HomeTexasBastrop CountySmithville
Smithville, Texas: commercial real estate data.
Smithville is a Census city of 4,216 people across 4.14 square miles of land, in Bastrop County. Median household income is $59,977, 57.1 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $5.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Smithville
What Smithville is
- Census place typecity
- Land area4.14 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,019
- County holding the largest share of its areaBastrop County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithville
How many people live in Smithville
- Population4,216
- Median age43.1 plus or minus 11.9
- Population under 18871 plus or minus 245
- Share under 1820.7 percent plus or minus 5.8
- Population 65 and over962 plus or minus 206
- Share 65 and over22.8 percent plus or minus 4.9
- Households1,776
- Family households1,098
- Share of households that are families61.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithville
Income and work in Smithville
- Median household income$59,977 plus or minus $12,597
- Per capita income$40,794
- Civilian labor force2,178
- Employed2,065
- Unemployed113 plus or minus 86
- Unemployment rate5.2 percent plus or minus 3.9
- Adults 25 and over2,919
- Adults 25 and over with a high school diploma or higher87.7 percent
- Adults 25 and over with a bachelor degree or higher20.7 percent plus or minus 5.8
- Adults 25 and over with a graduate degree8.5 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithville
Housing in Smithville
- Housing units2,034
- Occupied units1,776
- Vacant units258 plus or minus 154
- Vacancy rate12.7 percent plus or minus 7.4
- Owner occupied1,014 plus or minus 216
- Renter occupied762 plus or minus 217
- Ownership rate57.1 percent
- Median owner-occupied home value$254,400
- Median gross rent, monthly$1,230 plus or minus $438
- Annual rent as a share of median income24.6 percent plus or minus 10.2
- Single family units1,638
- Share single family80.5 percent
- Units in buildings of two or more305 plus or minus 187
- Share in buildings of two or more15.0 percent plus or minus 9.0
- Mobile homes91 plus or minus 62
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithville
How Smithville gets to work
- Workers 16 and over who commute1,929
- Commuting under 15 minutes641 plus or minus 242
- Share commuting under 15 minutes33.2 percent plus or minus 11.2
- Commuting 30 minutes or more788 plus or minus 276
- Share commuting 30 minutes or more40.9 percent plus or minus 12.5
- Drove alone80.5 percent
- Carpooled5.5 percent plus or minus 6.5
- Public transport0.0 percent
- Walked6.4 percent plus or minus 6.3
- Worked from home6.6 percent plus or minus 5.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smithville
SBA loans in Smithville (7(a))
- Approvals7
- Gross approval$5,313,500
- Average approval$759,071
- Median approval$150,000
- Largest approval$3,906,000
- Jobs supported31
- Jobs per approval4.4
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises0.0 percent
- Distinct lenders7
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Smithville, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Smithville
SBA loans in Smithville (504)
- Approvals2
- Gross approval$442,000
- Average approval$221,000
- Median approval$221,000
- Largest approval$370,000
- Jobs supported10
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Smithville, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Smithville
Flood risk in Smithville
- NFIP communityCity of Smithville
- NFIP community number480024
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/09/23
The City of Smithville participates in the National Flood Insurance Program as community 480024 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bastrop County, not Smithville
Bastrop County context, not Smithville figures
- Establishments in Bastrop County1,778
- Covered employment, Bastrop County22,593
- Average annual pay, Bastrop County$54,112
- Housing units permitted, Bastrop County1,841
Every figure in this section is published for Bastrop County as a whole and is not a measurement of Smithville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Smithville questions, answered from the record.
How many people live in Smithville, Texas?
4,216, in 1,776 households. Smithville city covers 4.14 square miles of land, which is 1,019 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Smithville in?
Bastrop County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Smithville?
$59,977. The median owner-occupied home is valued at $254,400. Median gross rent is $1,230 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Smithville businesses?
7 7(a) approvals totaling $5.3 m since FY2020, across 7 lenders, median approval $150,000, plus 2 504 approvals worth $442,000 since FY2010. These count approvals to borrowers whose address is in Smithville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Smithville borrowers get paid back?
No rate is published for Smithville. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Smithville in the National Flood Insurance Program?
Yes. Smithville appears in the FEMA Community Status Book as Smithville, city of, community 480024, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Smithville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bastrop County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Smithville.
Is zoning published for Smithville?
No. Nothing on this page presents parcel level zoning.
Nearby