HomeTexasBosque CountyValley Mills
Valley Mills, Texas: commercial real estate data.
Valley Mills is a Census city of 1,136 people across 1.22 square miles of land, lying across Bosque County and McLennan County. Median household income is $51,607, 69.4 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $45,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Valley Mills
What Valley Mills is
- Census place typecity
- Land area1.22 sq mi
- Water area0 sq mi
- Population per square mile of land934 plus or minus 228
- County holding the largest share of its areaBosque County, 60.1 percent
- Counties this place lies inBosque County 60.1 percent, McLennan County 39.9 percent
Valley Mills crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Mills
How many people live in Valley Mills
- Population1,136 plus or minus 277
- Median age31.7
- Population under 18376 plus or minus 113
- Share under 1833.1 percent
- Population 65 and over122 plus or minus 48
- Share 65 and over10.7 percent plus or minus 3.4
- Households409 plus or minus 92
- Family households305 plus or minus 97
- Share of households that are families74.6 percent plus or minus 16.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Mills
Income and work in Valley Mills
- Median household income$51,607 plus or minus $35,713
- Per capita income$24,671
- Civilian labor force536 plus or minus 145
- Employed526 plus or minus 145
- Unemployed10 plus or minus 11
- Unemployment rate1.9 percent plus or minus 2.0
- Adults 25 and over687 plus or minus 142
- Adults 25 and over with a high school diploma or higher91.8 percent
- Adults 25 and over with a bachelor degree or higher8.6 percent plus or minus 4.0
- Adults 25 and over with a graduate degree2.6 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Mills
Housing in Valley Mills
- Housing units491 plus or minus 100
- Occupied units409 plus or minus 92
- Vacant units82 plus or minus 47
- Vacancy rate16.7 percent plus or minus 8.9
- Owner occupied284 plus or minus 63
- Renter occupied125 plus or minus 85
- Ownership rate69.4 percent plus or minus 21.9
- Median owner-occupied home value$176,200
- Median gross rent, monthly$1,172
- Annual rent as a share of median income27.3 percent plus or minus 19.0
- Single family units451 plus or minus 102
- Share single family91.9 percent
- Units in buildings of two or more5 plus or minus 16
- Share in buildings of two or more1.0 percent plus or minus 3.3
- Mobile homes35 plus or minus 20
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Mills
How Valley Mills gets to work
- Workers 16 and over who commute511 plus or minus 147
- Commuting under 15 minutes112 plus or minus 83
- Share commuting under 15 minutes21.9 percent plus or minus 14.9
- Commuting 30 minutes or more215 plus or minus 89
- Share commuting 30 minutes or more42.1 percent plus or minus 12.5
- Drove alone85.1 percent
- Carpooled9.8 percent plus or minus 5.6
- Public transport0.0 percent
- Walked0.6 percent plus or minus 0.9
- Worked from home3.6 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Valley Mills
SBA loans in Valley Mills (7(a))
- Approvals2
- Gross approval$45,000
- Average approval$22,500
- Median approval$22,500
- Largest approval$35,000
- Jobs supported4
- Jobs per approval2.0
- Loans with a final outcome2
- Paid in full1
- Charged off1
- Median term62 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Valley Mills, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Valley Mills
Flood risk in Valley Mills
- NFIP communityCity of Valley Mills
- NFIP community number480054
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/06/11
The City of Valley Mills participates in the National Flood Insurance Program as community 480054 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bosque County, not Valley Mills
Bosque County context, not Valley Mills figures
- Establishments in Bosque County315
- Covered employment, Bosque County4,077
- Average annual pay, Bosque County$55,213
- Housing units permitted, Bosque County12
Every figure in this section is published for Bosque County as a whole and is not a measurement of Valley Mills.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Valley Mills questions, answered from the record.
How many people live in Valley Mills, Texas?
1,136, in 409 households. Valley Mills city covers 1.22 square miles of land, which is 934 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Valley Mills in?
Valley Mills lies in more than one. By area it is 60.1 percent in Bosque County, 39.9 percent in McLennan County. This page sits under Bosque County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Valley Mills?
$51,607. The median owner-occupied home is valued at $176,200. Median gross rent is $1,172 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Valley Mills businesses?
2 7(a) approvals totaling $45,000 since FY2020, across 2 lenders, median approval $22,500. These count approvals to borrowers whose address is in Valley Mills, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Valley Mills borrowers get paid back?
No rate is published for Valley Mills. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Valley Mills in the National Flood Insurance Program?
Yes. Valley Mills appears in the FEMA Community Status Book as Valley Mills, city of, community 480054, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Valley Mills figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bosque County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Valley Mills.
Is zoning published for Valley Mills?
No. Nothing on this page presents parcel level zoning.
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