HomeTexasBexar CountyLive Oak city
Live Oak city, Texas: commercial real estate data.
Live Oak city is a Census city of 15,984 people across 4.76 square miles of land, in Bexar County. Median household income is $79,696, 57.9 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $7.5 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Live Oak
What Live Oak is
- Census place typecity
- Land area4.76 sq mi
- Water area0.04 sq mi
- Population per square mile of land3,360
- County holding the largest share of its areaBexar County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
How many people live in Live Oak
- Population15,984
- Median age35.7
- Population under 183,214 plus or minus 655
- Share under 1820.1 percent plus or minus 4.1
- Population 65 and over2,233
- Share 65 and over14.0 percent
- Households6,636
- Family households4,311
- Share of households that are families65.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
Income and work in Live Oak
- Median household income$79,696
- Per capita income$41,485
- Civilian labor force8,818
- Employed8,384
- Unemployed434 plus or minus 187
- Unemployment rate4.9 percent plus or minus 2.1
- Adults 25 and over11,216
- Adults 25 and over with a high school diploma or higher95.5 percent
- Adults 25 and over with a bachelor degree or higher32.1 percent
- Adults 25 and over with a graduate degree11.3 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
Housing in Live Oak
- Housing units6,955
- Occupied units6,636
- Vacant units319 plus or minus 178
- Vacancy rate4.6 percent plus or minus 2.5
- Owner occupied3,840
- Renter occupied2,796
- Ownership rate57.9 percent
- Median owner-occupied home value$246,300
- Median gross rent, monthly$1,634
- Annual rent as a share of median income24.6 percent
- Single family units4,847
- Share single family69.7 percent
- Units in buildings of two or more2,070 plus or minus 536
- Share in buildings of two or more29.8 percent plus or minus 7.5
- Mobile homes38 plus or minus 59
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
How Live Oak gets to work
- Workers 16 and over who commute7,230
- Commuting under 15 minutes2,144 plus or minus 582
- Share commuting under 15 minutes29.7 percent plus or minus 7.3
- Commuting 30 minutes or more1,470 plus or minus 357
- Share commuting 30 minutes or more20.3 percent plus or minus 4.4
- Drove alone71.1 percent
- Carpooled8.8 percent plus or minus 5.8
- Public transport1.2 percent plus or minus 1.9
- Walked2.0 percent plus or minus 2.4
- Worked from home15.0 percent plus or minus 5.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Live Oak
SBA loans in Live Oak (7(a))
- Approvals14
- Gross approval$7,548,400
- Average approval$539,171
- Median approval$350,000
- Ninetieth percentile approval$1,276,500
- Largest approval$1,350,000
- Jobs supported149
- Jobs per approval10.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more21.4 percent
- Share to franchises21.4 percent
- Distinct lenders11
- Distinct industries by NAICS13
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Live Oak
SBA loans in Live Oak (504)
- Approvals6
- Gross approval$4,627,000
- Average approval$771,167
- Median approval$826,000
- Largest approval$1,401,000
- Jobs supported87
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Live Oak
Flood risk in Live Oak
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number480043
- Currently effective map date09/29/10
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Bexar County, not Live Oak
Bexar County context, not Live Oak figures
These are Bexar County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Live Oak measurements.
- Establishments in Bexar County39,726
- Employment at those establishments, Bexar County821,509
- Covered employment, Bexar County932,387
- Average annual pay, Bexar County$65,875
- Average weekly wage, Bexar County$1,267
- Housing units permitted, Bexar County8,349
- Of those, single family, Bexar County5,815
- County product, 2024, Bexar County$159,588,712,000
- County product change over the prior year, Bexar County6.6 percent
- Average income of an arriving household, Bexar County$67,067
Every figure in this section is published for Bexar County as a whole and is not a measurement of Live Oak. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Live Oak questions, answered from the record.
How many people live in Live Oak, Texas?
15,984, in 6,636 households. Live Oak city covers 4.76 square miles of land, which is 3,360 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Live Oak in?
Bexar County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Live Oak?
$79,696. The median owner-occupied home is valued at $246,300. Median gross rent is $1,634 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Live Oak businesses?
14 7(a) approvals totalling $7.5 m, across 11 lenders, median approval $350,000, plus 6 504 approvals worth $4.6 m. These count approvals to borrowers whose address is in Live Oak, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Live Oak borrowers get paid back?
No rate is published for Live Oak. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Live Oak in the National Flood Insurance Program?
Yes. Live Oak appears in the FEMA Community Status Book as community 480043, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Live Oak figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bexar County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Live Oak.
Is zoning published for Live Oak?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.