HomeTexasBell CountyTemple
Temple, Texas: commercial real estate data.
Temple is a Census city of 89,602 people across 73.04 square miles of land, in Bell County. Median household income is $68,204, 52.3 percent of occupied homes are owned, and the SBA record carries 94 7(a) approvals to borrowers here worth $55.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Temple
What Temple is
- Census place typecity
- Land area73.04 sq mi
- Water area4.84 sq mi
- Population per square mile of land1,227
- County holding the largest share of its areaBell County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Temple
How many people live in Temple
- Population89,602
- Median age33.8
- Population under 1823,870
- Share under 1826.6 percent
- Population 65 and over13,547
- Share 65 and over15.1 percent
- Households34,514
- Family households21,164
- Share of households that are families61.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Temple
Income and work in Temple
- Median household income$68,204
- Per capita income$34,319
- Civilian labor force42,457
- Employed39,639
- Unemployed2,818
- Unemployment rate6.6 percent
- Adults 25 and over57,597
- Adults 25 and over with a high school diploma or higher87.9 percent
- Adults 25 and over with a bachelor degree or higher30.6 percent
- Adults 25 and over with a graduate degree11.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Temple
Housing in Temple
- Housing units37,299
- Occupied units34,514
- Vacant units2,785
- Vacancy rate7.5 percent
- Owner occupied18,056
- Renter occupied16,458
- Ownership rate52.3 percent
- Median owner-occupied home value$239,000
- Median gross rent, monthly$1,231
- Annual rent as a share of median income21.7 percent
- Single family units25,133
- Share single family67.4 percent
- Units in buildings of two or more11,051
- Share in buildings of two or more29.6 percent
- Mobile homes1,049 plus or minus 401
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Temple
How Temple gets to work
- Workers 16 and over who commute35,292
- Commuting under 15 minutes15,375
- Share commuting under 15 minutes43.6 percent
- Commuting 30 minutes or more8,494
- Share commuting 30 minutes or more24.1 percent
- Drove alone74.2 percent
- Carpooled11.6 percent
- Public transport0.4 percent plus or minus 0.4
- Walked0.5 percent plus or minus 0.2
- Worked from home11.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Temple
SBA loans in Temple (7(a))
- Approvals94
- Gross approval$55,799,700
- Average approval$593,614
- Median approval$256,750
- Ninetieth percentile approval$1,880,100
- Largest approval$5,000,000
- Jobs supported1,336
- Jobs per approval14.2
- Loans with a final outcome19
- Paid in full17
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more21.3 percent
- Share to franchises24.5 percent
- Distinct lenders45
- Distinct industries by NAICS52
Counted by borrower city: approvals to borrowers whose address is in Temple, in any county, FY2020 to FY2026. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Temple
SBA loans in Temple (504)
- Approvals14
- Gross approval$16,606,000
- Average approval$1,186,143
- Median approval$969,500
- Largest approval$3,169,000
- Jobs supported245
- Loans with a final outcome5
- Charged off0
- Median term300 months
- Distinct CDCs7
Counted by borrower city: approvals to borrowers whose address is in Temple, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Temple
Flood risk in Temple
- NFIP communityCity of Temple
- NFIP community number480034
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/26/08
The City of Temple participates in the National Flood Insurance Program as community 480034 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bell County, not Temple
Bell County context, not Temple figures
- Establishments in Bell County5,923
- Covered employment, Bell County129,627
- Average annual pay, Bell County$62,107
- Housing units permitted, Bell County3,243
Every figure in this section is published for Bell County as a whole and is not a measurement of Temple.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Temple questions, answered from the record.
How many people live in Temple, Texas?
89,602, in 34,514 households. Temple city covers 73.04 square miles of land, which is 1,227 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Temple in?
Bell County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Temple?
$68,204. The median owner-occupied home is valued at $239,000. Median gross rent is $1,231 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Temple businesses?
94 7(a) approvals totaling $55.8 m since FY2020, across 45 lenders, median approval $256,750, plus 14 504 approvals worth $16.6 m since FY2010. These count approvals to borrowers whose address is in Temple, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Temple borrowers get paid back?
No rate is published for Temple. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Temple in the National Flood Insurance Program?
Yes. Temple appears in the FEMA Community Status Book as Temple, city of, community 480034, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Temple figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bell County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Temple.
Is zoning published for Temple?
No. Nothing on this page presents parcel level zoning.