- People arriving, from those returns3,216
- Tax returns filed by households leaving1,167
- Net household movement396
- Adjusted gross income arriving$99.9 m
- Net adjusted gross income movement$40.1 m
- Average income of an arriving household$63,940
- Average income of a leaving household$51,291
- Largest single originDallas County (272 households)
- Largest single destinationDallas County (162 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Dallas County | 272 | 626 | $16.1 m |
| Ellis County | 262 | 571 | $16.0 m |
| Tarrant County | 126 | 262 | $8.5 m |
| Hill County | 47 | 89 | $2.1 m |
| Henderson County | 43 | 76 | $1.7 m |
| Denton County | 41 | 73 | $3.1 m |
| McLennan County | 40 | 69 | $1.6 m |
| Harris County | 38 | 71 | $2.4 m |
Households arriving report $12,649 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Dallas County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Navarro County
What is the Navarro County economy?
- County GDP, 2024$2.38 bn
- County GDP, 2023$2.31 bn
- GDP change, 2023 to 20243.0 percent
- GDP change over five years44.8 percent
- Rank by GDP among the Texas areas BEA publishes96th of 254
- Rank by GDP among the US county areas BEA publishes1138th of 3,127
- GDP per resident$43,458
Output grew 3.0 percent in the latest year and 44.8 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Navarro County
Employment by industry in Navarro County
- Covered employment, annual average16,462
- Establishments reporting1,010
- Average annual pay$50,252
- Average weekly wage$966
- Manufacturing, employment3,141
- Manufacturing, average annual pay$62,935
- Retail trade, employment2,055
- Retail trade, average annual pay$35,420
- Accommodation and food services, employment1,409
- Accommodation and food services, average annual pay$20,198
- Construction, employment1,268
- Construction, average annual pay$64,096
- Wholesale trade, employment604
- Transportation and warehousing, employment590
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 3,141 | 56 | $62,935 |
| Retail trade | 2,055 | 148 | $35,420 |
| Accommodation and food services | 1,409 | 78 | $20,198 |
| Construction | 1,268 | 96 | $64,096 |
| Wholesale trade | 604 | 42 | $63,701 |
| Transportation and warehousing | 590 | 25 | $59,250 |
| Administrative and support and waste management services | 440 | 54 | $42,366 |
| Finance and insurance | 414 | 65 | $57,797 |
Manufacturing is the largest private sector at 3,141 jobs, 19.1 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Navarro County
How many businesses are in Navarro County?
- Establishments, all industries966
- Employment at those establishments13,928
- Annual payroll$622.4 m
- Establishments per 1,000 residents17.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Navarro County
Building permits in Navarro County
- Housing units authorized by permit, 2024530
- Declared construction value permitted$129.9 m
- Single family units authorized522
- Multifamily units authorized8
- Multifamily share of units1.5 percent
- Average declared value per unit$245,060
- Units authorized per 1,000 households27.8
Single-family homes are 98.5 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Navarro County
SBA loans in Navarro County (7(a) and 504)
- 7(a) approvals recorded18
- 7(a) gross approval dollars$24.7 m
- Average 7(a) approval$1,371,994
- Median 7(a) approval$838,000
- Largest single approval$4,570,000
- Jobs reported supported, 7(a)106
- Jobs per approval5.9
- Distinct 7(a) lenders active15
- Distinct industries receiving approvals14
- Median 7(a) term270 months
- Share of loans on real estate terms, 240 months or longer55.6 percent
- Loans on real estate terms10
- Loans on working capital terms, 120 months or shorter8
- Franchise loans2
- Franchise share of approvals11.1 percent
- Leading industry by approval countGeneral Automotive Repair (3)
- 504 approvals recorded9
- 504 gross approval dollars$12.8 m
- Average 504 approval$1,418,333
- Median 504 approval$1,282,000
- Distinct CDCs active3
- 504 jobs per approval34.0
- 504 jobs per million dollars approved24.0
- Most active CDCGreater East Texas Certified Development Company (7)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$37.5 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Navarro County
SBA loan default and charge-off rates in Navarro County
Do SBA loans in Navarro County get paid back?
