Bastrop County, Texas: commercial real estate data.
Bastrop County, Texas had an estimated 114,931 residents on July 1, 2024, up 18.2 percent since the 2020 census base of 97,230, across 888 square miles. County output reached $4.32 bn in 2024, 1,778 establishments operate here, and the SBA record carries 75 7(a) approvals worth $38.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Bastrop County
How many people live in Bastrop County
- Population, American Community Survey 2020-2024106,582
- Households36,868
- Average household size2.89
- Median household income$86,226
- Median age37.0
- Median gross rent$1,410 per month
- Median owner-occupied home value$314,800
- Home value to household income3.7 times
- Annual rent as a share of median income19.6 percent
- Adults 25 and over with a bachelor degree or higher25.0 percent
- Adults 25 and over with a graduate degree9.0 percent
- Adults 25 and over69,598
- Population under 1827,681
- Share under 1826.0 percent
- Population 65 and over16,402
- Share 65 and over15.4 percent
- Working age population, 18 to 6462,499
- Civilian labor force50,811
- Unemployment rate4.3 percent
- Labor force participation, adults 18 and over64.4 percent
- Rank by population among Texas counties42nd of 254
- Rank by population among US county-equivalents, Puerto Rico included587th of 3,222
Bastrop County is the 42nd largest of 254 Texas counties by population. A median home costs 3.7 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 26.0 percent against 15.4 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Bastrop County
Is Bastrop County's population growing?
- Population, July 1, 2024114,931
- Census 2020 base population97,230
- Population change since the 2020 census base18.21 percent
- Population change, 2023 to 20243,800
- Births, 20241,397
- Deaths, 2024955
- Natural change, 2024442
- Net domestic migration, 20243,144
- Net international migration, 2024242
- Total net migration, 20243,386
- Cumulative net domestic migration, 2021 to 202414,562
- Rank by growth among US county-equivalents27th of 3,144
The county has grown 18.21 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Bastrop County
Where are people moving to Bastrop County from?
- Tax returns filed by households arriving4,406
- People arriving, from those returns8,763
- Tax returns filed by households leaving2,865
- Net household movement1,541
- Adjusted gross income arriving$320.8 m
- Net adjusted gross income movement$152.8 m
- Average income of an arriving household$72,805
- Average income of a leaving household$58,636
- Largest single originTravis County (2,044 households)
- Largest single destinationTravis County (760 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Travis County | 2,044 | 4,298 | $135.4 m |
| Williamson County | 371 | 705 | $27.2 m |
| Hays County | 200 | 401 | $18.5 m |
| Harris County | 111 | 193 | $9.3 m |
| Caldwell County | 86 | 194 | $3.7 m |
| Bexar County | 66 | 119 | $3.7 m |
| Lee County | 52 | 85 | $2.4 m |
| Bell County | 41 | 82 | $1.8 m |
Households arriving report $14,169 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Travis County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Bastrop County
What is the Bastrop County economy?
- County GDP, 2024$4.32 bn
- County GDP, 2023$4.09 bn
- GDP change, 2023 to 20245.6 percent
- GDP change over five years57.5 percent
- Rank by GDP among the Texas areas BEA publishes63rd of 254
- Rank by GDP among the US county areas BEA publishes770th of 3,127
- GDP per resident$40,528
Output grew 5.6 percent in the latest year and 57.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Bastrop County
Employment by industry in Bastrop County
- Covered employment, annual average22,593
- Establishments reporting1,830
- Average annual pay$54,112
- Average weekly wage$1,041
- Retail trade, employment4,195
- Retail trade, average annual pay$40,031
- Accommodation and food services, employment3,325
- Accommodation and food services, average annual pay$28,592
- Health care and social assistance, employment2,192
- Health care and social assistance, average annual pay$50,376
- Construction, employment1,972
- Construction, average annual pay$89,718
- Manufacturing, employment1,325
- Professional, scientific and technical services, employment741
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 4,195 | 226 | $40,031 |
| Accommodation and food services | 3,325 | 168 | $28,592 |
| Health care and social assistance | 2,192 | 202 | $50,376 |
| Construction | 1,972 | 279 | $89,718 |
| Manufacturing | 1,325 | 98 | $66,673 |
| Professional, scientific and technical services | 741 | 190 | $88,626 |
| Administrative and support and waste management services | 657 | 93 | $52,627 |
| Other services, except public administration | 650 | 140 | $49,263 |
Retail trade is the largest private sector at 4,195 jobs, 18.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Bastrop County
How many businesses are in Bastrop County?
