HomeTexasFreestone CountyFairfield
Fairfield, Texas: commercial real estate data.
Fairfield is a Census city of 2,924 people across 5.46 square miles of land, in Freestone County. Median household income is $47,250, 57.5 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $4.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Fairfield
What Fairfield is
- Census place typecity
- Land area5.46 sq mi
- Water area0 sq mi
- Population per square mile of land536
- County holding the largest share of its areaFreestone County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
How many people live in Fairfield
- Population2,924
- Median age42.6 plus or minus 8.7
- Population under 18739 plus or minus 170
- Share under 1825.3 percent plus or minus 5.8
- Population 65 and over631 plus or minus 143
- Share 65 and over21.6 percent plus or minus 4.9
- Households1,073
- Family households709
- Share of households that are families66.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
Income and work in Fairfield
- Median household income$47,250 plus or minus $13,630
- Per capita income$29,059
- Civilian labor force1,241
- Employed1,228
- Unemployed13 plus or minus 17
- Unemployment rate1.0 percent plus or minus 1.4
- Adults 25 and over1,954
- Adults 25 and over with a high school diploma or higher82.5 percent
- Adults 25 and over with a bachelor degree or higher20.2 percent plus or minus 5.6
- Adults 25 and over with a graduate degree5.0 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
Housing in Fairfield
- Housing units1,385
- Occupied units1,073
- Vacant units312 plus or minus 100
- Vacancy rate22.5 percent plus or minus 6.9
- Owner occupied617
- Renter occupied456 plus or minus 119
- Ownership rate57.5 percent
- Median owner-occupied home value$169,500
- Median gross rent, monthly$994
- Annual rent as a share of median income25.2 percent plus or minus 7.8
- Single family units1,051
- Share single family75.9 percent
- Units in buildings of two or more204 plus or minus 88
- Share in buildings of two or more14.7 percent plus or minus 6.2
- Mobile homes130 plus or minus 79
- Median year structure built1976
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
How Fairfield gets to work
- Workers 16 and over who commute1,163
- Commuting under 15 minutes585 plus or minus 168
- Share commuting under 15 minutes50.3 percent plus or minus 12.5
- Commuting 30 minutes or more326 plus or minus 126
- Share commuting 30 minutes or more28.0 percent plus or minus 10.0
- Drove alone82.6 percent
- Carpooled11.3 percent plus or minus 8.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home4.8 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
SBA loans in Fairfield (7(a))
- Approvals5
- Gross approval$4,154,000
- Average approval$830,800
- Median approval$450,000
- Largest approval$1,884,000
- Jobs supported15
- Jobs per approval3.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more60.0 percent
- Share to franchises40.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Fairfield, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fairfield
SBA loans in Fairfield (504)
- Approvals3
- Gross approval$4,433,000
- Average approval$1,477,667
- Median approval$1,286,000
- Largest approval$2,422,000
- Jobs supported44
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Fairfield, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fairfield
Flood risk in Fairfield
- NFIP communityCity of Fairfield
- NFIP community number480823
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/01/90(L)
The City of Fairfield participates in the National Flood Insurance Program as community 480823 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Freestone County, not Fairfield
Freestone County context, not Fairfield figures
- Establishments in Freestone County362
- Covered employment, Freestone County4,933
- Average annual pay, Freestone County$53,324
- Housing units permitted, Freestone County1
Every figure in this section is published for Freestone County as a whole and is not a measurement of Fairfield.
All Freestone County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Fairfield questions, answered from the record.
How many people live in Fairfield, Texas?
2,924, in 1,073 households. Fairfield city covers 5.46 square miles of land, which is 536 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fairfield in?
Freestone County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fairfield?
$47,250. The median owner-occupied home is valued at $169,500. Median gross rent is $994 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fairfield businesses?
5 7(a) approvals totaling $4.2 m since FY2020, across 4 lenders, median approval $450,000, plus 3 504 approvals worth $4.4 m since FY2010. These count approvals to borrowers whose address is in Fairfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fairfield borrowers get paid back?
No rate is published for Fairfield. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Fairfield in the National Flood Insurance Program?
Yes. Fairfield appears in the FEMA Community Status Book as Fairfield, city of, community 480823, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fairfield figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Freestone County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fairfield.
Is zoning published for Fairfield?
No. Nothing on this page presents parcel level zoning.
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