- Loans with a final outcome recorded1
- Paid in full0
- Charged off1
- Status: Exempt from disclosure13
- Status: Charged off1
- Status: Cancelled3
- Status: Committed, not yet disbursed1
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Navarro County
SBA lending by place in Navarro County
- Borrower cities with recorded lending2
- Corsicana, approvals17
- Rice, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Corsicana | 17 | $20,774,900 |
| Rice | 1 | $3,921,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Navarro County
How large is Navarro County?
- Land area1,010 sq mi
- Rank by land area among Texas counties71st of 254
- Width, east to west49.3 mi
- Height, north to south36.8 mi
- Geographies sharing a boundary5
- Residents per square mile of land54
- Establishments per square mile0.96
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Navarro County
Flood risk in Navarro County
- Participation of the county's own NFIP community Navarro County, unincorporated areasParticipating, community 480950
- Communities in the county in the NFIP Community Status Book18
- Of those, participating in the NFIP11
- NFIP participation rate61.1 percent
- Communities carrying a CRS class0
- Radon levels in Navarro County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Navarro County (community 480950), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Navarro County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 61.1 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Navarro County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Navarro County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202454,711
- Households19,044
- Average household size2.87
- Median household income$63,111
- Median age36.7
Common questions
Navarro County questions, answered from the record.
How many people live in Navarro County, Texas?
The Census Bureau estimates 56,533 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 54,711, in 19,044 households, ranking 62nd of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Navarro County's population growing?
The population has grown 7.39 percent since the 2020 census base of 52,645, to 56,533 on July 1, 2024. In 2024 there were 726 births against 581 deaths, with net migration of 674. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Navarro County?
$63,111. The median owner-occupied home is valued at $172,600, which is 2.7 times income, and median gross rent is $1,076 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Navarro County?
966 establishments, employing 13,928 people with an annual payroll of $622.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Navarro County?
Manufacturing is the largest private sector at 3,141 jobs, 19.1 percent of covered employment. Covered employment averages 16,462 jobs at an average annual pay of $50,252, or $966 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Navarro County?
18 7(a) approvals totaling $24.7 m since FY2020, across 15 lenders, with a median approval of $838,000, plus 9 504 approvals worth $12.8 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Navarro County?
530 housing units were authorized by permit in 2024, with a declared construction value of $129.9 m. Multifamily was 1.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Navarro County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Navarro County come from?
The largest single origin is Dallas County, with 272 households. Arriving households report an average income of $63,940 against $51,291 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Navarro County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Navarro County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Navarro County
Cities and places in Navarro.
19 Census places lie wholly or partly in Navarro County. All 19 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Corsicana | city | 25,511 | 17 | Wholly in this county |
| Kerens | city | 1,778 | None recorded | Wholly in this county |
| Dawson | town | 1,322 | None recorded | Wholly in this county |
| Rice | city | 1,241 | 1 | Wholly in this county |
| Frost | city | 968 | None recorded | Wholly in this county |
| Retreat | town | 707 | None recorded | Wholly in this county |
| Blooming Grove | town | 658 | None recorded | Wholly in this county |
| Angus | city | 475 | None recorded | Wholly in this county |
| Oak Valley | town | 364 | None recorded | Wholly in this county |
| Richland | town | 353 | None recorded | Wholly in this county |
| Mildred | town | 312 | None recorded | Wholly in this county |
| Eureka | city | 310 | None recorded | Wholly in this county |
| Navarro | town | 288 | None recorded | Wholly in this county |
| Barry | city | 236 | None recorded | Wholly in this county |
| Streetman | town | 220 | None recorded | 47.7 percent here, 52.3 percent Freestone County |
| Goodlow | city | 211 | None recorded | Wholly in this county |
| Emhouse | town | 142 | None recorded | Wholly in this county |
| Powell | town | 104 | None recorded | Wholly in this county |
| Mustang | town | 0 | None recorded | Wholly in this county |
Nearby