- Establishments, all industries1,778
- Employment at those establishments17,763
- Annual payroll$795.4 m
- Establishments per 1,000 residents16.7
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Bastrop County
Building permits in Bastrop County
- Housing units authorized by permit, 20241,841
- Declared construction value permitted$472.3 m
- Single family units authorized1,419
- Multifamily units authorized422
- Multifamily share of units22.9 percent
- Average declared value per unit$256,546
- Units authorized per 1,000 households49.9
Single-family homes are 77.1 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Bastrop County
SBA loans in Bastrop County (7(a) and 504)
- 7(a) approvals recorded75
- 7(a) gross approval dollars$38.4 m
- Average 7(a) approval$512,275
- Median 7(a) approval$165,000
- 10th percentile approval$58,000
- 90th percentile approval$1,530,980
- Largest single approval$3,906,000
- Jobs reported supported, 7(a)478
- Jobs per approval6.4
- Distinct 7(a) lenders active40
- Distinct industries receiving approvals55
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer18.7 percent
- Loans on real estate terms14
- Loans on working capital terms, 120 months or shorter56
- Franchise loans10
- Franchise share of approvals13.3 percent
- 504 approvals recorded37
- 504 gross approval dollars$26.2 m
- Average 504 approval$708,432
- Median 504 approval$564,000
- Distinct CDCs active6
- 504 jobs per approval10.2
- 504 jobs per million dollars approved14.3
- Most active CDCCapital Certified Development Corporation (21)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$64.6 m
The average approval of $512,275 sits well above the median of $165,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 18.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Bastrop County
SBA loan default and charge-off rates in Bastrop County
Do SBA loans in Bastrop County get paid back?
- Loans with a final outcome recorded6
- Paid in full6
- Charged off0
- Status: Exempt from disclosure61
- Status: Cancelled5
- Status: Paid in full6
- Status: Committed, not yet disbursed3
Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bastrop County
SBA lending by place in Bastrop County
- Borrower cities with recorded lending10
- Bastrop, approvals36
- Elgin, approvals12
- Smithville, approvals7
- Cedar Creek, approvals6
- Paige, approvals4
- Dale, approvals4
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Bastrop | 36 | $21,406,800 |
| Elgin | 12 | $5,209,200 |
| Smithville | 7 | $5,313,500 |
| Cedar Creek | 6 | $2,972,000 |
| Paige | 4 | $711,200 |
| Dale | 4 | $673,600 |
| Rosanky | 2 | $270,000 |
| Del Valle | 2 | $235,000 |
| 2 other borrower cities | 2 | $1,629,300 |
Bastrop accounts for 36 approvals against 12 in Elgin. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bastrop County
How large is Bastrop County?
- Land area888 sq mi
- Rank by land area among Texas counties164th of 254
- Width, east to west37.4 mi
- Height, north to south43.7 mi
- Geographies sharing a boundary5
- Residents per square mile of land120
- Establishments per square mile2.00
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Bastrop County
Flood risk in Bastrop County
- Participation of the county's own NFIP community Bastrop County, unincorporated areasParticipating, community 481193
- Community Rating System class of the county's own communityClass 8
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP4
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class1
- Radon levels in Bastrop County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Bastrop County (community 481193), participates in the National Flood Insurance Program and carries Community Rating System class 8, a flood insurance premium discount for policies written there. The EPA places Bastrop County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 8, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Bastrop County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Bastrop County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024106,582
- Households36,868
- Average household size2.89
- Median household income$86,226
- Median age37.0
Common questions
Bastrop County questions, answered from the record.
How many people live in Bastrop County, Texas?
The Census Bureau estimates 114,931 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 106,582, in 36,868 households, ranking 42nd of 254 Texas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Bastrop County's population growing?
The population has grown 18.21 percent since the 2020 census base of 97,230, to 114,931 on July 1, 2024. In 2024 there were 1,397 births against 955 deaths, with net migration of 3,386. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Bastrop County?
$86,226. The median owner-occupied home is valued at $314,800, which is 3.7 times income, and median gross rent is $1,410 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Bastrop County?
1,778 establishments, employing 17,763 people with an annual payroll of $795.4 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Bastrop County?
Retail trade is the largest private sector at 4,195 jobs, 18.6 percent of covered employment. Covered employment averages 22,593 jobs at an average annual pay of $54,112, or $1,041 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Bastrop County?
75 7(a) approvals totaling $38.4 m since FY2020, across 40 lenders, with a median approval of $165,000, plus 37 504 approvals worth $26.2 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Bastrop County?
1,841 housing units were authorized by permit in 2024, with a declared construction value of $472.3 m. Multifamily was 22.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Bastrop County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Bastrop County come from?
The largest single origin is Travis County, with 2,044 households. Arriving households report an average income of $72,805 against $58,636 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Bastrop County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Bastrop County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Bastrop County
Cities and places in Bastrop.
11 Census places lie wholly or partly in Bastrop County. All 11 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Elgin | city | 11,563 | 12 | 68.5 percent here, 31.5 percent Travis County |
| Bastrop | city | 11,156 | 36 | Wholly in this county |
| Camp Swift | CDP | 8,239 | None recorded | Wholly in this county |
| Wyldwood | CDP | 4,934 | None recorded | Wholly in this county |
| Cedar Creek | CDP | 4,440 | 6 | Wholly in this county |
| Smithville | city | 4,216 | 7 | Wholly in this county |
| Circle D-KC Estates | CDP | 3,135 | None recorded | Wholly in this county |
| Rosanky | CDP | 1,695 | 2 | Wholly in this county |
| McDade | CDP | 1,070 | None recorded | Wholly in this county |
| Red Rock | CDP | 436 | None recorded | Wholly in this county |
| Paige | CDP | 129 | 4 | Wholly in this county |
A further 8 of the county's 75 SBA 7(a) approvals are to borrowers in cities that match no Census place in Bastrop County, the largest being Dale (4), Del Valle (2), Austin (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby