HomeTexasBexar CountyLive Oak
Live Oak, Texas: commercial real estate data.
Live Oak is a Census city of 15,984 people across 4.76 square miles of land, in Bexar County. Median household income is $79,696, 57.9 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $7.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Live Oak
What Live Oak is
- Census place typecity
- Land area4.76 sq mi
- Water area0.04 sq mi
- Population per square mile of land3,360
- County holding the largest share of its areaBexar County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
How many people live in Live Oak
- Population15,984
- Median age35.7
- Population under 183,214 plus or minus 655
- Share under 1820.1 percent plus or minus 4.1
- Population 65 and over2,233
- Share 65 and over14.0 percent
- Households6,636
- Family households4,311
- Share of households that are families65.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
Income and work in Live Oak
- Median household income$79,696
- Per capita income$41,485
- Civilian labor force8,818
- Employed8,384
- Unemployed434 plus or minus 187
- Unemployment rate4.9 percent plus or minus 2.1
- Adults 25 and over11,216
- Adults 25 and over with a high school diploma or higher95.5 percent
- Adults 25 and over with a bachelor degree or higher32.1 percent
- Adults 25 and over with a graduate degree11.3 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
Housing in Live Oak
- Housing units6,955
- Occupied units6,636
- Vacant units319 plus or minus 178
- Vacancy rate4.6 percent plus or minus 2.5
- Owner occupied3,840
- Renter occupied2,796
- Ownership rate57.9 percent
- Median owner-occupied home value$246,300
- Median gross rent, monthly$1,634
- Annual rent as a share of median income24.6 percent
- Single family units4,847
- Share single family69.7 percent
- Units in buildings of two or more2,070 plus or minus 536
- Share in buildings of two or more29.8 percent plus or minus 7.5
- Mobile homes38 plus or minus 59
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
How Live Oak gets to work
- Workers 16 and over who commute7,230
- Commuting under 15 minutes2,144 plus or minus 582
- Share commuting under 15 minutes29.7 percent plus or minus 7.3
- Commuting 30 minutes or more1,470 plus or minus 357
- Share commuting 30 minutes or more20.3 percent plus or minus 4.4
- Drove alone71.1 percent
- Carpooled8.8 percent plus or minus 5.8
- Public transport1.2 percent plus or minus 1.9
- Walked2.0 percent plus or minus 2.4
- Worked from home15.0 percent plus or minus 5.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
SBA loans in Live Oak (7(a))
- Approvals14
- Gross approval$7,548,400
- Average approval$539,171
- Median approval$325,000
- Largest approval$1,350,000
- Jobs supported149
- Jobs per approval10.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more21.4 percent
- Share to franchises21.4 percent
- Distinct lenders11
- Distinct industries by NAICS13
Counted by borrower city: approvals to borrowers whose address is in Live Oak, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Live Oak
SBA loans in Live Oak (504)
- Approvals6
- Gross approval$4,627,000
- Average approval$771,167
- Median approval$755,000
- Largest approval$1,401,000
- Jobs supported87
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Live Oak, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Live Oak
Flood risk in Live Oak
- NFIP communityCity of Live Oak
- NFIP community number480043
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date09/29/10
The City of Live Oak participates in the National Flood Insurance Program as community 480043 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bexar County, not Live Oak
Bexar County context, not Live Oak figures
- Establishments in Bexar County39,726
- Covered employment, Bexar County932,387
- Average annual pay, Bexar County$65,875
- Housing units permitted, Bexar County8,349
Every figure in this section is published for Bexar County as a whole and is not a measurement of Live Oak.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Live Oak questions, answered from the record.
How many people live in Live Oak, Texas?
15,984, in 6,636 households. Live Oak city covers 4.76 square miles of land, which is 3,360 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Live Oak in?
Bexar County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Live Oak?
$79,696. The median owner-occupied home is valued at $246,300. Median gross rent is $1,634 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Live Oak businesses?
14 7(a) approvals totaling $7.5 m since FY2020, across 11 lenders, median approval $325,000, plus 6 504 approvals worth $4.6 m since FY2010. These count approvals to borrowers whose address is in Live Oak, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Live Oak borrowers get paid back?
No rate is published for Live Oak. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Live Oak in the National Flood Insurance Program?
Yes. Live Oak appears in the FEMA Community Status Book as Live Oak, city of, community 480043, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Live Oak figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bexar County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Live Oak.
Is zoning published for Live Oak?
No. Nothing on this page presents parcel level zoning.