HomeTexasBell CountyTroy city
Troy city, Texas: commercial real estate data.
Troy city is a Census city of 2,844 people across 4.65 square miles of land, in Bell County. Median household income is $86,311, 65.4 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.3 m.
70 sourced place values · tier FULL · 8 sections
Troy
What Troy is
- Census place typecity
- Land area4.65 sq mi
- Water area0.01 sq mi
- Population per square mile of land611
- County holding the largest share of its areaBell County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troy
How many people live in Troy
- Population2,844
- Median age33.8
- Population under 18859 plus or minus 208
- Share under 1830.2 percent plus or minus 7.3
- Population 65 and over394 plus or minus 127
- Share 65 and over13.9 percent plus or minus 4.5
- Households973
- Family households743
- Share of households that are families76.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troy
Income and work in Troy
- Median household income$86,311
- Per capita income$32,001
- Civilian labor force1,329
- Employed1,255
- Unemployed74 plus or minus 61
- Unemployment rate5.6 percent plus or minus 4.6
- Adults 25 and over1,837
- Adults 25 and over with a high school diploma or higher92.5 percent
- Adults 25 and over with a bachelor degree or higher22.1 percent plus or minus 6.2
- Adults 25 and over with a graduate degree4.1 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troy
Housing in Troy
- Housing units1,001
- Occupied units973
- Vacant units28 plus or minus 37
- Vacancy rate2.8 percent plus or minus 3.7
- Owner occupied636
- Renter occupied337 plus or minus 107
- Ownership rate65.4 percent
- Median owner-occupied home value$201,500
- Median gross rent, monthly$1,324 plus or minus $310
- Annual rent as a share of median income18.4 percent plus or minus 5.1
- Single family units825
- Share single family82.4 percent
- Units in buildings of two or more139 plus or minus 84
- Share in buildings of two or more13.9 percent plus or minus 8.3
- Mobile homes37 plus or minus 38
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troy
How Troy gets to work
- Workers 16 and over who commute1,180
- Commuting under 15 minutes250 plus or minus 91
- Share commuting under 15 minutes21.2 percent plus or minus 7.4
- Commuting 30 minutes or more283 plus or minus 102
- Share commuting 30 minutes or more24.0 percent plus or minus 8.3
- Drove alone86.0 percent
- Carpooled9.2 percent plus or minus 5.5
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home2.4 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troy
SBA 7(a) lending to Troy borrowers
- Approvals6
- Gross approval$1,298,800
- Average approval$216,467
- Median approval$250,000
- Ninetieth percentile approval$500,000
- Largest approval$500,000
- Jobs supported89
- Jobs per approval14.8
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises33.3 percent
- Distinct lenders4
- Distinct industries by NAICS5
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Troy
Flood programme status in Troy
- Listed NFIP communities1
- Of those, participating1
- NFIP community number480709
- Currently effective map date09/26/08
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Bell County, not Troy
Bell County context, not Troy figures
These are Bell County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Troy measurements.
- Establishments in Bell County5,923
- Employment at those establishments, Bell County104,607
- Covered employment, Bell County129,627
- Average annual pay, Bell County$62,107
- Average weekly wage, Bell County$1,194
- Housing units permitted, Bell County3,243
- Of those, single family, Bell County2,655
- County product, 2024, Bell County$26,057,405,000
- County product change over the prior year, Bell County6.9 percent
- Average income of an arriving household, Bell County$55,265
Every figure in this section is published for Bell County as a whole and is not a measurement of Troy. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Troy questions, answered from the record.
How many people live in Troy, Texas?
2,844, in 973 households. Troy city covers 4.65 square miles of land, which is 611 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Troy in?
Bell County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Troy?
$86,311. The median owner-occupied home is valued at $201,500. Median gross rent is $1,324 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Troy businesses?
6 7(a) approvals totalling $1.3 m, across 4 lenders, median approval $250,000. These count approvals to borrowers whose address is in Troy, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Troy borrowers get paid back?
No rate is published for Troy. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Troy in the National Flood Insurance Program?
Yes. Troy appears in the FEMA Community Status Book as community 480709, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Troy figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bell County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Troy.
Is zoning published for Troy?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.