Kirby, Texas: commercial real estate data.
Kirby is a Census city of 8,117 people across 2.00 square miles of land, in Bexar County. Median household income is $55,532, 66.1 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $121,800 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Kirby
What Kirby is
- Census place typecity
- Land area2 sq mi
- Water area0 sq mi
- Population per square mile of land4,058
- County holding the largest share of its areaBexar County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirby
How many people live in Kirby
- Population8,117
- Median age38.1
- Population under 182,186 plus or minus 571
- Share under 1826.9 percent plus or minus 7.0
- Population 65 and over1,643 plus or minus 488
- Share 65 and over20.2 percent plus or minus 6.0
- Households2,849
- Family households2,001
- Share of households that are families70.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirby
Income and work in Kirby
- Median household income$55,532
- Per capita income$26,230
- Civilian labor force3,667
- Employed3,481
- Unemployed186 plus or minus 107
- Unemployment rate5.1 percent plus or minus 2.8
- Adults 25 and over5,216
- Adults 25 and over with a high school diploma or higher71.3 percent
- Adults 25 and over with a bachelor degree or higher15.8 percent plus or minus 4.1
- Adults 25 and over with a graduate degree4.6 percent plus or minus 1.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirby
Housing in Kirby
- Housing units3,046
- Occupied units2,849
- Vacant units197 plus or minus 126
- Vacancy rate6.5 percent plus or minus 4.1
- Owner occupied1,884 plus or minus 399
- Renter occupied965 plus or minus 274
- Ownership rate66.1 percent
- Median owner-occupied home value$165,500
- Median gross rent, monthly$1,182
- Annual rent as a share of median income25.5 percent
- Single family units2,263
- Share single family74.3 percent
- Units in buildings of two or more334 plus or minus 122
- Share in buildings of two or more11.0 percent plus or minus 3.8
- Mobile homes449 plus or minus 250
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirby
How Kirby gets to work
- Workers 16 and over who commute3,305
- Commuting under 15 minutes735 plus or minus 319
- Share commuting under 15 minutes22.2 percent plus or minus 9.0
- Commuting 30 minutes or more988 plus or minus 327
- Share commuting 30 minutes or more29.9 percent plus or minus 8.8
- Drove alone68.3 percent
- Carpooled19.0 percent plus or minus 9.6
- Public transport3.9 percent plus or minus 2.8
- Walked1.4 percent plus or minus 2.1
- Worked from home5.2 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kirby
SBA loans in Kirby (7(a))
- Approvals2
- Gross approval$121,800
- Average approval$60,900
- Median approval$60,900
- Largest approval$100,800
- Jobs supported33
- Jobs per approval16.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term78 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Kirby, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kirby
SBA loans in Kirby (504)
- Approvals1
- Gross approval$510,000
- Average approval$510,000
- Median approval$510,000
- Largest approval$510,000
- Jobs supported12
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Kirby, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Kirby
Flood risk in Kirby
- NFIP communityCity of Kirby
- NFIP community number480041
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/19/20
The City of Kirby participates in the National Flood Insurance Program as community 480041 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bexar County, not Kirby
Bexar County context, not Kirby figures
- Establishments in Bexar County39,726
- Covered employment, Bexar County932,387
- Average annual pay, Bexar County$65,875
- Housing units permitted, Bexar County8,349
Every figure in this section is published for Bexar County as a whole and is not a measurement of Kirby.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Kirby questions, answered from the record.
How many people live in Kirby, Texas?
8,117, in 2,849 households. Kirby city covers 2.00 square miles of land, which is 4,058 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kirby in?
Bexar County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kirby?
$55,532. The median owner-occupied home is valued at $165,500. Median gross rent is $1,182 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kirby businesses?
2 7(a) approvals totaling $121,800 since FY2020, across 2 lenders, median approval $60,900, plus 1 504 approvals worth $510,000 since FY2010. These count approvals to borrowers whose address is in Kirby, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kirby borrowers get paid back?
No rate is published for Kirby. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Kirby in the National Flood Insurance Program?
Yes. Kirby appears in the FEMA Community Status Book as Kirby, city of, community 480041, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Kirby figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bexar County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kirby.
Is zoning published for Kirby?
No. Nothing on this page presents parcel level zoning.